SMSZF (SMS Co) Financial Strength: 7 (As of Mar. 2026) — Near Median

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Director of Data and Quant Analytics at GuruFocus
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SMSZF SMS Co Ltd SMSZF
88 GF Score
Price $8.56
GF Value $7.12
! 6 Warning Signs
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What is SMS Co Financial Strength?

SMS Co SMSZF 88 Financial Strength is 7 as of Mar. 2026, which is at its 10-year median of 7.00. GuruFocus rates SMSZF with a GF Score™ of 88/100 and a GF Value™ of $7.12. The stock has 6 warning signs investors should review.

SMS Co has the Financial Strength Rank of 7.

GuruFocus Financial Strength Rank measures how strong a company's financial situation is. It is rated on a scale of 1 to 10 and is based on these factors:

1. The debt burden that the company has as measured by its Interest Coverage (current year). The higher, the better.
2. Debt to revenue ratio. The lower, the better.
3. Altman Z-Score.
4. Other debt related ratios.

A higher score indicates a stronger financial position, with companies rated 7 or above considered financially stable and unlikely to face distress. Conversely, a score of 3 or below suggests potential financial difficulties, indicating a higher risk of distress.

SMS Co's Interest Coverage for the quarter that ended in Mar. 2026 was 75.97. SMS Co's debt to revenue ratio for the quarter that ended in Mar. 2026 was 0.10. As of today, SMS Co's Altman Z-Score is 6.01.


SMS Co  (OTCPK:SMSZF) Financial Strength Explanation

The rank is rated on a scale of 1 to 10. A higher score indicates a stronger financial position, with companies rated 7 or above considered financially stable and unlikely to face distress. Conversely, a score of 3 or below suggests potential financial difficulties, indicating a higher risk of distress.

SMS Co has the Financial Strength Rank of 7.


SMS Co Financial Strength Related Terms


SMSZF vs VEEV, BTSG, HQY: Financial Strength Comparison

For the Health Information Services subindustry, SMS Co's Financial Strength, along with its competitors' market caps and Financial Strength data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


SMS Co Financial Strength vs Healthcare Providers & Services Industry

For the Healthcare Providers & Services industry and Healthcare sector, SMS Co's Financial Strength distribution charts can be found below:

* The bar in red indicates where SMS Co's Financial Strength falls into.


SMSZF
88GF Score
SMS Co Ltd SMSZF
Financial Strength is just one metric. See GF Score™, valuation, warning signs, and more.
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SMS Co Financial Strength Calculation

GuruFocus Financial Strength Rank measures how strong a company's financial situation is. It is based on these factors

A company ranks high with financial strength is likely to withstand any business slowdowns and recessions.

1. The debt burden that the company has as measured by its Interest Coverage (current year). The higher, the better.

Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:

SMS Co's Interest Expense for the months ended in Mar. 2026 was $-0.2 Mil. Its Operating Income for the months ended in Mar. 2026 was $18.2 Mil. And its Long-Term Debt & Capital Lease Obligation for the quarter that ended in Mar. 2026 was $7.7 Mil.

SMS Co's Interest Coverage for the quarter that ended in Mar. 2026 is

Interest Coverage=-1*Operating Income (Q: Mar. 2026 )/Interest Expense (Q: Mar. 2026 )
=-1*18.156/-0.239
=75.97

The higher the ratio, the stronger the company's financial strength is.

2. Debt to revenue ratio. The lower, the better.

SMS Co's Debt to Revenue Ratio for the quarter that ended in Mar. 2026 is

Debt to Revenue Ratio=Total Debt (Q: Mar. 2026 ) / Revenue
=(Short-Term Debt & Capital Lease Obligation + Long-Term Debt & Capital Lease Obligation) / Revenue
=(37.918 + 7.657) / 438.332
=0.10

3. Altman Z-Score.

Z-Score model is an accurate forecaster of failure up to two years prior to distress. It can be considered the assessment of the distress of industrial corporations.

The zones of discrimination were as such:

When Z-Score is less than 1.81, it is in Distress Zones.
When Z-Score is greater than 2.99, it is in Safe Zones.
When Z-Score is between 1.81 and 2.99, it is in Grey Zones.

SMS Co has a Z-score of 6.01, indicating it is in Safe Zones. This implies the Z-Score is strong.

Good Sign:

Altman Z-score of 6.01 is strong.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Financial Strength →
What does a Financial Strength of 7 mean?
SMS Co (SMSZF) has a Financial Strength of 7 as of Mar. 2026. The financial strength rank measures the strength of a company's balance sheet based on revenue and debt. View historical data on SMS Co and its competitors. This is near median its historical median of 7.00. Over the past decade, SMS Co's Financial Strength has ranged from 5.00 to 9.00.
Is SMS Co's Financial Strength too high?
SMS Co's current Financial Strength of 7 is near median its 10-year median of 7.00. Over the past 10 years, this metric has ranged from a low of 5.00 to a high of 9.00. Overall, SMS Co has a GF Score™ of 88/100, reflecting its overall financial health beyond just this single metric.
How does SMS Co's Financial Strength compare to VEEV and BTSG?
SMS Co's Financial Strength of 7 can be compared against companies in the Healthcare Providers & Services industry. Historically, SMS Co's own Financial Strength has ranged from 5.00 to 9.00 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Financial Strength for a Healthcare Providers & Services company?
A good Financial Strength depends on the Healthcare Providers & Services industry context. However, Financial Strength should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Financial Strength mean?
A high Financial Strength can signal that a stock is expensive relative to its fundamentals. The financial strength rank measures the strength of a company's balance sheet based on revenue and debt. View historical data on SMS Co and its competitors. SMS Co's current Financial Strength is 7, which is near median its own 10-year median of 7.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is SMS Co stock overvalued right now?
SMS Co (SMSZF) has a current Financial Strength of 7. The stock's GF Value™ is $7.12, compared to a current price of $8.56 — trading 20.2% above its estimated fair value. The current Financial Strength is 7, which is near median its 10-year median of 7.00. SMS Co's overall GF Score™ is 88/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Financial Strength calculated?
Financial Strength is calculated from a company's financial statements. For SMS Co (SMSZF), the current Financial Strength is 7 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is SMS Co (SMSZF) Overvalued in 2026?

Based on GuruFocus' analysis, SMS Co stock appears to be overvalued. The current stock price of $8.56 is trading 20.2% above its estimated GF Value™ of $7.12.

Key valuation signals for SMSZF:

  • Financial Strength: 7 (near median its 10-year median of 7.00)
  • GF Value™: $7.12 vs. price of $8.56 (20.2% above fair value)
  • GF Score™: 88/100 with 6 warning signs

No single metric tells the full story. See the SMSZF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


SMS Co Business Description

Other Exchanges SMSSY:USA2175:Japan
Address Sumitomo Fudosan Shiba-koen Tower, 2-11-1 Shiba-koen, Minato-ku, Tokyo, JPN, 105-0011
SMS Co Ltd is a Japanese company involved in providing various services targeting information infrastructure for the aging society. The company divides its search service by the following segments: nursing care, medical care, career, healthcare/senior life, and global.
88GF Score

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Financial Strength is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$8.56
Price
$7.12
GF Value