An Gia Real Estate Investment And Development (STC:AGG) Interest Coverage: 0.35 (As of Mar. 2026) — 77% Below Median


STC:AGG An Gia Real Estate Investment And Development Corp STC:AGG
60 GF Score
Price ₫11,700.00
GF Value ₫4,350.20
Valuation Significantly Overvalued
! 3 Warning Signs
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What is An Gia Real Estate Investment And Development Interest Coverage?

An Gia Real Estate Investment And Development STC:AGG 60 Interest Coverage is 0.35 as of Mar. 2026, which is 77% below its 10-year median of 1.51. GuruFocus rates STC:AGG with a GF Score™ of 60/100 and a GF Value™ of ₫4,350.20 (Significantly Overvalued). The stock has 3 warning signs investors should review. Among 1,300 Real Estate companies, An Gia Real Estate Investment And Development ranks worse than 56.46% on this metric.

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income by its Interest Expense. An Gia Real Estate Investment And Development's Operating Income for the three months ended in Mar. 2026 was ₫9,718 Mil. An Gia Real Estate Investment And Development's Interest Expense for the three months ended in Mar. 2026 was ₫-27,924 Mil. An Gia Real Estate Investment And Development's interest coverage for the quarter that ended in Mar. 2026 was 0.35. The higher the ratio, the stronger the company's financial strength is.

The historical rank and industry rank for An Gia Real Estate Investment And Development's Interest Coverage or its related term are showing as below:

STC:AGG' s Interest Coverage Range Over the Past 10 Years
Min: 0.32   Med: 1.51   Max: 15.97
Current: 3.27


STC:AGG's Interest Coverage is ranked worse than
56.46% of 1300 companies
in the Real Estate industry
Industry Median: 4.225 vs STC:AGG: 3.27

Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.


An Gia Real Estate Investment And Development  (STC:AGG) Interest Coverage Explanation

Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.

Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .


An Gia Real Estate Investment And Development Interest Coverage Related Terms


An Gia Real Estate Investment And Development Interest Coverage Historical Data

* Premium members only.

The historical data trend for An Gia Real Estate Investment And Development's Interest Coverage can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.

An Gia Real Estate Investment And Development Interest Coverage Chart

An Gia Real Estate Investment And Development Annual Data
Trend Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Interest Coverage
Get a 7-Day Free Trial 0.32 1.04 1.97 1.00 3.05

An Gia Real Estate Investment And Development Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Interest Coverage Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.84 4.03 4.68 3.64 0.35

An Gia Real Estate Investment And Development Interest Coverage Competitor Comparison

For the Real Estate - Diversified subindustry, An Gia Real Estate Investment And Development's Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


An Gia Real Estate Investment And Development Interest Coverage vs Real Estate Industry

For the Real Estate industry and Real Estate sector, An Gia Real Estate Investment And Development's Interest Coverage distribution charts can be found below:

* The bar in red indicates where An Gia Real Estate Investment And Development's Interest Coverage falls into.


STC:AGG
60GF Score
An Gia Real Estate Investment And Development Corp STC:AGG
Interest Coverage is just one metric. See GF Score™, valuation, warning signs, and more.
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An Gia Real Estate Investment And Development Interest Coverage Calculation

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:

If Interest Expense is negative and Operating Income is positive, then

Interest Coverage=-1* Operating Income /Interest Expense

Else if Interest Expense is negative and Operating Income is negative, then

The company did not have earnings to cover the interest expense.

Else if Interest Expense is 0 and Long-Term Debt & Capital Lease Obligation is 0, then

The company had no debt (1).


Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.

An Gia Real Estate Investment And Development's Interest Coverage for the fiscal year that ended in Dec. 2025 is calculated as

Here, for the fiscal year that ended in Dec. 2025, An Gia Real Estate Investment And Development's Interest Expense was ₫-138,763 Mil. Its Operating Income was ₫423,828 Mil. And its Long-Term Debt & Capital Lease Obligation was ₫192,742 Mil.

Interest Coverage=-1* Operating Income (A: Dec. 2025 )/Interest Expense (A: Dec. 2025 )
=-1*423828.049/-138763.237
=3.05

An Gia Real Estate Investment And Development's Interest Coverage for the quarter that ended in Mar. 2026 is calculated as

Here, for the three months ended in Mar. 2026, An Gia Real Estate Investment And Development's Interest Expense was ₫-27,924 Mil. Its Operating Income was ₫9,718 Mil. And its Long-Term Debt & Capital Lease Obligation was ₫0 Mil.

Interest Coverage=-1* Operating Income (Q: Mar. 2026 )/Interest Expense (Q: Mar. 2026 )
=-1*9717.945/-27924.426
=0.35

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

The higher the ratio, the stronger the company's Financial Strength is.

Frequently Asked Questions Learn more about Interest Coverage →
What does a Interest Coverage of 0.35 mean?
An Gia Real Estate Investment And Development (STC:AGG) has a Interest Coverage of 0.35 as of Mar. 2026. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on An Gia Real Estate Investment And Development and its competitors. This is 77% below median its historical median of 1.51. Over the past decade, An Gia Real Estate Investment And Development's Interest Coverage has ranged from 0.32 to 15.97. According to the industry distribution chart, An Gia Real Estate Investment And Development ranks #734 out of 1300 companies in the Real Estate industry, placing it in the top 56.5%.
Is An Gia Real Estate Investment And Development's Interest Coverage too high?
An Gia Real Estate Investment And Development's current Interest Coverage of 0.35 is 77% below median its 10-year median of 1.51. Over the past 10 years, this metric has ranged from a low of 0.32 to a high of 15.97. The Real Estate industry median Interest Coverage is 4.23. An Gia Real Estate Investment And Development's value of 0.35 is 91.7% below this industry median. Based on the distribution chart, An Gia Real Estate Investment And Development ranks #734 out of 1300 companies in the Real Estate industry, which is below the industry midpoint. Overall, An Gia Real Estate Investment And Development has a GF Score™ of 60/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does An Gia Real Estate Investment And Development's Interest Coverage compare to competitors?
According to the Real Estate industry distribution chart, An Gia Real Estate Investment And Development ranks #734 out of 1300 companies for Interest Coverage. This places An Gia Real Estate Investment And Development in the lower half of its industry. The industry median Interest Coverage is 4.23. An Gia Real Estate Investment And Development's value of 0.35 is 91.7% below this benchmark. Historically, An Gia Real Estate Investment And Development's own Interest Coverage has ranged from 0.32 to 15.97 over the past decade. While the company's 10-year median is 1.51 vs. the industry median of 4.23, An Gia Real Estate Investment And Development has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Coverage for a Real Estate company?
The median Interest Coverage among Real Estate companies is 4.23, based on 1,300 companies in the industry. Companies in the top quartile (top 25%) have a Interest Coverage significantly above this median, while those in the bottom quartile fall well below. However, Interest Coverage should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. An Gia Real Estate Investment And Development's current Interest Coverage of 0.35 is 91.7% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Coverage mean?
A high Interest Coverage can signal that a stock is expensive relative to its fundamentals. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on An Gia Real Estate Investment And Development and its competitors. For the Real Estate industry, the median Interest Coverage is 4.23 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. An Gia Real Estate Investment And Development's current Interest Coverage is 0.35, which is 77% below median its own 10-year median of 1.51. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is An Gia Real Estate Investment And Development stock overvalued right now?
Based on GuruFocus' analysis, An Gia Real Estate Investment And Development (STC:AGG) is currently considered Significantly Overvalued. The stock's GF Value™ is ₫4,350.20, compared to a current price of ₫11,700.00 — trading 169% above its estimated fair value. The current Interest Coverage is 0.35, which is 77% below median its 10-year median of 1.51 and 91.7% below the Real Estate industry median of 4.23. An Gia Real Estate Investment And Development's overall GF Score™ is 60/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Coverage calculated?
Interest Coverage is calculated from a company's financial statements. For An Gia Real Estate Investment And Development (STC:AGG), the current Interest Coverage is 0.35 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is An Gia Real Estate Investment And Development (STC:AGG) Overvalued in 2026?

Based on GuruFocus' analysis, An Gia Real Estate Investment And Development stock appears to be overvalued. The current stock price of ₫11,700.00 is trading 169% above its estimated GF Value™ of ₫4,350.20. GuruFocus considers An Gia Real Estate Investment And Development to be Significantly Overvalued.

Key valuation signals for STC:AGG:

  • Interest Coverage: 0.35 (77% below median its 10-year median of 1.51)
  • GF Value™: ₫4,350.20 vs. price of ₫11,700.00 (169% above fair value)
  • GF Score™: 60/100 with 3 warning signs
  • Industry Position: 91.7% below the Real Estate median (#734 of 1300)

No single metric tells the full story. See the STC:AGG stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


An Gia Real Estate Investment And Development Business Description

Address Nguyen Dinh Chieu Street, No. 60, Da Kao Ward, District 1, Ho Chi Minh City, VNM
An Gia Real Estate Investment And Development Corp is a real estate company. The company is engaged in real estate trading, real estate brokerage, real estate management, real estate exchange, management consulting, advertising, marketing research and public opinion polling, organization of convention and trading shows, construction of buildings, construction of other civil projects, construction of railways and roads, construction of utility projects, demolition and site preparation. The company derives its majority of revenue from real estate.
60GF Score

Get the complete analysis for STC:AGG

Interest Coverage is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₫11,700.00
Price
₫4,350.20
GF Value