SMSZF (SMS Co) Effective Interest Rate on Debt %: 1.86% (As of Mar. 2026)


SMSZF SMS Co Ltd SMSZF
88 GF Score
Price $8.56
GF Value $7.38
! 6 Warning Signs
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What is SMS Co Effective Interest Rate on Debt %?

SMS Co SMSZF 88 Effective Interest Rate on Debt % is 1.86% as of Mar. 2026. GuruFocus rates SMSZF with a GF Score™ of 88/100 and a GF Value™ of $7.38. The stock has 6 warning signs investors should review.

Effective Interest Rate on Debt % is the usage rate that a borrower actually pays on a debt. It is calculated as the positive value of Interest Expense divided by its average total debt. Total debt equals to Long-Term Debt & Capital Lease Obligation plus Short-Term Debt & Capital Lease Obligation. SMS Co's annualized positive value of Interest Expense for the quarter that ended in Mar. 2026 was $1.0 Mil. SMS Co's average total debt for the quarter that ended in Mar. 2026 was $51.4 Mil. Therefore, SMS Co's annualized Effective Interest Rate on Debt % for the quarter that ended in Mar. 2026 was 1.86%.


SMS Co  (OTCPK:SMSZF) Effective Interest Rate on Debt % Explanation

Effective Interest Rate on Debt % measures the usage rate that a borrower actually pays on a debt.


SMS Co Effective Interest Rate on Debt % Related Terms


SMS Co Effective Interest Rate on Debt % Historical Data

* Premium members only.

The historical data trend for SMS Co's Effective Interest Rate on Debt % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

SMS Co Effective Interest Rate on Debt % Chart

SMS Co Annual Data
Trend Mar17 Mar18 Mar19 Mar20 Mar21 Mar22 Mar23 Mar24 Mar25 Mar26
Effective Interest Rate on Debt %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.63 0.69 0.84 1.40 1.64

SMS Co Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Effective Interest Rate on Debt % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 1.63 1.63 1.33 1.41 1.86

SMSZF vs VEEV, BTSG, TEM: Effective Interest Rate on Debt % Comparison

For the Health Information Services subindustry, SMS Co's Effective Interest Rate on Debt %, along with its competitors' market caps and Effective Interest Rate on Debt % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


SMS Co Effective Interest Rate on Debt % vs Healthcare Providers & Services Industry

For the Healthcare Providers & Services industry and Healthcare sector, SMS Co's Effective Interest Rate on Debt % distribution charts can be found below:

* The bar in red indicates where SMS Co's Effective Interest Rate on Debt % falls into.


SMSZF
88GF Score
SMS Co Ltd SMSZF
Effective Interest Rate on Debt % is just one metric. See GF Score™, valuation, warning signs, and more.
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SMS Co Effective Interest Rate on Debt % Calculation

SMS Co's annualized Effective Interest Rate on Debt % for the fiscal year that ended in Mar. 2026 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (A: Mar. 2025 )+Total Debt  (A: Mar. 2026 ))/ count )
=-1  *  -0.819/( (54.026+45.575)/ 2 )
=-1  *  -0.819/49.8005
=1.64 %

where

Total Debt  (A: Mar. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=16.933 + 37.093
=54.026

Total Debt  (A: Mar. 2026 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=7.657 + 37.918
=45.575

SMS Co's annualized Effective Interest Rate on Debt % for the quarter that ended in Mar. 2026 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (Q: Dec. 2025 )+Total Debt  (Q: Mar. 2026 ))/ count )
=-1  *  -0.956/( (57.134+45.575)/ 2 )
=-1  *  -0.956/51.3545
=1.86 %

where

Total Debt  (Q: Dec. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=10.063 + 47.071
=57.134

Total Debt  (Q: Mar. 2026 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=7.657 + 37.918
=45.575

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Effective Interest Rate on Debt %, the Interest Expense of the last fiscal year and the average total debt over the fiscal year are used. In calculating the quarterly data, the Interest Expense data used here is four times the quarterly (Mar. 2026) interest expense data. Effective Interest Rate on Debt % is displayed in the 30-year financial page.

What does a Effective Interest Rate on Debt % of 1.86% mean?
SMS Co (SMSZF) has a Effective Interest Rate on Debt % of 1.86% as of Mar. 2026. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on SMS Co and its competitors.
Is SMS Co's Effective Interest Rate on Debt % too high?
SMS Co's current Effective Interest Rate on Debt % is 1.86%. Overall, SMS Co has a GF Score™ of 88/100, reflecting its overall financial health beyond just this single metric.
How does SMS Co's Effective Interest Rate on Debt % compare to VEEV and BTSG?
SMS Co's Effective Interest Rate on Debt % of 1.86% can be compared against companies in the Healthcare Providers & Services industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Effective Interest Rate on Debt % for a Healthcare Providers & Services company?
A good Effective Interest Rate on Debt % depends on the Healthcare Providers & Services industry context. However, Effective Interest Rate on Debt % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Effective Interest Rate on Debt % mean?
A high Effective Interest Rate on Debt % can signal that a stock is expensive relative to its fundamentals. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on SMS Co and its competitors. SMS Co's current Effective Interest Rate on Debt % is 1.86%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is SMS Co stock overvalued right now?
SMS Co (SMSZF) has a current Effective Interest Rate on Debt % of 1.86%. The stock's GF Value™ is $7.38, compared to a current price of $8.56 — trading 16% above its estimated fair value. The current Effective Interest Rate on Debt % is 1.86%. SMS Co's overall GF Score™ is 88/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Effective Interest Rate on Debt % calculated?
Effective Interest Rate on Debt % is calculated from a company's financial statements. For SMS Co (SMSZF), the current Effective Interest Rate on Debt % is 1.86% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is SMS Co (SMSZF) Overvalued in 2026?

Based on GuruFocus' analysis, SMS Co stock appears to be overvalued. The current stock price of $8.56 is trading 16% above its estimated GF Value™ of $7.38.

Key valuation signals for SMSZF:

  • Effective Interest Rate on Debt %: 1.86%
  • GF Value™: $7.38 vs. price of $8.56 (16% above fair value)
  • GF Score™: 88/100 with 6 warning signs

No single metric tells the full story. See the SMSZF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


SMS Co Business Description

Other Exchanges SMSSY:USA2175:Japan
Address Sumitomo Fudosan Shiba-koen Tower, 2-11-1 Shiba-koen, Minato-ku, Tokyo, JPN, 105-0011
SMS Co Ltd is a Japanese company involved in providing various services targeting information infrastructure for the aging society. The company divides its search service by the following segments: nursing care, medical care, career, healthcare/senior life, and global.
88GF Score

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Effective Interest Rate on Debt % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$8.56
Price
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GF Value