STIFF (Plaid Technologies) Effective Interest Rate on Debt %: 0.00% (As of Dec. 2025)


STIFF Plaid Technologies Inc STIFF
37 GF Score
Price $0.09
! 3 Warning Signs
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What is Plaid Technologies Effective Interest Rate on Debt %?

Plaid Technologies STIFF -85.42% 37 Effective Interest Rate on Debt % is 0.00% as of Dec. 2025. GuruFocus rates STIFF with a GF Score™ of 37/100. The stock has 3 warning signs investors should review.

Effective Interest Rate on Debt % is the usage rate that a borrower actually pays on a debt. It is calculated as the positive value of Interest Expense divided by its average total debt. Total debt equals to Long-Term Debt & Capital Lease Obligation plus Short-Term Debt & Capital Lease Obligation. Plaid Technologies's annualized positive value of Interest Expense for the quarter that ended in Dec. 2025 was $0.00 Mil. Plaid Technologies's average total debt for the quarter that ended in Dec. 2025 was $0.00 Mil. Therefore, Plaid Technologies's annualized Effective Interest Rate on Debt % for the quarter that ended in Dec. 2025 was 0.00%.

Plaid Technologies  (OTCPK:STIFF) Effective Interest Rate on Debt % Explanation

Effective Interest Rate on Debt % measures the usage rate that a borrower actually pays on a debt.

Plaid Technologies Effective Interest Rate on Debt % Related Terms

Plaid Technologies Effective Interest Rate on Debt % Historical Data

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The historical data trend for Plaid Technologies's Effective Interest Rate on Debt % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Plaid Technologies Effective Interest Rate on Debt % Chart

Plaid Technologies Annual Data
Trend Dec20 Dec21 Dec22 Dec23 Mar25
Effective Interest Rate on Debt %
0.00 1.54 5.65 0.27 40.00

Plaid Technologies Quarterly Data
Dec20 Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25
Effective Interest Rate on Debt % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.00 128.00 0.00 0.00 0.00

STIFF vs KHC, GIS: Effective Interest Rate on Debt % Comparison

For the Packaged Foods subindustry, Plaid Technologies's Effective Interest Rate on Debt %, along with its competitors' market caps and Effective Interest Rate on Debt % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Plaid Technologies Effective Interest Rate on Debt % vs Consumer Packaged Goods Industry

For the Consumer Packaged Goods industry and Consumer Defensive sector, Plaid Technologies's Effective Interest Rate on Debt % distribution charts can be found below:

* The bar in red indicates where Plaid Technologies's Effective Interest Rate on Debt % falls into.


STIFF
37GF Score
Plaid Technologies Inc STIFF
Effective Interest Rate on Debt % is just one metric. See GF Score™, valuation, warning signs, and more.
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Plaid Technologies Effective Interest Rate on Debt % Calculation

Plaid Technologies's annualized Effective Interest Rate on Debt % for the fiscal year that ended in Mar. 2025 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (A: Dec. 2023 )+Total Debt  (A: Mar. 2025 ))/ count )
=-1  *  -0.004/( (0.019+0.001)/ 2 )
=-1  *  -0.004/0.01
=40.00 %

where

Total Debt  (A: Dec. 2023 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=0 + 0.019
=0.019

Total Debt  (A: Mar. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=0 + 0.001
=0.001

Plaid Technologies's annualized Effective Interest Rate on Debt % for the quarter that ended in Dec. 2025 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (Q: Sep. 2025 )+Total Debt  (Q: Dec. 2025 ))/ count )
=-1  *  0/( (0.001+0.001)/ 2 )
=-1  *  0/0.001
=0.00 %

where

Total Debt  (Q: Sep. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=0 + 0.001
=0.001

Total Debt  (Q: Dec. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=0 + 0.001
=0.001

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Effective Interest Rate on Debt %, the Interest Expense of the last fiscal year and the average total debt over the fiscal year are used. In calculating the quarterly data, the Interest Expense data used here is four times the quarterly (Dec. 2025) interest expense data. Effective Interest Rate on Debt % is displayed in the 30-year financial page.

What does a Effective Interest Rate on Debt % of 0.00% mean?
Plaid Technologies (STIFF) has a Effective Interest Rate on Debt % of 0.00% as of Dec. 2025. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Plaid Technologies and its competitors.
Is Plaid Technologies' Effective Interest Rate on Debt % too high?
Plaid Technologies' current Effective Interest Rate on Debt % is 0.00%. Overall, Plaid Technologies has a GF Score™ of 37/100, reflecting its overall financial health beyond just this single metric.
How does Plaid Technologies' Effective Interest Rate on Debt % compare to KHC and GIS?
Plaid Technologies' Effective Interest Rate on Debt % of 0.00% can be compared against companies in the Consumer Packaged Goods industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Effective Interest Rate on Debt % for a Consumer Packaged Goods company?
A good Effective Interest Rate on Debt % depends on the Consumer Packaged Goods industry context. However, Effective Interest Rate on Debt % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Effective Interest Rate on Debt % mean?
A high Effective Interest Rate on Debt % can signal that a stock is expensive relative to its fundamentals. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Plaid Technologies and its competitors. Plaid Technologies's current Effective Interest Rate on Debt % is 0.00%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Plaid Technologies stock overvalued right now?
Plaid Technologies (STIFF) has a current Effective Interest Rate on Debt % of 0.00%. The current Effective Interest Rate on Debt % is 0.00%. Plaid Technologies' overall GF Score™ is 37/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Effective Interest Rate on Debt % calculated?
Effective Interest Rate on Debt % is calculated from a company's financial statements. For Plaid Technologies (STIFF), the current Effective Interest Rate on Debt % is 0.00% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Plaid Technologies Business Description

Other Exchanges 5QX0:GermanySTIF:Canada
Address 905 West Pender Street, 6th Floor, Vancouver, BC, CAN, V6C 1L6
Plaid Technologies Inc Formerly Veji Holdings Ltd is engaged in providing a digital marketplace that offers plant-based and sustainable living products. The company's product categories include Grocery, Protein and Sports Nutrition, Vitamins and supplements, Personal Care, Baby & Kids, and Vegan Wine. The platform offers an easy-to-use, omnichannel experience for both vendors and buyers, leveraging data and artificial intelligence to elegantly connect brands with a targeted consumer base.
37GF Score

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Effective Interest Rate on Debt % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

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