An Gia Real Estate Investment And Development (STC:AGG) Effective Interest Rate on Debt %: 11.11% (As of Mar. 2026)

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STC:AGG An Gia Real Estate Investment And Development Corp STC:AGG
59 GF Score
Price ₫10,950.00
GF Value ₫4,285.54
Valuation Significantly Overvalued
! 3 Warning Signs
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What is An Gia Real Estate Investment And Development Effective Interest Rate on Debt %?

An Gia Real Estate Investment And Development STC:AGG 59 Effective Interest Rate on Debt % is 11.11% as of Mar. 2026. GuruFocus rates STC:AGG with a GF Score™ of 59/100 and a GF Value™ of ₫4,285.54 (Significantly Overvalued). The stock has 3 warning signs investors should review.

Effective Interest Rate on Debt % is the usage rate that a borrower actually pays on a debt. It is calculated as the positive value of Interest Expense divided by its average total debt. Total debt equals to Long-Term Debt & Capital Lease Obligation plus Short-Term Debt & Capital Lease Obligation. An Gia Real Estate Investment And Development's annualized positive value of Interest Expense for the quarter that ended in Mar. 2026 was ₫111,698 Mil. An Gia Real Estate Investment And Development's average total debt for the quarter that ended in Mar. 2026 was ₫1,004,993 Mil. Therefore, An Gia Real Estate Investment And Development's annualized Effective Interest Rate on Debt % for the quarter that ended in Mar. 2026 was 11.11%.


An Gia Real Estate Investment And Development  (STC:AGG) Effective Interest Rate on Debt % Explanation

Effective Interest Rate on Debt % measures the usage rate that a borrower actually pays on a debt.


An Gia Real Estate Investment And Development Effective Interest Rate on Debt % Related Terms


An Gia Real Estate Investment And Development Effective Interest Rate on Debt % Historical Data

* Premium members only.

The historical data trend for An Gia Real Estate Investment And Development's Effective Interest Rate on Debt % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

An Gia Real Estate Investment And Development Effective Interest Rate on Debt % Chart

An Gia Real Estate Investment And Development Annual Data
Trend Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Effective Interest Rate on Debt %
Get a 7-Day Free Trial 9.66 21.05 18.19 13.60 11.47

An Gia Real Estate Investment And Development Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Effective Interest Rate on Debt % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 9.70 9.45 11.26 9.68 11.11

An Gia Real Estate Investment And Development Effective Interest Rate on Debt % Competitor Comparison

For the Real Estate - Diversified subindustry, An Gia Real Estate Investment And Development's Effective Interest Rate on Debt %, along with its competitors' market caps and Effective Interest Rate on Debt % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


An Gia Real Estate Investment And Development Effective Interest Rate on Debt % vs Real Estate Industry

For the Real Estate industry and Real Estate sector, An Gia Real Estate Investment And Development's Effective Interest Rate on Debt % distribution charts can be found below:

* The bar in red indicates where An Gia Real Estate Investment And Development's Effective Interest Rate on Debt % falls into.


STC:AGG
59GF Score
An Gia Real Estate Investment And Development Corp STC:AGG
Effective Interest Rate on Debt % is just one metric. See GF Score™, valuation, warning signs, and more.
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An Gia Real Estate Investment And Development Effective Interest Rate on Debt % Calculation

An Gia Real Estate Investment And Development's annualized Effective Interest Rate on Debt % for the fiscal year that ended in Dec. 2025 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (A: Dec. 2024 )+Total Debt  (A: Dec. 2025 ))/ count )
=-1  *  -138763.237/( (1417145.581+1003420.912)/ 2 )
=-1  *  -138763.237/1210283.2465
=11.47 %

where

Total Debt  (A: Dec. 2024 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=371116.5 + 1046029.081
=1417145.581

Total Debt  (A: Dec. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=192741.7 + 810679.212
=1003420.912

An Gia Real Estate Investment And Development's annualized Effective Interest Rate on Debt % for the quarter that ended in Mar. 2026 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (Q: Dec. 2025 )+Total Debt  (Q: Mar. 2026 ))/ count )
=-1  *  -111697.704/( (1003420.912+1006564.334)/ 2 )
=-1  *  -111697.704/1004992.623
=11.11 %

where

Total Debt  (Q: Dec. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=192741.7 + 810679.212
=1003420.912

Total Debt  (Q: Mar. 2026 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=0 + 1006564.334
=1006564.334

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Effective Interest Rate on Debt %, the Interest Expense of the last fiscal year and the average total debt over the fiscal year are used. In calculating the quarterly data, the Interest Expense data used here is four times the quarterly (Mar. 2026) interest expense data. Effective Interest Rate on Debt % is displayed in the 30-year financial page.

What does a Effective Interest Rate on Debt % of 11.11% mean?
An Gia Real Estate Investment And Development (STC:AGG) has a Effective Interest Rate on Debt % of 11.11% as of Mar. 2026. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on An Gia Real Estate Investment And Development and its competitors.
Is An Gia Real Estate Investment And Development's Effective Interest Rate on Debt % too high?
An Gia Real Estate Investment And Development's current Effective Interest Rate on Debt % is 11.11%. Overall, An Gia Real Estate Investment And Development has a GF Score™ of 59/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does An Gia Real Estate Investment And Development's Effective Interest Rate on Debt % compare to competitors?
An Gia Real Estate Investment And Development's Effective Interest Rate on Debt % of 11.11% can be compared against companies in the Real Estate industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Effective Interest Rate on Debt % for a Real Estate company?
A good Effective Interest Rate on Debt % depends on the Real Estate industry context. However, Effective Interest Rate on Debt % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Effective Interest Rate on Debt % mean?
A high Effective Interest Rate on Debt % can signal that a stock is expensive relative to its fundamentals. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on An Gia Real Estate Investment And Development and its competitors. An Gia Real Estate Investment And Development's current Effective Interest Rate on Debt % is 11.11%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is An Gia Real Estate Investment And Development stock overvalued right now?
Based on GuruFocus' analysis, An Gia Real Estate Investment And Development (STC:AGG) is currently considered Significantly Overvalued. The stock's GF Value™ is ₫4,285.54, compared to a current price of ₫10,950.00 — trading 155.5% above its estimated fair value. The current Effective Interest Rate on Debt % is 11.11%. An Gia Real Estate Investment And Development's overall GF Score™ is 59/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Effective Interest Rate on Debt % calculated?
Effective Interest Rate on Debt % is calculated from a company's financial statements. For An Gia Real Estate Investment And Development (STC:AGG), the current Effective Interest Rate on Debt % is 11.11% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is An Gia Real Estate Investment And Development (STC:AGG) Overvalued in 2026?

Based on GuruFocus' analysis, An Gia Real Estate Investment And Development stock appears to be overvalued. The current stock price of ₫10,950.00 is trading 155.5% above its estimated GF Value™ of ₫4,285.54. GuruFocus considers An Gia Real Estate Investment And Development to be Significantly Overvalued.

Key valuation signals for STC:AGG:

  • Effective Interest Rate on Debt %: 11.11%
  • GF Value™: ₫4,285.54 vs. price of ₫10,950.00 (155.5% above fair value)
  • GF Score™: 59/100 with 3 warning signs

No single metric tells the full story. See the STC:AGG stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


An Gia Real Estate Investment And Development Business Description

Address Nguyen Dinh Chieu Street, No. 60, Da Kao Ward, District 1, Ho Chi Minh City, VNM
An Gia Real Estate Investment And Development Corp is a real estate company. The company is engaged in real estate trading, real estate brokerage, real estate management, real estate exchange, management consulting, advertising, marketing research and public opinion polling, organization of convention and trading shows, construction of buildings, construction of other civil projects, construction of railways and roads, construction of utility projects, demolition and site preparation. The company derives its majority of revenue from real estate.
59GF Score

Get the complete analysis for STC:AGG

Effective Interest Rate on Debt % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₫10,950.00
Price
₫4,285.54
GF Value