Masan ConsumerSTC:MCH +2.29%37 Altman Z-Score is 9.17 as of Jul. 01, 2026. GuruFocus rates STC:MCH with a GF Score™ of 37/100. The stock has 2 warning signs investors should review. Among 1,928 Consumer Packaged Goods companies, Masan Consumer ranks worse than 51867.17% on this metric.
The Altman Z-Score is a model designed to predict the likelihood of a company going bankrupt within the next two years. Created by American finance professor Edward Altman in 1968, the model is specifically designed for publicly traded manufacturing companies with assets greater than $1 million.
Masan Consumer has a Altman Z-Score of 9.17, indicating it is in Safe Zones. This implies the Altman Z-Score is strong.
The zones of discrimination were as such:
When Altman Z-Score <= 1.8, it is in Distress Zones.
When Altman Z-Score >= 3, it is in Safe Zones.
When Altman Z-Score is between 1.8 and 3, it is in Grey Zones.
The historical rank and industry rank for Masan Consumer's Altman Z-Score or its related term are showing as below:
X1: The Working Capital/Total Assets (WC/TA) ratio is a measure of the net liquid assets of the firm relative to the total capitalization. Working capital is defined as the difference between current assets and current liabilities. Ordinarily, a firm experiencing consistent operating losses will have shrinking current assets in relation to total assets. Altman found this one proved to be the most valuable liquidity ratio comparing with the current ratio and the quick ratio. This is however the least significant of the five factors.
X2: Retained Earnings/Total Assets: the RE/TA ratio measures the leverage of a firm. Retained earnings is the account which reports the total amount of reinvested earnings and/or losses of a firm over its entire life. Those firms with high RE, relative to TA, have financed their assets through retention of profits and have not utilized as much debt.
X3, Earnings Before Interest and Taxes/Total Assets (EBIT/TA): This ratio is a measure of the true productivity of the firm's assets, independent of any tax or leverage factors. Since a firm's ultimate existence is based on the earning power of its assets, this ratio appears to be particularly appropriate for studies dealing with corporate failure. This ratio continually outperforms other profitability measures, including cash flow.
X4, Market Value of Equity/Book Value of Total Liabilities (MVE/TL): The measure shows how much the firm's assets can decline in value (measured by market value of equity plus debt) before the liabilities exceed the assets and the firm becomes insolvent.
X5, Revenue/Total Assets (S/TA): The capital-turnover ratio is a standard financial ratio illustrating the sales generating ability of the firm's assets.
Altman Z-Score does not apply to financial companies.
Masan Consumer Altman Z-Score Related Terms
Masan Consumer Altman Z-Score Historical Data
* Premium members only.
The historical data trend for Masan Consumer's Altman Z-Score can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Masan Consumer Altman Z-Score Chart
Masan Consumer Annual Data
Trend
Dec24
Dec25
Altman Z-Score
0.00
0.00
Masan Consumer Quarterly Data
Dec24
Mar25
Dec25
Mar26
Altman Z-Score
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STC:MCH vs KHC, GIS: Altman Z-Score Comparison
For the Packaged Foods subindustry, Masan Consumer's Altman Z-Score, along with its competitors' market caps and Altman Z-Score data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Masan Consumer Altman Z-Score vs Consumer Packaged Goods Industry
For the Consumer Packaged Goods industry and Consumer Defensive sector, Masan Consumer's Altman Z-Score distribution charts can be found below:
* The bar in red indicates where Masan Consumer's Altman Z-Score falls into.
Altman Z-Score model is an accurate forecaster of failure up to two years prior to distress. It can be considered the assessment of the distress of industrial corporations.
Masan Consumer's Altman Z-Score for today is calculated with this formula:
Z
=
1.2
*
X1
+
1.4
*
X2
+
3.3
*
X3
+
0.6
*
X4
+
1.0
*
X5
=
1.2
*
0.064
+
1.4
*
0.1247
+
3.3
*
0.2913
+
0.6
*
11.5319
+
1.0
*
1.0401
=
9.17
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency. GuruFocus does not calculate Altman Z-Score when X4 or X5 value is 0.
Trailing Twelve Months (TTM) ended in Mar. 2026: Total Assets was ₫32,862,385 Mil. Total Current Assets was ₫14,536,119 Mil. Total Current Liabilities was ₫12,433,648 Mil. Retained Earnings was ₫4,097,473 Mil. Pre-Tax Income was 2088892.143 + 2433089.685 + 1837951.052 + 2704673.926 = ₫9,064,607 Mil. Interest Expense was -143913.053 + -122479.345 + -130580.099 + -112431.544 = ₫-509,404 Mil. Revenue was 8472243.354 + 9275489.249 + 7488981.925 + 8942280.801 = ₫34,178,995 Mil. Market Cap (Today) was ₫173,457,769 Mil. Total Liabilities was ₫15,041,544 Mil.
* Note that for stock reported semi-annually or annually, GuruFocus uses latest annual data as the TTM data.
Masan Consumer (STC:MCH) has a Altman Z-Score of 9.17 as of Jul. 01, 2026. The Altman Z-score measures a company's bankruptcy risk. View historical data on Masan Consumer and its competitors. According to the industry distribution chart, Masan Consumer ranks #999999 out of 1928 companies in the Consumer Packaged Goods industry.
Is Masan Consumer's Altman Z-Score too high?
Masan Consumer's current Altman Z-Score is 9.17. The Consumer Packaged Goods industry median Altman Z-Score is 2.83. Masan Consumer's value of 9.17 is 224% above this industry median. Based on the distribution chart, Masan Consumer ranks #999999 out of 1928 companies in the Consumer Packaged Goods industry, which is in the bottom quartile relative to peers. Overall, Masan Consumer has a GF Score™ of 37/100, reflecting its overall financial health beyond just this single metric.
How does Masan Consumer's Altman Z-Score compare to KHC and GIS?
According to the Consumer Packaged Goods industry distribution chart, Masan Consumer ranks #999999 out of 1928 companies for Altman Z-Score. This places Masan Consumer in the lower half of its industry. The industry median Altman Z-Score is 2.83. Masan Consumer's value of 9.17 is 224% above this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Altman Z-Score for a Consumer Packaged Goods company?
The median Altman Z-Score among Consumer Packaged Goods companies is 2.83, based on 1,928 companies in the industry. Companies in the top quartile (top 25%) have a Altman Z-Score significantly above this median, while those in the bottom quartile fall well below. However, Altman Z-Score should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Masan Consumer's current Altman Z-Score of 9.17 is 224% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Altman Z-Score mean?
A high Altman Z-Score can signal that a stock is expensive relative to its fundamentals. The Altman Z-score measures a company's bankruptcy risk. View historical data on Masan Consumer and its competitors. For the Consumer Packaged Goods industry, the median Altman Z-Score is 2.83 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Masan Consumer's current Altman Z-Score is 9.17. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Masan Consumer stock overvalued right now?
Masan Consumer (STC:MCH) has a current Altman Z-Score of 9.17. The current Altman Z-Score is 9.17 and 224% above the Consumer Packaged Goods industry median of 2.83. Masan Consumer's overall GF Score™ is 37/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Altman Z-Score calculated?
Altman Z-Score is calculated from a company's financial statements. For Masan Consumer (STC:MCH), the current Altman Z-Score is 9.17 as of Jul. 01, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Masan Consumer Corp is engaged in the manufacture of food products. The organisation's segments include: Food, Beverages, Home and personal care products, and Others. From the following segments, the Food segment has the highest revenue, followed by Beverages. The food segment includes seasonings and convenience foods. Whereas the Other segment includes warehouse rentals and other items. The Group operates in Vietnam and Thailand, with the majority of operations and revenue from Vietnam itself.
37GF Score
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