Masan Consumer (STC:MCH) Effective Interest Rate on Debt %: 7.32% (As of Jun. 2026)

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

STC:MCH Masan Consumer Corp STC:MCH
37 GF Score
Price ₫136,900.00
! 3 Warning Signs
View Full Analysis

What is Masan Consumer Effective Interest Rate on Debt %?

Masan Consumer STC:MCH +0.07% 37 Effective Interest Rate on Debt % is 7.32% as of Jun. 2026. GuruFocus rates STC:MCH with a GF Score™ of 37/100. The stock has 3 warning signs investors should review.

Effective Interest Rate on Debt % is the usage rate that a borrower actually pays on a debt. It is calculated as the positive value of Interest Expense divided by its average total debt. Total debt equals to Long-Term Debt & Capital Lease Obligation plus Short-Term Debt & Capital Lease Obligation. Masan Consumer's annualized positive value of Interest Expense for the quarter that ended in Jun. 2026 was ₫669,143 Mil. Masan Consumer's average total debt for the quarter that ended in Jun. 2026 was ₫9,140,419 Mil. Therefore, Masan Consumer's annualized Effective Interest Rate on Debt % for the quarter that ended in Jun. 2026 was 7.32%.


Masan Consumer  (STC:MCH) Effective Interest Rate on Debt % Explanation

Effective Interest Rate on Debt % measures the usage rate that a borrower actually pays on a debt.


Masan Consumer Effective Interest Rate on Debt % Related Terms


Masan Consumer Effective Interest Rate on Debt % Historical Data

* Premium members only.

The historical data trend for Masan Consumer's Effective Interest Rate on Debt % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Masan Consumer Effective Interest Rate on Debt % Chart

Masan Consumer Annual Data
Trend Dec24 Dec25
Effective Interest Rate on Debt %
3.02 4.83

Masan Consumer Quarterly Data
Dec24 Mar25 Jun25 Dec25 Mar26 Jun26
Effective Interest Rate on Debt % Get a 7-Day Free Trial 4.82 0.00 5.09 6.07 7.32

STC:MCH vs KHC, GIS: Effective Interest Rate on Debt % Comparison

For the Packaged Foods subindustry, Masan Consumer's Effective Interest Rate on Debt %, along with its competitors' market caps and Effective Interest Rate on Debt % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Masan Consumer Effective Interest Rate on Debt % vs Consumer Packaged Goods Industry

For the Consumer Packaged Goods industry and Consumer Defensive sector, Masan Consumer's Effective Interest Rate on Debt % distribution charts can be found below:

* The bar in red indicates where Masan Consumer's Effective Interest Rate on Debt % falls into.


STC:MCH
37GF Score
Masan Consumer Corp STC:MCH
Effective Interest Rate on Debt % is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Masan Consumer Effective Interest Rate on Debt % Calculation

Masan Consumer's annualized Effective Interest Rate on Debt % for the fiscal year that ended in Dec. 2025 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (A: Dec. 2024 )+Total Debt  (A: Dec. 2025 ))/ count )
=-1  *  -494407.158/( (10831045.462+9624663.986)/ 2 )
=-1  *  -494407.158/10227854.724
=4.83 %

where

Total Debt  (A: Dec. 2024 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=1764400 + 9066645.462
=10831045.462

Total Debt  (A: Dec. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=2455412.722 + 7169251.264
=9624663.986

Masan Consumer's annualized Effective Interest Rate on Debt % for the quarter that ended in Jun. 2026 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (Q: Mar. 2026 )+Total Debt  (Q: Jun. 2026 ))/ count )
=-1  *  -669143.444/( (9329885.103+8950953.225)/ 2 )
=-1  *  -669143.444/9140419.164
=7.32 %

where

Total Debt  (Q: Mar. 2026 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=2402950.977 + 6926934.126
=9329885.103

Total Debt  (Q: Jun. 2026 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=2394489.214 + 6556464.011
=8950953.225

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Effective Interest Rate on Debt %, the Interest Expense of the last fiscal year and the average total debt over the fiscal year are used. In calculating the quarterly data, the Interest Expense data used here is four times the quarterly (Jun. 2026) interest expense data. Effective Interest Rate on Debt % is displayed in the 30-year financial page.

What does a Effective Interest Rate on Debt % of 7.32% mean?
Masan Consumer (STC:MCH) has a Effective Interest Rate on Debt % of 7.32% as of Jun. 2026. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Masan Consumer and its competitors.
Is Masan Consumer's Effective Interest Rate on Debt % too high?
Masan Consumer's current Effective Interest Rate on Debt % is 7.32%. Overall, Masan Consumer has a GF Score™ of 37/100, reflecting its overall financial health beyond just this single metric.
How does Masan Consumer's Effective Interest Rate on Debt % compare to KHC and GIS?
Masan Consumer's Effective Interest Rate on Debt % of 7.32% can be compared against companies in the Consumer Packaged Goods industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Effective Interest Rate on Debt % for a Consumer Packaged Goods company?
A good Effective Interest Rate on Debt % depends on the Consumer Packaged Goods industry context. However, Effective Interest Rate on Debt % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Effective Interest Rate on Debt % mean?
A high Effective Interest Rate on Debt % can signal that a stock is expensive relative to its fundamentals. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Masan Consumer and its competitors. Masan Consumer's current Effective Interest Rate on Debt % is 7.32%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Masan Consumer stock overvalued right now?
Masan Consumer (STC:MCH) has a current Effective Interest Rate on Debt % of 7.32%. The current Effective Interest Rate on Debt % is 7.32%. Masan Consumer's overall GF Score™ is 37/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Effective Interest Rate on Debt % calculated?
Effective Interest Rate on Debt % is calculated from a company's financial statements. For Masan Consumer (STC:MCH), the current Effective Interest Rate on Debt % is 7.32% as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Masan Consumer Business Description

Address 23 Le Duan Sreet, Saigon Ward, Ho Chi Minh, VNM
Masan Consumer Corp is engaged in the manufacture of food products. The organisation's segments include: Food, Beverages, Home and personal care products, and Others. From the following segments, the Food segment has the highest revenue, followed by Beverages. The food segment includes seasonings and convenience foods. Whereas the Other segment includes warehouse rentals and other items. The Group operates in Vietnam and Thailand, with the majority of operations and revenue from Vietnam itself.
37GF Score

Get the complete analysis for STC:MCH

Effective Interest Rate on Debt % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₫136,900.00
Price