National Building & Marketing Co (SAU:9510) Effective Interest Rate on Debt %: 9.11% (As of Dec. 2025)

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SAU:9510 National Building & Marketing Co SAU:9510
58 GF Score
Price ﷼45.96
GF Value ﷼284.14
Valuation Possible Value Trap
! 10 Warning Signs
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What is National Building & Marketing Co Effective Interest Rate on Debt %?

National Building & Marketing Co SAU:9510 58 Effective Interest Rate on Debt % is 9.11% as of Dec. 2025. GuruFocus rates SAU:9510 with a GF Score™ of 58/100 and a GF Value™ of ﷼284.14 (Possible Value Trap). The stock has 10 warning signs investors should review.

Effective Interest Rate on Debt % is the usage rate that a borrower actually pays on a debt. It is calculated as the positive value of Interest Expense divided by its average total debt. Total debt equals to Long-Term Debt & Capital Lease Obligation plus Short-Term Debt & Capital Lease Obligation. National Building & Marketing Co's annualized positive value of Interest Expense for the quarter that ended in Dec. 2025 was ﷼60.5 Mil. National Building & Marketing Co's average total debt for the quarter that ended in Dec. 2025 was ﷼663.9 Mil. Therefore, National Building & Marketing Co's annualized Effective Interest Rate on Debt % for the quarter that ended in Dec. 2025 was 9.11%.


National Building & Marketing Co  (SAU:9510) Effective Interest Rate on Debt % Explanation

Effective Interest Rate on Debt % measures the usage rate that a borrower actually pays on a debt.


National Building & Marketing Co Effective Interest Rate on Debt % Related Terms


National Building & Marketing Co Effective Interest Rate on Debt % Historical Data

* Premium members only.

The historical data trend for National Building & Marketing Co's Effective Interest Rate on Debt % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

National Building & Marketing Co Effective Interest Rate on Debt % Chart

National Building & Marketing Co Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Effective Interest Rate on Debt %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.13 0.48 10.73 9.19 8.81

National Building & Marketing Co Semi-Annual Data
Dec16 Jun17 Dec17 Jun18 Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
Effective Interest Rate on Debt % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 8.77 9.40 9.16 8.69 9.11

SAU:9510 vs NUE, STLD, RS: Effective Interest Rate on Debt % Comparison

For the Steel subindustry, National Building & Marketing Co's Effective Interest Rate on Debt %, along with its competitors' market caps and Effective Interest Rate on Debt % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


National Building & Marketing Co Effective Interest Rate on Debt % vs Steel Industry

For the Steel industry and Basic Materials sector, National Building & Marketing Co's Effective Interest Rate on Debt % distribution charts can be found below:

* The bar in red indicates where National Building & Marketing Co's Effective Interest Rate on Debt % falls into.


SAU:9510
58GF Score
National Building & Marketing Co SAU:9510
Effective Interest Rate on Debt % is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

National Building & Marketing Co Effective Interest Rate on Debt % Calculation

National Building & Marketing Co's annualized Effective Interest Rate on Debt % for the fiscal year that ended in Dec. 2025 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (A: Dec. 2024 )+Total Debt  (A: Dec. 2025 ))/ count )
=-1  *  -58.797/( (660.325+673.933)/ 2 )
=-1  *  -58.797/667.129
=8.81 %

where

Total Debt  (A: Dec. 2024 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=254.643 + 405.682
=660.325

Total Debt  (A: Dec. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=95.82 + 578.113
=673.933

National Building & Marketing Co's annualized Effective Interest Rate on Debt % for the quarter that ended in Dec. 2025 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (Q: Jun. 2025 )+Total Debt  (Q: Dec. 2025 ))/ count )
=-1  *  -60.478/( (653.834+673.933)/ 2 )
=-1  *  -60.478/663.8835
=9.11 %

where

Total Debt  (Q: Jun. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=240.256 + 413.578
=653.834

Total Debt  (Q: Dec. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=95.82 + 578.113
=673.933

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Effective Interest Rate on Debt %, the Interest Expense of the last fiscal year and the average total debt over the fiscal year are used. In calculating the quarterly data, the Interest Expense data used here is two times the semi-annual (Dec. 2025) interest expense data. Effective Interest Rate on Debt % is displayed in the 30-year financial page.

What does a Effective Interest Rate on Debt % of 9.11% mean?
National Building & Marketing Co (SAU:9510) has a Effective Interest Rate on Debt % of 9.11% as of Dec. 2025. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on National Building & Marketing Co and its competitors.
Is National Building & Marketing Co's Effective Interest Rate on Debt % too high?
National Building & Marketing Co's current Effective Interest Rate on Debt % is 9.11%. Overall, National Building & Marketing Co has a GF Score™ of 58/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does National Building & Marketing Co's Effective Interest Rate on Debt % compare to NUE and STLD?
National Building & Marketing Co's Effective Interest Rate on Debt % of 9.11% can be compared against companies in the Steel industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Effective Interest Rate on Debt % for a Steel company?
A good Effective Interest Rate on Debt % depends on the Steel industry context. However, Effective Interest Rate on Debt % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Effective Interest Rate on Debt % mean?
A high Effective Interest Rate on Debt % can signal that a stock is expensive relative to its fundamentals. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on National Building & Marketing Co and its competitors. National Building & Marketing Co's current Effective Interest Rate on Debt % is 9.11%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is National Building & Marketing Co stock overvalued right now?
Based on GuruFocus' analysis, National Building & Marketing Co (SAU:9510) is currently considered Possible Value Trap. The stock's GF Value™ is ﷼284.14, compared to a current price of ﷼45.96 — trading 83.8% below its estimated fair value. The current Effective Interest Rate on Debt % is 9.11%. National Building & Marketing Co's overall GF Score™ is 58/100 with 10 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Effective Interest Rate on Debt % calculated?
Effective Interest Rate on Debt % is calculated from a company's financial statements. For National Building & Marketing Co (SAU:9510), the current Effective Interest Rate on Debt % is 9.11% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is National Building & Marketing Co (SAU:9510) Overvalued in 2026?

Based on GuruFocus' analysis, National Building & Marketing Co stock appears to be undervalued. The current stock price of ﷼45.96 is trading 83.8% below its estimated GF Value™ of ﷼284.14. GuruFocus considers National Building & Marketing Co to be Possible Value Trap.

Key valuation signals for SAU:9510:

  • Effective Interest Rate on Debt %: 9.11%
  • GF Value™: ﷼284.14 vs. price of ﷼45.96 (83.8% below fair value)
  • GF Score™: 58/100 with 10 warning signs

No single metric tells the full story. See the SAU:9510 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


National Building & Marketing Co Business Description

Address Olaya Street, P.O.Box 401, Riyadh, SAU, 11312
National Building & Marketing Co is a Saudi-based company. It is involved in trading construction materials, general construction, real estate trading, real estate development, manufacturing of primary iron and steel products as well as manufacture of pipes, tubes and hollow shapes of iron and steel, extending communication cables, network extensions, installing and extending computer and communication networks, providing wholesale infrastructure services, analyzing systems, designing and programming special software, and providing communications and information network management services. The company's operating segments include Manufacturing of steel products, which generates maximum revenue, Contracting and development projects, Commercial, Information Technology, and Others.
58GF Score

Get the complete analysis for SAU:9510

Effective Interest Rate on Debt % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

﷼45.96
Price
﷼284.14
GF Value