Loncin Motor Co (SHSE:603766) Effective Interest Rate on Debt %: 0.42% (As of Jun. 2026)

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SHSE:603766 Loncin Motor Co Ltd SHSE:603766
91 GF Score
Price ¥14.91
GF Value ¥12.80
Valuation Modestly Overvalued
! 4 Warning Signs
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What is Loncin Motor Co Effective Interest Rate on Debt %?

Loncin Motor Co SHSE:603766 +0.68% 91 Effective Interest Rate on Debt % is 0.42% as of Jun. 2026. GuruFocus rates SHSE:603766 with a GF Score™ of 91/100 and a GF Value™ of ¥12.80 (Modestly Overvalued). The stock has 4 warning signs investors should review.

Effective Interest Rate on Debt % is the usage rate that a borrower actually pays on a debt. It is calculated as the positive value of Interest Expense divided by its average total debt. Total debt equals to Long-Term Debt & Capital Lease Obligation plus Short-Term Debt & Capital Lease Obligation. Loncin Motor Co's annualized positive value of Interest Expense for the quarter that ended in Jun. 2026 was ¥9 Mil. Loncin Motor Co's average total debt for the quarter that ended in Jun. 2026 was ¥2,116 Mil. Therefore, Loncin Motor Co's annualized Effective Interest Rate on Debt % for the quarter that ended in Jun. 2026 was 0.42%.


Loncin Motor Co  (SHSE:603766) Effective Interest Rate on Debt % Explanation

Effective Interest Rate on Debt % measures the usage rate that a borrower actually pays on a debt.


Loncin Motor Co Effective Interest Rate on Debt % Related Terms


Loncin Motor Co Effective Interest Rate on Debt % Historical Data

* Premium members only.

The historical data trend for Loncin Motor Co's Effective Interest Rate on Debt % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Loncin Motor Co Effective Interest Rate on Debt % Chart

Loncin Motor Co Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Effective Interest Rate on Debt %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 1.44 1.60 2.79 4.57 2.14

Loncin Motor Co Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Effective Interest Rate on Debt % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 2.57 1.65 1.69 0.52 0.42

SHSE:603766 vs TSLA, GM, F: Effective Interest Rate on Debt % Comparison

For the Auto Manufacturers subindustry, Loncin Motor Co's Effective Interest Rate on Debt %, along with its competitors' market caps and Effective Interest Rate on Debt % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Loncin Motor Co Effective Interest Rate on Debt % vs Vehicles & Parts Industry

For the Vehicles & Parts industry and Consumer Cyclical sector, Loncin Motor Co's Effective Interest Rate on Debt % distribution charts can be found below:

* The bar in red indicates where Loncin Motor Co's Effective Interest Rate on Debt % falls into.


SHSE:603766
91GF Score
Loncin Motor Co Ltd SHSE:603766
Effective Interest Rate on Debt % is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Loncin Motor Co Effective Interest Rate on Debt % Calculation

Loncin Motor Co's annualized Effective Interest Rate on Debt % for the fiscal year that ended in Dec. 2025 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (A: Dec. 2024 )+Total Debt  (A: Dec. 2025 ))/ count )
=-1  *  -32.97538323/( (894.39300056+2185.82183868)/ 2 )
=-1  *  -32.97538323/1540.10741962
=2.14 %

where

Total Debt  (A: Dec. 2024 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=25.34596796 + 869.0470326
=894.39300056

Total Debt  (A: Dec. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=26.700242 + 2159.12159668
=2185.82183868

Loncin Motor Co's annualized Effective Interest Rate on Debt % for the quarter that ended in Jun. 2026 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (Q: Mar. 2026 )+Total Debt  (Q: Jun. 2026 ))/ count )
=-1  *  -8.82430108/( (1498.55569996+2733.86737382)/ 2 )
=-1  *  -8.82430108/2116.21153689
=0.42 %

where

Total Debt  (Q: Mar. 2026 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=27.06797183 + 1471.48772813
=1498.55569996

Total Debt  (Q: Jun. 2026 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=22.9406591 + 2710.92671472
=2733.86737382

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Effective Interest Rate on Debt %, the Interest Expense of the last fiscal year and the average total debt over the fiscal year are used. In calculating the quarterly data, the Interest Expense data used here is four times the quarterly (Jun. 2026) interest expense data. Effective Interest Rate on Debt % is displayed in the 30-year financial page.

What does a Effective Interest Rate on Debt % of 0.42% mean?
Loncin Motor Co (SHSE:603766) has a Effective Interest Rate on Debt % of 0.42% as of Jun. 2026. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Loncin Motor Co and its competitors.
Is Loncin Motor Co's Effective Interest Rate on Debt % too high?
Loncin Motor Co's current Effective Interest Rate on Debt % is 0.42%. Overall, Loncin Motor Co has a GF Score™ of 91/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Loncin Motor Co's Effective Interest Rate on Debt % compare to TSLA and GM?
Loncin Motor Co's Effective Interest Rate on Debt % of 0.42% can be compared against companies in the Vehicles & Parts industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Effective Interest Rate on Debt % for a Vehicles & Parts company?
A good Effective Interest Rate on Debt % depends on the Vehicles & Parts industry context. However, Effective Interest Rate on Debt % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Effective Interest Rate on Debt % mean?
A high Effective Interest Rate on Debt % can signal that a stock is expensive relative to its fundamentals. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Loncin Motor Co and its competitors. Loncin Motor Co's current Effective Interest Rate on Debt % is 0.42%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Loncin Motor Co stock overvalued right now?
Based on GuruFocus' analysis, Loncin Motor Co (SHSE:603766) is currently considered Modestly Overvalued. The stock's GF Value™ is ¥12.80, compared to a current price of ¥14.91 — trading 16.5% above its estimated fair value. The current Effective Interest Rate on Debt % is 0.42%. Loncin Motor Co's overall GF Score™ is 91/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Effective Interest Rate on Debt % calculated?
Effective Interest Rate on Debt % is calculated from a company's financial statements. For Loncin Motor Co (SHSE:603766), the current Effective Interest Rate on Debt % is 0.42% as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Loncin Motor Co (SHSE:603766) Overvalued in 2026?

Based on GuruFocus' analysis, Loncin Motor Co stock appears to be overvalued. The current stock price of ¥14.91 is trading 16.5% above its estimated GF Value™ of ¥12.80. GuruFocus considers Loncin Motor Co to be Modestly Overvalued.

Key valuation signals for SHSE:603766:

  • Effective Interest Rate on Debt %: 0.42%
  • GF Value™: ¥12.80 vs. price of ¥14.91 (16.5% above fair value)
  • GF Score™: 91/100 with 4 warning signs

No single metric tells the full story. See the SHSE:603766 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Loncin Motor Co Business Description

Address No.116 Juye Road, C Area of Jiulong Industrial Park, Jiulongpo District, Chongqing, CHN, 400052
Loncin Motor Co Ltd is a China-based company engaged in manufacturing recreational vehicles, light-duty power units, engines and engine parts, and farm machinery. It is also involved in the development and incubation of burgeoning businesses with core technology of internal combustion engine as the platform.
91GF Score

Get the complete analysis for SHSE:603766

Effective Interest Rate on Debt % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

¥14.91
Price
¥12.80
GF Value