Jarir Marketing Co (SAU:4190) Effective Interest Rate on Debt %: 6.69% (As of Jun. 2026)

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SAU:4190 Jarir Marketing Co SAU:4190
79 GF Score
Price ﷼17.10
GF Value ﷼14.82
Valuation Modestly Overvalued
! 7 Warning Signs
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What is Jarir Marketing Co Effective Interest Rate on Debt %?

Jarir Marketing Co SAU:4190 +0.23% 79 Effective Interest Rate on Debt % is 6.69% as of Jun. 2026. GuruFocus rates SAU:4190 with a GF Score™ of 79/100 and a GF Value™ of ﷼14.82 (Modestly Overvalued). The stock has 7 warning signs investors should review.

Effective Interest Rate on Debt % is the usage rate that a borrower actually pays on a debt. It is calculated as the positive value of Interest Expense divided by its average total debt. Total debt equals to Long-Term Debt & Capital Lease Obligation plus Short-Term Debt & Capital Lease Obligation. Jarir Marketing Co's annualized positive value of Interest Expense for the quarter that ended in Jun. 2026 was ﷼50 Mil. Jarir Marketing Co's average total debt for the quarter that ended in Jun. 2026 was ﷼744 Mil. Therefore, Jarir Marketing Co's annualized Effective Interest Rate on Debt % for the quarter that ended in Jun. 2026 was 6.69%.


Jarir Marketing Co  (SAU:4190) Effective Interest Rate on Debt % Explanation

Effective Interest Rate on Debt % measures the usage rate that a borrower actually pays on a debt.


Jarir Marketing Co Effective Interest Rate on Debt % Related Terms


Jarir Marketing Co Effective Interest Rate on Debt % Historical Data

* Premium members only.

The historical data trend for Jarir Marketing Co's Effective Interest Rate on Debt % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Jarir Marketing Co Effective Interest Rate on Debt % Chart

Jarir Marketing Co Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Effective Interest Rate on Debt %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 5.89 5.98 6.59 6.89 6.79

Jarir Marketing Co Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Effective Interest Rate on Debt % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 6.34 6.11 6.55 6.13 6.69

SAU:4190 vs CASY, WSM, ULTA: Effective Interest Rate on Debt % Comparison

For the Specialty Retail subindustry, Jarir Marketing Co's Effective Interest Rate on Debt %, along with its competitors' market caps and Effective Interest Rate on Debt % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Jarir Marketing Co Effective Interest Rate on Debt % vs Retail - Cyclical Industry

For the Retail - Cyclical industry and Consumer Cyclical sector, Jarir Marketing Co's Effective Interest Rate on Debt % distribution charts can be found below:

* The bar in red indicates where Jarir Marketing Co's Effective Interest Rate on Debt % falls into.


SAU:4190
79GF Score
Jarir Marketing Co SAU:4190
Effective Interest Rate on Debt % is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Jarir Marketing Co Effective Interest Rate on Debt % Calculation

Jarir Marketing Co's annualized Effective Interest Rate on Debt % for the fiscal year that ended in Dec. 2025 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (A: Dec. 2024 )+Total Debt  (A: Dec. 2025 ))/ count )
=-1  *  -52.114/( (791.756+744.24)/ 2 )
=-1  *  -52.114/767.998
=6.79 %

where

Total Debt  (A: Dec. 2024 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=602.596 + 189.16
=791.756

Total Debt  (A: Dec. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=595.77 + 148.47
=744.24

Jarir Marketing Co's annualized Effective Interest Rate on Debt % for the quarter that ended in Jun. 2026 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (Q: Mar. 2026 )+Total Debt  (Q: Jun. 2026 ))/ count )
=-1  *  -49.74/( (756.343+730.9)/ 2 )
=-1  *  -49.74/743.6215
=6.69 %

where

Total Debt  (Q: Mar. 2026 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=604.438 + 151.905
=756.343

Total Debt  (Q: Jun. 2026 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=582.101 + 148.799
=730.9

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Effective Interest Rate on Debt %, the Interest Expense of the last fiscal year and the average total debt over the fiscal year are used. In calculating the quarterly data, the Interest Expense data used here is four times the quarterly (Jun. 2026) interest expense data. Effective Interest Rate on Debt % is displayed in the 30-year financial page.

What does a Effective Interest Rate on Debt % of 6.69% mean?
Jarir Marketing Co (SAU:4190) has a Effective Interest Rate on Debt % of 6.69% as of Jun. 2026. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Jarir Marketing Co and its competitors.
Is Jarir Marketing Co's Effective Interest Rate on Debt % too high?
Jarir Marketing Co's current Effective Interest Rate on Debt % is 6.69%. Overall, Jarir Marketing Co has a GF Score™ of 79/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Jarir Marketing Co's Effective Interest Rate on Debt % compare to CASY and WSM?
Jarir Marketing Co's Effective Interest Rate on Debt % of 6.69% can be compared against companies in the Retail - Cyclical industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Effective Interest Rate on Debt % for a Retail - Cyclical company?
A good Effective Interest Rate on Debt % depends on the Retail - Cyclical industry context. However, Effective Interest Rate on Debt % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Effective Interest Rate on Debt % mean?
A high Effective Interest Rate on Debt % can signal that a stock is expensive relative to its fundamentals. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Jarir Marketing Co and its competitors. Jarir Marketing Co's current Effective Interest Rate on Debt % is 6.69%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Jarir Marketing Co stock overvalued right now?
Based on GuruFocus' analysis, Jarir Marketing Co (SAU:4190) is currently considered Modestly Overvalued. The stock's GF Value™ is ﷼14.82, compared to a current price of ﷼17.10 — trading 15.4% above its estimated fair value. The current Effective Interest Rate on Debt % is 6.69%. Jarir Marketing Co's overall GF Score™ is 79/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Effective Interest Rate on Debt % calculated?
Effective Interest Rate on Debt % is calculated from a company's financial statements. For Jarir Marketing Co (SAU:4190), the current Effective Interest Rate on Debt % is 6.69% as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Jarir Marketing Co (SAU:4190) Overvalued in 2026?

Based on GuruFocus' analysis, Jarir Marketing Co stock appears to be overvalued. The current stock price of ﷼17.10 is trading 15.4% above its estimated GF Value™ of ﷼14.82. GuruFocus considers Jarir Marketing Co to be Modestly Overvalued.

Key valuation signals for SAU:4190:

  • Effective Interest Rate on Debt %: 6.69%
  • GF Value™: ﷼14.82 vs. price of ﷼17.10 (15.4% above fair value)
  • GF Score™: 79/100 with 7 warning signs

No single metric tells the full story. See the SAU:4190 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Jarir Marketing Co Business Description

Address Main Olaya street, P.O. Box 3196, Olaya, Riyadh, SAU, 11471
Jarir Marketing Company operates retail and wholesale showrooms. The company activity includes; retail and wholesale trading in office and school supplies, books, educational aids, , smartphones and accessories, office furniture, engineering equipment, computers and computer systems, electronic and electrical devices, maintenance of computers and electronic and electrical devices, video games and accessories, maintenance of computers, sports and scout equipment and paper. It also includes, purchase of residential and commercial buildings and the acquisition of land to construct buildings for sale or lease for the interest of the company. The company segments include Retail Outlets, Wholesale, E-commerce, and Others. It generates maximum revenue from the Retail Outlets segment.
79GF Score

Get the complete analysis for SAU:4190

Effective Interest Rate on Debt % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

﷼17.10
Price
﷼14.82
GF Value