Effective Interest Rate on Debt % is the usage rate that a borrower actually pays on a debt. It is calculated as the positive value of Interest Expense divided by its average total debt. Total debt equals to Long-Term Debt & Capital Lease Obligation plus Short-Term Debt & Capital Lease Obligation. City Cement Co's annualized positive value of Interest Expense for the quarter that ended in Mar. 2026 was ﷼0.4 Mil. City Cement Co's average total debt for the quarter that ended in Mar. 2026 was ﷼1.2 Mil. Therefore, City Cement Co's annualized Effective Interest Rate on Debt % for the quarter that ended in Mar. 2026 was 31.07%.
City Cement Co (SAU:3003) Effective Interest Rate on Debt % Explanation
Effective Interest Rate on Debt % measures the usage rate that a borrower actually pays on a debt.
City Cement Co Effective Interest Rate on Debt % Related Terms
City Cement Co Effective Interest Rate on Debt % Historical Data
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The historical data trend for City Cement Co's Effective Interest Rate on Debt % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
City Cement Co Effective Interest Rate on Debt % Chart
SAU:3003 vs CRH, VMC, MLM: Effective Interest Rate on Debt % Comparison
For the Building Materials subindustry, City Cement Co's Effective Interest Rate on Debt %, along with its competitors' market caps and Effective Interest Rate on Debt % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
City Cement Co Effective Interest Rate on Debt % vs Building Materials Industry
For the Building Materials industry and Basic Materials sector, City Cement Co's Effective Interest Rate on Debt % distribution charts can be found below:
* The bar in red indicates where City Cement Co's Effective Interest Rate on Debt % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual Effective Interest Rate on Debt %, the Interest Expense of the last fiscal year and the average total debt over the fiscal year are used. In calculating the quarterly data,
the Interest Expense data used here is four times the quarterly (Mar. 2026) interest expense data.
Effective Interest Rate on Debt % is displayed in the 30-year financial page.
What does a Effective Interest Rate on Debt % of 31.07% mean?
City Cement Co (SAU:3003) has a Effective Interest Rate on Debt % of 31.07% as of Mar. 2026. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on City Cement Co and its competitors.
Is City Cement Co's Effective Interest Rate on Debt % too high?
City Cement Co's current Effective Interest Rate on Debt % is 31.07%. Overall, City Cement Co has a GF Score™ of 82/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does City Cement Co's Effective Interest Rate on Debt % compare to CRH and VMC?
City Cement Co's Effective Interest Rate on Debt % of 31.07% can be compared against companies in the Building Materials industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Effective Interest Rate on Debt % for a Building Materials company?
A good Effective Interest Rate on Debt % depends on the Building Materials industry context. However, Effective Interest Rate on Debt % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Effective Interest Rate on Debt % mean?
A high Effective Interest Rate on Debt % can signal that a stock is expensive relative to its fundamentals. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on City Cement Co and its competitors. City Cement Co's current Effective Interest Rate on Debt % is 31.07%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is City Cement Co stock overvalued right now?
Based on GuruFocus' analysis, City Cement Co (SAU:3003) is currently considered Significantly Undervalued. The stock's GF Value™ is ﷼20.96, compared to a current price of ﷼10.94 — trading 47.8% below its estimated fair value. The current Effective Interest Rate on Debt % is 31.07%. City Cement Co's overall GF Score™ is 82/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Effective Interest Rate on Debt % calculated?
Effective Interest Rate on Debt % is calculated from a company's financial statements. For City Cement Co (SAU:3003), the current Effective Interest Rate on Debt % is 31.07% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is City Cement Co (SAU:3003) Overvalued in 2026?
Based on GuruFocus' analysis, City Cement Co stock appears to be undervalued.
The current stock price of ﷼10.94 is trading 47.8% below its estimated GF Value™ of ﷼20.96.
GuruFocus considers City Cement Co to be Significantly Undervalued.
Key valuation signals for SAU:3003:
Effective Interest Rate on Debt %: 31.07%
GF Value™: ﷼20.96 vs. price of ﷼10.94 (47.8% below fair value)
No single metric tells the full story. See the SAU:3003 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
City Cement Co produces a wide range of cement products in Saudi Arabia. It offers Ordinary Portland cement suitable for modern construction, concrete works, restoration work, and Sulfate resistant cement used in dam projects, marine works such as ports and berths, sewage stations, bases, and construction foundations. Geographically, the company operates in the Kingdom of Saudi Arabia only.
82GF Score
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Effective Interest Rate on Debt % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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