SMRGF (Smaregi) Effective Interest Rate on Debt %: 0.29% (As of Jan. 2026)

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SMRGF Smaregi Inc SMRGF
87 GF Score
Price $13.70
GF Value $20.81
! 1 Warning Sign
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What is Smaregi Effective Interest Rate on Debt %?

Smaregi SMRGF 87 Effective Interest Rate on Debt % is 0.29% as of Jan. 2026. GuruFocus rates SMRGF with a GF Score™ of 87/100 and a GF Value™ of $20.81. The stock has 1 warning sign investors should review.

Effective Interest Rate on Debt % is the usage rate that a borrower actually pays on a debt. It is calculated as the positive value of Interest Expense divided by its average total debt. Total debt equals to Long-Term Debt & Capital Lease Obligation plus Short-Term Debt & Capital Lease Obligation. Smaregi's annualized positive value of Interest Expense for the quarter that ended in Jan. 2026 was $0.00 Mil. Smaregi's average total debt for the quarter that ended in Jan. 2026 was $1.38 Mil. Therefore, Smaregi's annualized Effective Interest Rate on Debt % for the quarter that ended in Jan. 2026 was 0.29%.

Smaregi  (OTCPK:SMRGF) Effective Interest Rate on Debt % Explanation

Effective Interest Rate on Debt % measures the usage rate that a borrower actually pays on a debt.

Smaregi Effective Interest Rate on Debt % Related Terms

Smaregi Effective Interest Rate on Debt % Historical Data

* Premium members only.

The historical data trend for Smaregi's Effective Interest Rate on Debt % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Smaregi Effective Interest Rate on Debt % Chart

Smaregi Annual Data
Trend Apr17 Apr18 Apr19 Apr20 Apr21 Apr22 Apr23 Apr24 Apr25 Apr26
Effective Interest Rate on Debt %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.00 0.00 0.00 0.14 0.44

Smaregi Quarterly Data
Apr21 Jul21 Oct21 Jan22 Apr22 Jul22 Oct22 Jan23 Apr23 Jul23 Oct23 Jan24 Apr24 Jul24 Oct24 Apr25 Jul25 Oct25 Jan26 Apr26
Effective Interest Rate on Debt % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.00 0.58 0.60 0.29 0.39

SMRGF vs UBER, SHOP, CRM: Effective Interest Rate on Debt % Comparison

For the Software - Application subindustry, Smaregi's Effective Interest Rate on Debt %, along with its competitors' market caps and Effective Interest Rate on Debt % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Smaregi Effective Interest Rate on Debt % vs Software Industry

For the Software industry and Technology sector, Smaregi's Effective Interest Rate on Debt % distribution charts can be found below:

* The bar in red indicates where Smaregi's Effective Interest Rate on Debt % falls into.


SMRGF
87GF Score
Smaregi Inc SMRGF
Effective Interest Rate on Debt % is just one metric. See GF Score™, valuation, warning signs, and more.
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Smaregi Effective Interest Rate on Debt % Calculation

Smaregi's annualized Effective Interest Rate on Debt % for the fiscal year that ended in Apr. 2026 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (A: Apr. 2025 )+Total Debt  (A: Apr. 2026 ))/ count )
=-1  *  -0.006/( (0.694+2.019)/ 2 )
=-1  *  -0.006/1.3565
=0.44 %

where

Total Debt  (A: Apr. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=0 + 0.694
=0.694

Total Debt  (A: Apr. 2026 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=1.391 + 0.628
=2.019

Smaregi's annualized Effective Interest Rate on Debt % for the quarter that ended in Jan. 2026 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (Q: Oct. 2025 )+Total Debt  (Q: Jan. 2026 ))/ count )
=-1  *  -0.004/( (0.661+2.108)/ 2 )
=-1  *  -0.004/1.3845
=0.29 %

where

Total Debt  (Q: Oct. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=0 + 0.661
=0.661

Total Debt  (Q: Jan. 2026 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=1.47 + 0.638
=2.108

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Effective Interest Rate on Debt %, the Interest Expense of the last fiscal year and the average total debt over the fiscal year are used. In calculating the quarterly data, the Interest Expense data used here is four times the quarterly (Jan. 2026) interest expense data. Effective Interest Rate on Debt % is displayed in the 30-year financial page.

What does a Effective Interest Rate on Debt % of 0.29% mean?
Smaregi (SMRGF) has a Effective Interest Rate on Debt % of 0.29% as of Jan. 2026. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Smaregi and its competitors.
Is Smaregi's Effective Interest Rate on Debt % too high?
Smaregi's current Effective Interest Rate on Debt % is 0.29%. Overall, Smaregi has a GF Score™ of 87/100, reflecting its overall financial health beyond just this single metric.
How does Smaregi's Effective Interest Rate on Debt % compare to UBER and SHOP?
Smaregi's Effective Interest Rate on Debt % of 0.29% can be compared against companies in the Software industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Effective Interest Rate on Debt % for a Software company?
A good Effective Interest Rate on Debt % depends on the Software industry context. However, Effective Interest Rate on Debt % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Effective Interest Rate on Debt % mean?
A high Effective Interest Rate on Debt % can signal that a stock is expensive relative to its fundamentals. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Smaregi and its competitors. Smaregi's current Effective Interest Rate on Debt % is 0.29%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Smaregi stock overvalued right now?
Smaregi (SMRGF) has a current Effective Interest Rate on Debt % of 0.29%. The stock's GF Value™ is $20.81, compared to a current price of $13.70 — trading 34.2% below its estimated fair value. The current Effective Interest Rate on Debt % is 0.29%. Smaregi's overall GF Score™ is 87/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Effective Interest Rate on Debt % calculated?
Effective Interest Rate on Debt % is calculated from a company's financial statements. For Smaregi (SMRGF), the current Effective Interest Rate on Debt % is 0.29% as of Jan. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Smaregi (SMRGF) Overvalued in 2026?

Based on GuruFocus' analysis, Smaregi stock appears to be undervalued. The current stock price of $13.70 is trading 34.2% below its estimated GF Value™ of $20.81.

Key valuation signals for SMRGF:

  • Effective Interest Rate on Debt %: 0.29%
  • GF Value™: $20.81 vs. price of $13.70 (34.2% below fair value)
  • GF Score™: 87/100 with 1 warning sign

No single metric tells the full story. See the SMRGF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Smaregi Business Description

Other Exchanges 4431:Japan
Address 4-2-12 Honcho Chuo-ku, Toshiba Osaka Building 3rd Floor, Osaka, JPN, 541-0053
Smaregi Inc is engaged in planning, designing, and development of providng web services.
87GF Score

Get the complete analysis for SMRGF

Effective Interest Rate on Debt % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$13.70
Price
$20.81
GF Value