STIFF (Plaid Technologies) Moat Score: 6/10 (As of Jun. 28, 2026)


STIFF Plaid Technologies Inc STIFF
37 GF Score
Price $0.09
! 3 Warning Signs
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What is Plaid Technologies Moat Score?

Plaid Technologies STIFF -85.42% 37 Moat Score is 6 as of Jun. 28, 2026. GuruFocus rates STIFF with a GF Score™ of 37/100. The stock has 3 warning signs investors should review. Among 2,057 Consumer Packaged Goods companies, Plaid Technologies ranks better than 98.54% on this metric.

Plaid Technologies has the Moat Score of 6, which implies that the company might have Narrow Moat - Strong narrow moat, clearly distinguishable but not wide.

Plaid Technologies has Narrow Moat: Plaid Technologies Inc exhibits a strong narrow moat with significant network effects and customer switching costs in the fintech space. Its innovative platform and strategic partnerships enhance its competitive position, though it lacks the scale and regulatory barriers for a wide moat.

Moat Score is a ranking system developed by GuruFocus to assess a company's ability to sustain a competitive advantage, rated on a scale from 0 to 10. It takes into account key factors such as market leadership, cost advantages, network effects, customer switching costs, and more.

The company's Moat Score is based on these criteria:

1. Market leadership and sustainable market share
2. Network effects and significant customer switching costs
3. Valuable intellectual property and patents
4. Strong brand strength and deep customer loyalty
5. Durable cost advantages (e.g., economies of scale, proprietary technology)
6. Significant regulatory barriers and exclusive licenses
7. Superior distribution network
8. Strong and sustainable pricing power
9. Consistent and impactful innovation and R&D capabilities

Based on the research, GuruFocus believes Plaid Technologies might have Narrow Moat - Strong narrow moat, clearly distinguishable but not wide.

Plaid Technologies  (OTCPK:STIFF) Moat Score Explanation

The Moat Score ranges from 0 to 10, with 10 as the highest. GuruFocus divided Moat Score into following 8 categories:

Moat Score Moat Level
10Wide Moat - Exceptionally dominant and durable wide moat
8 - 9Wide Moat - Clear and robust wide moat
7Wide Moat - Entry-level wide moat, clearly possessing durable advantages
6Narrow Moat - Strong narrow moat, clearly distinguishable but not wide
5Narrow Moat - Solid narrow moat
4Narrow Moat - Discernible but modest moat
1 - 3No Moat - Very weak/transient advantages
0No Moat - No discernible moat

Plaid Technologies Moat Score Related Terms

STIFF vs KHC, GIS: Moat Score Comparison

For the Packaged Foods subindustry, Plaid Technologies's Moat Score, along with its competitors' market caps and Moat Score data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Plaid Technologies Moat Score vs Consumer Packaged Goods Industry

For the Consumer Packaged Goods industry and Consumer Defensive sector, Plaid Technologies's Moat Score distribution charts can be found below:

* The bar in red indicates where Plaid Technologies's Moat Score falls into.


STIFF
37GF Score
Plaid Technologies Inc STIFF
Moat Score is just one metric. See GF Score™, valuation, warning signs, and more.
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Frequently Asked Questions Learn more about Moat Score →
What does a Moat Score of 6 mean?
Plaid Technologies (STIFF) has a Moat Score of 6 as of Jun. 28, 2026. Moat Score is a ranking system developed by GuruFocus to assess a company's ability to sustain a competitive advantage, rated on a scale from 0 to 10. It takes into account key factors such as market leadership, cost advantages, network effects, customer switching costs, and more. According to the industry distribution chart, Plaid Technologies ranks #30 out of 2057 companies in the Consumer Packaged Goods industry, placing it in the top 1.5%.
Is Plaid Technologies' Moat Score too high?
Plaid Technologies' current Moat Score is 6. Based on the distribution chart, Plaid Technologies ranks #30 out of 2057 companies in the Consumer Packaged Goods industry, which is in the top quartile — a strong position relative to peers. Overall, Plaid Technologies has a GF Score™ of 37/100, reflecting its overall financial health beyond just this single metric.
How does Plaid Technologies' Moat Score compare to KHC and GIS?
According to the Consumer Packaged Goods industry distribution chart, Plaid Technologies ranks #30 out of 2057 companies for Moat Score. This places Plaid Technologies in the top 2% of its industry — outperforming the majority of peers. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Moat Score for a Consumer Packaged Goods company?
A good Moat Score depends on the Consumer Packaged Goods industry context. However, Moat Score should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Moat Score mean?
A high Moat Score can signal that a stock is expensive relative to its fundamentals. Moat Score is a ranking system developed by GuruFocus to assess a company's ability to sustain a competitive advantage, rated on a scale from 0 to 10. It takes into account key factors such as market leadership, cost advantages, network effects, customer switching costs, and more. Plaid Technologies's current Moat Score is 6. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Plaid Technologies stock overvalued right now?
Plaid Technologies (STIFF) has a current Moat Score of 6. The current Moat Score is 6. Plaid Technologies' overall GF Score™ is 37/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Moat Score calculated?
Moat Score is calculated from a company's financial statements. For Plaid Technologies (STIFF), the current Moat Score is 6 as of Jun. 28, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Plaid Technologies Business Description

Other Exchanges 5QX0:GermanySTIF:Canada
Address 905 West Pender Street, 6th Floor, Vancouver, BC, CAN, V6C 1L6
Plaid Technologies Inc Formerly Veji Holdings Ltd is engaged in providing a digital marketplace that offers plant-based and sustainable living products. The company's product categories include Grocery, Protein and Sports Nutrition, Vitamins and supplements, Personal Care, Baby & Kids, and Vegan Wine. The platform offers an easy-to-use, omnichannel experience for both vendors and buyers, leveraging data and artificial intelligence to elegantly connect brands with a targeted consumer base.
37GF Score

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Moat Score is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

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