Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.
Jarir Marketing CoSAU:4190 -2.44%75 Interest Coverage is 23.36 as of Mar. 2026, which is 5% above its 10-year median of 22.22. GuruFocus rates SAU:4190 with a GF Score™ of 75/100 and a GF Value™ of ﷼14.77 (Modestly Overvalued). The stock has 9 warning signs investors should review. Among 834 Retail - Cyclical companies, Jarir Marketing Co ranks better than 72.3% on this metric.
Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's
Operating Income
by its Interest Expense. Jarir Marketing Co's
Operating Income
for the
three
months ended in Mar. 2026 was ﷼269 Mil. Jarir Marketing Co's Interest Expense for the
three
months ended in Mar. 2026 was ﷼-11 Mil.
Jarir Marketing Co's interest coverage for the quarter that ended in Mar. 2026 was 23.36.
The higher the ratio, the stronger the company's financial strength is.
The historical rank and industry rank for Jarir Marketing Co's Interest Coverage or its related term are showing as below:
SAU:4190'
s Interest Coverage Range Over the Past 10 Years
Min: 16.7 Med: 22.22 Max: 4296.4
Current: 20.43
SAU:4190's Interest Coverage is ranked better than 72.3% of 834
companies
in the Retail - Cyclical industry
Industry Median: 7.45
vs SAU:4190: 20.43
Jarir Marketing Co (SAU:4190) Interest Coverage Explanation
Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.
Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .
Jarir Marketing Co Interest Coverage Related Terms
Jarir Marketing Co Interest Coverage Historical Data
* Premium members only.
The historical data trend for Jarir Marketing Co's Interest Coverage can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.
SAU:4190 vs CASY, WSM, DKS: Interest Coverage Comparison
For the Specialty Retail subindustry, Jarir Marketing Co's Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Jarir Marketing Co Interest Coverage vs Retail - Cyclical Industry
For the Retail - Cyclical industry and Consumer Cyclical sector, Jarir Marketing Co's Interest Coverage distribution charts can be found below:
* The bar in red indicates where Jarir Marketing Co's Interest Coverage falls into.
Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Jarir Marketing Co (SAU:4190) has a Interest Coverage of 23.36 as of Mar. 2026. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Jarir Marketing Co and its competitors. This is near median its historical median of 22.22. Over the past decade, Jarir Marketing Co's Interest Coverage has ranged from 16.70 to 4,296.40. According to the industry distribution chart, Jarir Marketing Co ranks #231 out of 834 companies in the Retail - Cyclical industry, placing it in the top 27.7%.
Is Jarir Marketing Co's Interest Coverage too high?
Jarir Marketing Co's current Interest Coverage of 23.36 is near median its 10-year median of 22.22. Over the past 10 years, this metric has ranged from a low of 16.70 to a high of 4,296.40. The Retail - Cyclical industry median Interest Coverage is 7.45. Jarir Marketing Co's value of 23.36 is 213.6% above this industry median. Based on the distribution chart, Jarir Marketing Co ranks #231 out of 834 companies in the Retail - Cyclical industry, which is above the industry midpoint. Overall, Jarir Marketing Co has a GF Score™ of 75/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Jarir Marketing Co's Interest Coverage compare to CASY and WSM?
According to the Retail - Cyclical industry distribution chart, Jarir Marketing Co ranks #231 out of 834 companies for Interest Coverage. This puts Jarir Marketing Co in the upper half of its industry. The industry median Interest Coverage is 7.45. Jarir Marketing Co's value of 23.36 is 213.6% above this benchmark. Historically, Jarir Marketing Co's own Interest Coverage has ranged from 16.70 to 4,296.40 over the past decade. While the company's 10-year median is 22.22 vs. the industry median of 7.45, Jarir Marketing Co has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Coverage for a Retail - Cyclical company?
The median Interest Coverage among Retail - Cyclical companies is 7.45, based on 834 companies in the industry. Companies in the top quartile (top 25%) have a Interest Coverage significantly above this median, while those in the bottom quartile fall well below. However, Interest Coverage should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Jarir Marketing Co's current Interest Coverage of 23.36 is 213.6% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Coverage mean?
A high Interest Coverage can signal that a stock is expensive relative to its fundamentals. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Jarir Marketing Co and its competitors. For the Retail - Cyclical industry, the median Interest Coverage is 7.45 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Jarir Marketing Co's current Interest Coverage is 23.36, which is near median its own 10-year median of 22.22. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Jarir Marketing Co stock overvalued right now?
Based on GuruFocus' analysis, Jarir Marketing Co (SAU:4190) is currently considered Modestly Overvalued. The stock's GF Value™ is ﷼14.77, compared to a current price of ﷼16.78 — trading 13.6% above its estimated fair value. The current Interest Coverage is 23.36, which is near median its 10-year median of 22.22 and 213.6% above the Retail - Cyclical industry median of 7.45. Jarir Marketing Co's overall GF Score™ is 75/100 with 9 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Coverage calculated?
Interest Coverage is calculated from a company's financial statements. For Jarir Marketing Co (SAU:4190), the current Interest Coverage is 23.36 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Jarir Marketing Co (SAU:4190) Overvalued in 2026?
Based on GuruFocus' analysis, Jarir Marketing Co stock appears to be overvalued.
The current stock price of ﷼16.78 is trading 13.6% above its estimated GF Value™ of ﷼14.77.
GuruFocus considers Jarir Marketing Co to be Modestly Overvalued.
Key valuation signals for SAU:4190:
Interest Coverage: 23.36 (near median its 10-year median of 22.22)
GF Value™: ﷼14.77 vs. price of ﷼16.78 (13.6% above fair value)
Industry Position: 213.6% above the Retail - Cyclical median (#231 of 834)
No single metric tells the full story. See the SAU:4190 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Jarir Marketing Company operates retail and wholesale showrooms. The company activity includes; retail and wholesale trading in office and school supplies, books, educational aids, , smartphones and accessories, office furniture, engineering equipment, computers and computer systems, electronic and electrical devices, maintenance of computers and electronic and electrical devices, video games and accessories, maintenance of computers, sports and scout equipment and paper. It also includes, purchase of residential and commercial buildings and the acquisition of land to construct buildings for sale or lease for the interest of the company. The company segments include Retail Outlets, Wholesale, E-commerce, and Others. It generates maximum revenue from the Retail Outlets segment.
75GF Score
Get the complete analysis for SAU:4190
Interest Coverage is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
Quick Browse
Personalize
Premium Gurus 
Create New Portfolio
SAU:4190 has been successfully added to your 
