Tien Phong Securities (STC:ORS) Effective Interest Rate on Debt %: 7.91% (As of Jun. 2026)

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STC:ORS Tien Phong Securities Corp STC:ORS
68 GF Score
Price ₫13,400.00
GF Value ₫5,063.78
Valuation Significantly Overvalued
! 6 Warning Signs
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What is Tien Phong Securities Effective Interest Rate on Debt %?

Tien Phong Securities STC:ORS +1.52% 68 Effective Interest Rate on Debt % is 7.91% as of Jun. 2026. GuruFocus rates STC:ORS with a GF Score™ of 68/100 and a GF Value™ of ₫5,063.78 (Significantly Overvalued). The stock has 6 warning signs investors should review.

Effective Interest Rate on Debt % is the usage rate that a borrower actually pays on a debt. It is calculated as the positive value of Interest Expense divided by its average total debt. Total debt equals to Long-Term Debt & Capital Lease Obligation plus Short-Term Debt & Capital Lease Obligation. Tien Phong Securities's annualized positive value of Interest Expense for the quarter that ended in Jun. 2026 was ₫473,460 Mil. Tien Phong Securities's average total debt for the quarter that ended in Jun. 2026 was ₫5,982,006 Mil. Therefore, Tien Phong Securities's annualized Effective Interest Rate on Debt % for the quarter that ended in Jun. 2026 was 7.91%.


Tien Phong Securities  (STC:ORS) Effective Interest Rate on Debt % Explanation

Effective Interest Rate on Debt % measures the usage rate that a borrower actually pays on a debt.


Tien Phong Securities Effective Interest Rate on Debt % Related Terms


Tien Phong Securities Effective Interest Rate on Debt % Historical Data

* Premium members only.

The historical data trend for Tien Phong Securities's Effective Interest Rate on Debt % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Tien Phong Securities Effective Interest Rate on Debt % Chart

Tien Phong Securities Annual Data
Trend Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Effective Interest Rate on Debt %
Get a 7-Day Free Trial 10.34 12.38 11.49 9.52 8.61

Tien Phong Securities Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Effective Interest Rate on Debt % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 7.20 7.18 8.50 8.02 7.91

STC:ORS vs MS, GS, SCHW: Effective Interest Rate on Debt % Comparison

For the Capital Markets subindustry, Tien Phong Securities's Effective Interest Rate on Debt %, along with its competitors' market caps and Effective Interest Rate on Debt % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Tien Phong Securities Effective Interest Rate on Debt % vs Capital Markets Industry

For the Capital Markets industry and Financial Services sector, Tien Phong Securities's Effective Interest Rate on Debt % distribution charts can be found below:

* The bar in red indicates where Tien Phong Securities's Effective Interest Rate on Debt % falls into.


STC:ORS
68GF Score
Tien Phong Securities Corp STC:ORS
Effective Interest Rate on Debt % is just one metric. See GF Score™, valuation, warning signs, and more.
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Tien Phong Securities Effective Interest Rate on Debt % Calculation

Tien Phong Securities's annualized Effective Interest Rate on Debt % for the fiscal year that ended in Dec. 2025 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (A: Dec. 2024 )+Total Debt  (A: Dec. 2025 ))/ count )
=-1  *  -554143.374/( (6498000+6374000)/ 2 )
=-1  *  -554143.374/6436000
=8.61 %

where

Total Debt  (A: Dec. 2024 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=3000000 + 3498000
=6498000

Total Debt  (A: Dec. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=4328000 + 2046000
=6374000

Tien Phong Securities's annualized Effective Interest Rate on Debt % for the quarter that ended in Jun. 2026 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (Q: Mar. 2026 )+Total Debt  (Q: Jun. 2026 ))/ count )
=-1  *  -473460.228/( (6297116.548+5666894.548)/ 2 )
=-1  *  -473460.228/5982005.548
=7.91 %

where

Total Debt  (Q: Mar. 2026 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=4000000 + 2297116.548
=6297116.548

Total Debt  (Q: Jun. 2026 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=3000000 + 2666894.548
=5666894.548

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Effective Interest Rate on Debt %, the Interest Expense of the last fiscal year and the average total debt over the fiscal year are used. In calculating the quarterly data, the Interest Expense data used here is four times the quarterly (Jun. 2026) interest expense data. Effective Interest Rate on Debt % is displayed in the 30-year financial page.

What does a Effective Interest Rate on Debt % of 7.91% mean?
Tien Phong Securities (STC:ORS) has a Effective Interest Rate on Debt % of 7.91% as of Jun. 2026. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Tien Phong Securities and its competitors.
Is Tien Phong Securities' Effective Interest Rate on Debt % too high?
Tien Phong Securities' current Effective Interest Rate on Debt % is 7.91%. Overall, Tien Phong Securities has a GF Score™ of 68/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Tien Phong Securities' Effective Interest Rate on Debt % compare to MS and GS?
Tien Phong Securities' Effective Interest Rate on Debt % of 7.91% can be compared against companies in the Capital Markets industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Effective Interest Rate on Debt % for a Capital Markets company?
A good Effective Interest Rate on Debt % depends on the Capital Markets industry context. However, Effective Interest Rate on Debt % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Effective Interest Rate on Debt % mean?
A high Effective Interest Rate on Debt % can signal that a stock is expensive relative to its fundamentals. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Tien Phong Securities and its competitors. Tien Phong Securities's current Effective Interest Rate on Debt % is 7.91%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Tien Phong Securities stock overvalued right now?
Based on GuruFocus' analysis, Tien Phong Securities (STC:ORS) is currently considered Significantly Overvalued. The stock's GF Value™ is ₫5,063.78, compared to a current price of ₫13,400.00 — trading 164.6% above its estimated fair value. The current Effective Interest Rate on Debt % is 7.91%. Tien Phong Securities' overall GF Score™ is 68/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Effective Interest Rate on Debt % calculated?
Effective Interest Rate on Debt % is calculated from a company's financial statements. For Tien Phong Securities (STC:ORS), the current Effective Interest Rate on Debt % is 7.91% as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Tien Phong Securities (STC:ORS) Overvalued in 2026?

Based on GuruFocus' analysis, Tien Phong Securities stock appears to be overvalued. The current stock price of ₫13,400.00 is trading 164.6% above its estimated GF Value™ of ₫5,063.78. GuruFocus considers Tien Phong Securities to be Significantly Overvalued.

Key valuation signals for STC:ORS:

  • Effective Interest Rate on Debt %: 7.91%
  • GF Value™: ₫5,063.78 vs. price of ₫13,400.00 (164.6% above fair value)
  • GF Score™: 68/100 with 6 warning signs

No single metric tells the full story. See the STC:ORS stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Tien Phong Securities Business Description

Address No. 81-83-85 Ham Nghi, 7th Floor, Doji Building, Nguyen Thai Binh Ward, District 1, Ho Chi Minh, VNM
Tien Phong Securities Corp is a Vietnam-based provider of investment services. It is engaged in the provision of financial advisory services, brokerage services, securities custodian services, securities trading, and underwriting for securities for individual and institutional clients. The Company is also involved in securities dealing.
68GF Score

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Effective Interest Rate on Debt % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₫13,400.00
Price
₫5,063.78
GF Value