City Cement Co (SAU:3003) Equity-to-Asset: 0.91 (As of Mar. 2026) — Near Median

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

SAU:3003 City Cement Co SAU:3003
81 GF Score
Price ﷼10.30
GF Value ﷼21.09
Valuation Significantly Undervalued
! 5 Warning Signs
View Full Analysis

What is City Cement Co Equity-to-Asset?

City Cement Co SAU:3003 81 Equity-to-Asset is 0.91 as of Mar. 2026, which is 3% below its 10-year median of 0.94. GuruFocus rates SAU:3003 with a GF Score™ of 81/100 and a GF Value™ of ﷼21.09 (Significantly Undervalued). The stock has 5 warning signs investors should review. Among 413 Building Materials companies, City Cement Co ranks better than 97.09% on this metric.

Equity to Asset ratio is calculated as total stockholders equity divided by total asset. City Cement Co's Total Stockholders Equity for the quarter that ended in Mar. 2026 was ﷼1,793.0 Mil. City Cement Co's Total Assets for the quarter that ended in Mar. 2026 was ﷼1,975.0 Mil. Therefore, City Cement Co's Equity to Asset Ratio for the quarter that ended in Mar. 2026 was 0.91.

The historical rank and industry rank for City Cement Co's Equity-to-Asset or its related term are showing as below:

SAU:3003' s Equity-to-Asset Range Over the Past 10 Years
Min: 0.91   Med: 0.94   Max: 0.97
Current: 0.91

During the past 13 years, the highest Equity to Asset Ratio of City Cement Co was 0.97. The lowest was 0.91. And the median was 0.94.

SAU:3003's Equity-to-Asset is ranked better than
97.09% of 413 companies
in the Building Materials industry
Industry Median: 0.55 vs SAU:3003: 0.91

City Cement Co  (SAU:3003) Equity-to-Asset Explanation

Equity to Asset ratio can vary greatly across different industries, as they have different capital structure. A company with smaller Equity to Asset ratio (more leveraged) may have higher ROE % because of the leverage.

For banks, the required minimum Equity to Asset ratio by regulation is 5%. Some stronger banks may have Equity to Asset Ratio of more than 10%.


City Cement Co Equity-to-Asset Related Terms


City Cement Co Equity-to-Asset Historical Data

* Premium members only.

The historical data trend for City Cement Co's Equity-to-Asset can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

City Cement Co Equity-to-Asset Chart

City Cement Co Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Equity-to-Asset
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.94 0.94 0.95 0.95 0.94

City Cement Co Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Equity-to-Asset Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.94 0.94 0.95 0.94 0.91

SAU:3003 vs CRH, VMC, MLM: Equity-to-Asset Comparison

For the Building Materials subindustry, City Cement Co's Equity-to-Asset, along with its competitors' market caps and Equity-to-Asset data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


City Cement Co Equity-to-Asset vs Building Materials Industry

For the Building Materials industry and Basic Materials sector, City Cement Co's Equity-to-Asset distribution charts can be found below:

* The bar in red indicates where City Cement Co's Equity-to-Asset falls into.


SAU:3003
81GF Score
City Cement Co SAU:3003
Equity-to-Asset is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

City Cement Co Equity-to-Asset Calculation

Equity to Asset ratio measures the ratios of the portion of the asset owned by shareholders out of the total asset. It indicates the leverage of the company, and the amount of debt the company uses in its operation.

Equity to Asset ratio is calculated by dividing total stockholders equity by total asset.

City Cement Co's Equity to Asset Ratio for the fiscal year that ended in Dec. 2025 is calculated as

Equity to Asset (A: Dec. 2025 )=Total Stockholders Equity/Total Assets
=1832.441/1948.65
=0.94

City Cement Co's Equity to Asset Ratio for the quarter that ended in Mar. 2026 is calculated as

Equity to Asset (Q: Mar. 2026 )=Total Stockholders Equity/Total Assets
=1793.019/1975.013
=0.91

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Equity-to-Asset →
What does a Equity-to-Asset of 0.91 mean?
City Cement Co (SAU:3003) has a Equity-to-Asset of 0.91 as of Mar. 2026. Equity-to-asset ratio equals total company equity divided by total assets. It measures financial leverage. View historical data on City Cement Co and its competitors. This is near median its historical median of 0.94. Over the past decade, City Cement Co's Equity-to-Asset has ranged from 0.91 to 0.97. According to the industry distribution chart, City Cement Co ranks #12 out of 413 companies in the Building Materials industry, placing it in the top 2.9%.
Is City Cement Co's Equity-to-Asset too high?
City Cement Co's current Equity-to-Asset of 0.91 is near median its 10-year median of 0.94. Over the past 10 years, this metric has ranged from a low of 0.91 to a high of 0.97. The Building Materials industry median Equity-to-Asset is 0.55. City Cement Co's value of 0.91 is 65.5% above this industry median. Based on the distribution chart, City Cement Co ranks #12 out of 413 companies in the Building Materials industry, which is in the top quartile — a strong position relative to peers. Overall, City Cement Co has a GF Score™ of 81/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does City Cement Co's Equity-to-Asset compare to CRH and VMC?
According to the Building Materials industry distribution chart, City Cement Co ranks #12 out of 413 companies for Equity-to-Asset. This places City Cement Co in the top 3% of its industry — outperforming the majority of peers. The industry median Equity-to-Asset is 0.55. City Cement Co's value of 0.91 is 65.5% above this benchmark. Historically, City Cement Co's own Equity-to-Asset has ranged from 0.91 to 0.97 over the past decade. While the company's 10-year median is 0.94 vs. the industry median of 0.55, City Cement Co has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Equity-to-Asset for a Building Materials company?
The median Equity-to-Asset among Building Materials companies is 0.55, based on 413 companies in the industry. Companies in the top quartile (top 25%) have a Equity-to-Asset significantly above this median, while those in the bottom quartile fall well below. However, Equity-to-Asset should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. City Cement Co's current Equity-to-Asset of 0.91 is 65.5% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Equity-to-Asset mean?
A high Equity-to-Asset can signal that a stock is expensive relative to its fundamentals. Equity-to-asset ratio equals total company equity divided by total assets. It measures financial leverage. View historical data on City Cement Co and its competitors. For the Building Materials industry, the median Equity-to-Asset is 0.55 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. City Cement Co's current Equity-to-Asset is 0.91, which is near median its own 10-year median of 0.94. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is City Cement Co stock overvalued right now?
Based on GuruFocus' analysis, City Cement Co (SAU:3003) is currently considered Significantly Undervalued. The stock's GF Value™ is ﷼21.09, compared to a current price of ﷼10.30 — trading 51.2% below its estimated fair value. The current Equity-to-Asset is 0.91, which is near median its 10-year median of 0.94 and 65.5% above the Building Materials industry median of 0.55. City Cement Co's overall GF Score™ is 81/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Equity-to-Asset calculated?
Equity-to-Asset is calculated from a company's financial statements. For City Cement Co (SAU:3003), the current Equity-to-Asset is 0.91 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is City Cement Co (SAU:3003) Overvalued in 2026?

Based on GuruFocus' analysis, City Cement Co stock appears to be undervalued. The current stock price of ﷼10.30 is trading 51.2% below its estimated GF Value™ of ﷼21.09. GuruFocus considers City Cement Co to be Significantly Undervalued.

Key valuation signals for SAU:3003:

  • Equity-to-Asset: 0.91 (near median its 10-year median of 0.94)
  • GF Value™: ﷼21.09 vs. price of ﷼10.30 (51.2% below fair value)
  • GF Score™: 81/100 with 5 warning signs
  • Industry Position: 65.5% above the Building Materials median (#12 of 413)

No single metric tells the full story. See the SAU:3003 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


City Cement Co Business Description

Address Olaya, Takhassussi Road, Prestige Center Building 4, P.O.Box 3070, Opposite of Panorama Mall, Riyadh, SAU, 11471
City Cement Co produces a wide range of cement products in Saudi Arabia. It offers Ordinary Portland cement suitable for modern construction, concrete works, restoration work, and Sulfate resistant cement used in dam projects, marine works such as ports and berths, sewage stations, bases, and construction foundations. Geographically, the company operates in the Kingdom of Saudi Arabia only.
81GF Score

Get the complete analysis for SAU:3003

Equity-to-Asset is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

﷼10.30
Price
﷼21.09
GF Value