SBSTF (SBS Transit) Effective Interest Rate on Debt %: 3.46% (As of Dec. 2025)


What is SBS Transit Effective Interest Rate on Debt %?

SBS Transit SBSTF 82 Effective Interest Rate on Debt % is 3.46% as of Dec. 2025. GuruFocus rates SBSTF with a GF Score™ of 82/100. The stock has 7 warning signs investors should review.

Effective Interest Rate on Debt % is the usage rate that a borrower actually pays on a debt. It is calculated as the positive value of Interest Expense divided by its average total debt. Total debt equals to Long-Term Debt & Capital Lease Obligation plus Short-Term Debt & Capital Lease Obligation. SBS Transit's annualized positive value of Interest Expense for the quarter that ended in Dec. 2025 was $0.32 Mil. SBS Transit's average total debt for the quarter that ended in Dec. 2025 was $9.24 Mil. Therefore, SBS Transit's annualized Effective Interest Rate on Debt % for the quarter that ended in Dec. 2025 was 3.46%.

SBS Transit  (OTCPK:SBSTF) Effective Interest Rate on Debt % Explanation

Effective Interest Rate on Debt % measures the usage rate that a borrower actually pays on a debt.

SBS Transit Effective Interest Rate on Debt % Related Terms

SBS Transit Effective Interest Rate on Debt % Historical Data

* Premium members only.

The historical data trend for SBS Transit's Effective Interest Rate on Debt % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

SBS Transit Effective Interest Rate on Debt % Chart

SBS Transit Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Effective Interest Rate on Debt %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 1.41 1.73 3.11 3.90 4.20

SBS Transit Semi-Annual Data
Jun16 Dec16 Jun17 Dec17 Jun18 Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
Effective Interest Rate on Debt % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 3.94 4.61 3.88 5.50 3.46

SBSTF vs UNP, CSX, NSC: Effective Interest Rate on Debt % Comparison

For the Railroads subindustry, SBS Transit's Effective Interest Rate on Debt %, along with its competitors' market caps and Effective Interest Rate on Debt % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

SBS Transit Effective Interest Rate on Debt % vs Transportation Industry

For the Transportation industry and Industrials sector, SBS Transit's Effective Interest Rate on Debt % distribution charts can be found below:

* The bar in red indicates where SBS Transit's Effective Interest Rate on Debt % falls into.


SBS Transit Effective Interest Rate on Debt % Calculation

SBS Transit's annualized Effective Interest Rate on Debt % for the fiscal year that ended in Dec. 2025 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (A: Dec. 2024 )+Total Debt  (A: Dec. 2025 ))/ count )
=-1  *  -0.466/( (13.117+9.098)/ 2 )
=-1  *  -0.466/11.1075
=4.20 %

where

Total Debt  (A: Dec. 2024 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=4.134 + 8.983
=13.117

Total Debt  (A: Dec. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=2.427 + 6.671
=9.098

SBS Transit's annualized Effective Interest Rate on Debt % for the quarter that ended in Dec. 2025 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (Q: Jun. 2025 )+Total Debt  (Q: Dec. 2025 ))/ count )
=-1  *  -0.32/( (9.373+9.098)/ 2 )
=-1  *  -0.32/9.2355
=3.46 %

where

Total Debt  (Q: Jun. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=2.455 + 6.918
=9.373

Total Debt  (Q: Dec. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=2.427 + 6.671
=9.098

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Effective Interest Rate on Debt %, the Interest Expense of the last fiscal year and the average total debt over the fiscal year are used. In calculating the quarterly data, the Interest Expense data used here is two times the semi-annual (Dec. 2025) interest expense data. Effective Interest Rate on Debt % is displayed in the 30-year financial page.

What does a Effective Interest Rate on Debt % of 3.46% mean?
SBS Transit (SBSTF) has a Effective Interest Rate on Debt % of 3.46% as of Dec. 2025. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on SBS Transit and its competitors.
Is SBS Transit's Effective Interest Rate on Debt % too high?
SBS Transit's current Effective Interest Rate on Debt % is 3.46%. Overall, SBS Transit has a GF Score™ of 82/100, reflecting its overall financial health beyond just this single metric.
How does SBS Transit's Effective Interest Rate on Debt % compare to UNP and CSX?
SBS Transit's Effective Interest Rate on Debt % of 3.46% can be compared against companies in the Transportation industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Effective Interest Rate on Debt % for a Transportation company?
A good Effective Interest Rate on Debt % depends on the Transportation industry context. However, Effective Interest Rate on Debt % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Effective Interest Rate on Debt % mean?
A high Effective Interest Rate on Debt % can signal that a stock is expensive relative to its fundamentals. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on SBS Transit and its competitors. SBS Transit's current Effective Interest Rate on Debt % is 3.46%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is SBS Transit stock overvalued right now?
SBS Transit (SBSTF) has a current Effective Interest Rate on Debt % of 3.46%. The current Effective Interest Rate on Debt % is 3.46%. SBS Transit's overall GF Score™ is 82/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Effective Interest Rate on Debt % calculated?
Effective Interest Rate on Debt % is calculated from a company's financial statements. For SBS Transit (SBSTF), the current Effective Interest Rate on Debt % is 3.46% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

SBS Transit Business Description

Other Exchanges S61:Singapore
Address 91 Sengkang East Avenue, Singapore, SGP, 545072
SBS Transit Ltd is engaged in providing public transport services and consultancy services relating to land transport. The provision of public transport services includes the operation of public buses and rail transit systems in Singapore. The company's operating segments are Public Transport Services and Other Commercial Services. The Public Transport Services include income generated from the provision of bus and rail services to commuters traveling on public transport systems. The Other Commercial Services include income generated from advertisements on buses and trains, and rental collection from commercial and shop space at bus interchanges and rail stations. The majority of the company's revenue is generated from the Public Transport Services segment.