Musharaka REIT (SAU:4335) Effective Interest Rate on Debt %: 6.03% (As of Jun. 2026)

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

SAU:4335 Musharaka REIT SAU:4335
55 GF Score
Price ﷼3.41
GF Value ﷼4.09
Valuation Modestly Undervalued
! 7 Warning Signs
View Full Analysis

What is Musharaka REIT Effective Interest Rate on Debt %?

Musharaka REIT SAU:4335 -0.87% 55 Effective Interest Rate on Debt % is 6.03% as of Jun. 2026. GuruFocus rates SAU:4335 with a GF Score™ of 55/100 and a GF Value™ of ﷼4.09 (Modestly Undervalued). The stock has 7 warning signs investors should review.

Effective Interest Rate on Debt % is the usage rate that a borrower actually pays on a debt. It is calculated as the positive value of Interest Expense divided by its average total debt. Total debt equals to Long-Term Debt & Capital Lease Obligation plus Short-Term Debt & Capital Lease Obligation. Musharaka REIT's annualized positive value of Interest Expense for the quarter that ended in Jun. 2026 was ﷼47.11 Mil. Musharaka REIT's average total debt for the quarter that ended in Jun. 2026 was ﷼781.71 Mil. Therefore, Musharaka REIT's annualized Effective Interest Rate on Debt % for the quarter that ended in Jun. 2026 was 6.03%.


Musharaka REIT  (SAU:4335) Effective Interest Rate on Debt % Explanation

Effective Interest Rate on Debt % measures the usage rate that a borrower actually pays on a debt.


Musharaka REIT Effective Interest Rate on Debt % Related Terms


Musharaka REIT Effective Interest Rate on Debt % Historical Data

* Premium members only.

The historical data trend for Musharaka REIT's Effective Interest Rate on Debt % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Musharaka REIT Effective Interest Rate on Debt % Chart

Musharaka REIT Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Effective Interest Rate on Debt %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 3.07 4.41 6.65 6.92 6.46

Musharaka REIT Semi-Annual Data
Dec16 Dec17 Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25 Jun26
Effective Interest Rate on Debt % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 7.27 6.59 6.40 6.44 6.03

SAU:4335 vs VICI, WPC: Effective Interest Rate on Debt % Comparison

For the REIT - Diversified subindustry, Musharaka REIT's Effective Interest Rate on Debt %, along with its competitors' market caps and Effective Interest Rate on Debt % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Musharaka REIT Effective Interest Rate on Debt % vs REITs Industry

For the REITs industry and Real Estate sector, Musharaka REIT's Effective Interest Rate on Debt % distribution charts can be found below:

* The bar in red indicates where Musharaka REIT's Effective Interest Rate on Debt % falls into.


SAU:4335
55GF Score
Musharaka REIT SAU:4335
Effective Interest Rate on Debt % is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Musharaka REIT Effective Interest Rate on Debt % Calculation

Musharaka REIT's annualized Effective Interest Rate on Debt % for the fiscal year that ended in Dec. 2025 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (A: Dec. 2024 )+Total Debt  (A: Dec. 2025 ))/ count )
=-1  *  -50.788/( (789.986+782.11)/ 2 )
=-1  *  -50.788/786.048
=6.46 %

where

Total Debt  (A: Dec. 2024 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=780.607 + 9.379
=789.986

Total Debt  (A: Dec. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=773.112 + 8.998
=782.11

Musharaka REIT's annualized Effective Interest Rate on Debt % for the quarter that ended in Jun. 2026 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (Q: Dec. 2025 )+Total Debt  (Q: Jun. 2026 ))/ count )
=-1  *  -47.108/( (782.11+781.314)/ 2 )
=-1  *  -47.108/781.712
=6.03 %

where

Total Debt  (Q: Dec. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=773.112 + 8.998
=782.11

Total Debt  (Q: Jun. 2026 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=781.314 + 0
=781.314

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Effective Interest Rate on Debt %, the Interest Expense of the last fiscal year and the average total debt over the fiscal year are used. In calculating the quarterly data, the Interest Expense data used here is two times the semi-annual (Jun. 2026) interest expense data. Effective Interest Rate on Debt % is displayed in the 30-year financial page.

What does a Effective Interest Rate on Debt % of 6.03% mean?
Musharaka REIT (SAU:4335) has a Effective Interest Rate on Debt % of 6.03% as of Jun. 2026. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Musharaka REIT and its competitors.
Is Musharaka REIT's Effective Interest Rate on Debt % too high?
Musharaka REIT's current Effective Interest Rate on Debt % is 6.03%. Overall, Musharaka REIT has a GF Score™ of 55/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Musharaka REIT's Effective Interest Rate on Debt % compare to VICI and WPC?
Musharaka REIT's Effective Interest Rate on Debt % of 6.03% can be compared against companies in the REITs industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Effective Interest Rate on Debt % for a REITs company?
A good Effective Interest Rate on Debt % depends on the REITs industry context. However, Effective Interest Rate on Debt % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Effective Interest Rate on Debt % mean?
A high Effective Interest Rate on Debt % can signal that a stock is expensive relative to its fundamentals. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Musharaka REIT and its competitors. Musharaka REIT's current Effective Interest Rate on Debt % is 6.03%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Musharaka REIT stock overvalued right now?
Based on GuruFocus' analysis, Musharaka REIT (SAU:4335) is currently considered Modestly Undervalued. The stock's GF Value™ is ﷼4.09, compared to a current price of ﷼3.41 — trading 16.6% below its estimated fair value. The current Effective Interest Rate on Debt % is 6.03%. Musharaka REIT's overall GF Score™ is 55/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Effective Interest Rate on Debt % calculated?
Effective Interest Rate on Debt % is calculated from a company's financial statements. For Musharaka REIT (SAU:4335), the current Effective Interest Rate on Debt % is 6.03% as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Musharaka REIT (SAU:4335) Overvalued in 2026?

Based on GuruFocus' analysis, Musharaka REIT stock appears to be undervalued. The current stock price of ﷼3.41 is trading 16.6% below its estimated GF Value™ of ﷼4.09. GuruFocus considers Musharaka REIT to be Modestly Undervalued.

Key valuation signals for SAU:4335:

  • Effective Interest Rate on Debt %: 6.03%
  • GF Value™: ﷼4.09 vs. price of ﷼3.41 (16.6% below fair value)
  • GF Score™: 55/100 with 7 warning signs

No single metric tells the full story. See the SAU:4335 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Musharaka REIT Business Description

Industry Real EstateREITs
Address Prince Turky Bin Abdulaziz Street, Adeer Tower, 13th Floor, PO. Box 712, Al Khobar, SAU, 31952
Musharaka REIT is a closed-end real estate investment fund. Its investment objective is to invest in developing properties that are qualified to generate periodic rental income, while its dividend policy is to distribute at least 90 percent of the Fund's net profit as cash dividends to the unit holders annually. The fund invests in residential, commercial, industrial, and hospitality real estate assets located across different cities in Saudi Arabia.
55GF Score

Get the complete analysis for SAU:4335

Effective Interest Rate on Debt % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

﷼3.41
Price
﷼4.09
GF Value