STBGY (Scandinavian Tobacco Group AS) Effective Interest Rate on Debt %: 6.94% (As of Mar. 2026)


STBGY Scandinavian Tobacco Group AS STBGY
68 GF Score
Price $5.06
GF Value $8.38
Valuation Significantly Undervalued
! 8 Warning Signs
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What is Scandinavian Tobacco Group AS Effective Interest Rate on Debt %?

Scandinavian Tobacco Group AS STBGY -2.69% 68 Effective Interest Rate on Debt % is 6.94% as of Mar. 2026. GuruFocus rates STBGY with a GF Score™ of 68/100 and a GF Value™ of $8.38 (Significantly Undervalued). The stock has 8 warning signs investors should review.

Effective Interest Rate on Debt % is the usage rate that a borrower actually pays on a debt. It is calculated as the positive value of Interest Expense divided by its average total debt. Total debt equals to Long-Term Debt & Capital Lease Obligation plus Short-Term Debt & Capital Lease Obligation. Scandinavian Tobacco Group AS's annualized positive value of Interest Expense for the quarter that ended in Mar. 2026 was $58 Mil. Scandinavian Tobacco Group AS's average total debt for the quarter that ended in Mar. 2026 was $829 Mil. Therefore, Scandinavian Tobacco Group AS's annualized Effective Interest Rate on Debt % for the quarter that ended in Mar. 2026 was 6.94%.


Scandinavian Tobacco Group AS  (OTCPK:STBGY) Effective Interest Rate on Debt % Explanation

Effective Interest Rate on Debt % measures the usage rate that a borrower actually pays on a debt.


Scandinavian Tobacco Group AS Effective Interest Rate on Debt % Related Terms


Scandinavian Tobacco Group AS Effective Interest Rate on Debt % Historical Data

* Premium members only.

The historical data trend for Scandinavian Tobacco Group AS's Effective Interest Rate on Debt % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Scandinavian Tobacco Group AS Effective Interest Rate on Debt % Chart

Scandinavian Tobacco Group AS Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Effective Interest Rate on Debt %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 3.13 3.40 4.45 4.44 4.54

Scandinavian Tobacco Group AS Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Effective Interest Rate on Debt % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 6.95 6.68 6.31 -2.02 6.94

STBGY vs PM, MO, TPB: Effective Interest Rate on Debt % Comparison

For the Tobacco subindustry, Scandinavian Tobacco Group AS's Effective Interest Rate on Debt %, along with its competitors' market caps and Effective Interest Rate on Debt % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Scandinavian Tobacco Group AS Effective Interest Rate on Debt % vs Tobacco Products Industry

For the Tobacco Products industry and Consumer Defensive sector, Scandinavian Tobacco Group AS's Effective Interest Rate on Debt % distribution charts can be found below:

* The bar in red indicates where Scandinavian Tobacco Group AS's Effective Interest Rate on Debt % falls into.


STBGY
68GF Score
Scandinavian Tobacco Group AS STBGY
Effective Interest Rate on Debt % is just one metric. See GF Score™, valuation, warning signs, and more.
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Scandinavian Tobacco Group AS Effective Interest Rate on Debt % Calculation

Scandinavian Tobacco Group AS's annualized Effective Interest Rate on Debt % for the fiscal year that ended in Dec. 2025 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (A: Dec. 2024 )+Total Debt  (A: Dec. 2025 ))/ count )
=-1  *  -36.592/( (753.865+856.751)/ 2 )
=-1  *  -36.592/805.308
=4.54 %

where

Total Debt  (A: Dec. 2024 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=568.358 + 185.507
=753.865

Total Debt  (A: Dec. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=634.893 + 221.858
=856.751

Scandinavian Tobacco Group AS's annualized Effective Interest Rate on Debt % for the quarter that ended in Mar. 2026 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (Q: Dec. 2025 )+Total Debt  (Q: Mar. 2026 ))/ count )
=-1  *  -57.536/( (856.751+801.865)/ 2 )
=-1  *  -57.536/829.308
=6.94 %

where

Total Debt  (Q: Dec. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=634.893 + 221.858
=856.751

Total Debt  (Q: Mar. 2026 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=597.745 + 204.12
=801.865

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Effective Interest Rate on Debt %, the Interest Expense of the last fiscal year and the average total debt over the fiscal year are used. In calculating the quarterly data, the Interest Expense data used here is four times the quarterly (Mar. 2026) interest expense data. Effective Interest Rate on Debt % is displayed in the 30-year financial page.

What does a Effective Interest Rate on Debt % of 6.94% mean?
Scandinavian Tobacco Group AS (STBGY) has a Effective Interest Rate on Debt % of 6.94% as of Mar. 2026. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Scandinavian Tobacco Group AS and its competitors.
Is Scandinavian Tobacco Group AS's Effective Interest Rate on Debt % too high?
Scandinavian Tobacco Group AS's current Effective Interest Rate on Debt % is 6.94%. Overall, Scandinavian Tobacco Group AS has a GF Score™ of 68/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Scandinavian Tobacco Group AS's Effective Interest Rate on Debt % compare to PM and MO?
Scandinavian Tobacco Group AS's Effective Interest Rate on Debt % of 6.94% can be compared against companies in the Tobacco Products industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Effective Interest Rate on Debt % for a Tobacco Products company?
A good Effective Interest Rate on Debt % depends on the Tobacco Products industry context. However, Effective Interest Rate on Debt % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Effective Interest Rate on Debt % mean?
A high Effective Interest Rate on Debt % can signal that a stock is expensive relative to its fundamentals. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Scandinavian Tobacco Group AS and its competitors. Scandinavian Tobacco Group AS's current Effective Interest Rate on Debt % is 6.94%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Scandinavian Tobacco Group AS stock overvalued right now?
Based on GuruFocus' analysis, Scandinavian Tobacco Group AS (STBGY) is currently considered Significantly Undervalued. The stock's GF Value™ is $8.38, compared to a current price of $5.06 — trading 39.6% below its estimated fair value. The current Effective Interest Rate on Debt % is 6.94%. Scandinavian Tobacco Group AS's overall GF Score™ is 68/100 with 8 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Effective Interest Rate on Debt % calculated?
Effective Interest Rate on Debt % is calculated from a company's financial statements. For Scandinavian Tobacco Group AS (STBGY), the current Effective Interest Rate on Debt % is 6.94% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Scandinavian Tobacco Group AS (STBGY) Overvalued in 2026?

Based on GuruFocus' analysis, Scandinavian Tobacco Group AS stock appears to be undervalued. The current stock price of $5.06 is trading 39.6% below its estimated GF Value™ of $8.38. GuruFocus considers Scandinavian Tobacco Group AS to be Significantly Undervalued.

Key valuation signals for STBGY:

  • Effective Interest Rate on Debt %: 6.94%
  • GF Value™: $8.38 vs. price of $5.06 (39.6% below fair value)
  • GF Score™: 68/100 with 8 warning signs

No single metric tells the full story. See the STBGY stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Scandinavian Tobacco Group AS Business Description

Address Sandtoften 9, Gentofte, DNK, 2820
Scandinavian Tobacco Group AS offers cigars, pipe tobacco, and accessories in North America, Europe, and Australia. It operates in three segments: North America online and retail, which includes direct to consumer sales of all product categories sold via the online, catalogue and retail channel in North America. North America branded and the Rest of the World, which provides its products to wholesalers and distributors; Europe Branded comprises sale of all product categories to wholesalers, distributors and direct to retail in Germany, Denmark, Sweden, France, Italy, Belgium, the Netherlands, Luxembourg, Spain, Portugal, the UK, and Ireland.
68GF Score

Get the complete analysis for STBGY

Effective Interest Rate on Debt % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$5.06
Price
$8.38
GF Value