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The Descartes Systems Group (STU:DC2) Effective Interest Rate on Debt % Explanation
Effective Interest Rate on Debt % measures the usage rate that a borrower actually pays on a debt.
The Descartes Systems Group Effective Interest Rate on Debt % Related Terms
The Descartes Systems Group Effective Interest Rate on Debt % Historical Data
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The historical data trend for The Descartes Systems Group's Effective Interest Rate on Debt % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
The Descartes Systems Group Effective Interest Rate on Debt % Chart
STU:DC2 vs UBER, SHOP, CRM: Effective Interest Rate on Debt % Comparison
For the Software - Application subindustry, The Descartes Systems Group's Effective Interest Rate on Debt %, along with its competitors' market caps and Effective Interest Rate on Debt % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
The Descartes Systems Group Effective Interest Rate on Debt % vs Software Industry
For the Software industry and Technology sector, The Descartes Systems Group's Effective Interest Rate on Debt % distribution charts can be found below:
* The bar in red indicates where The Descartes Systems Group's Effective Interest Rate on Debt % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual Effective Interest Rate on Debt %, the Interest Expense of the last fiscal year and the average total debt over the fiscal year are used. In calculating the quarterly data,
the Interest Expense data used here is four times the quarterly (Apr. 2026) interest expense data.
Effective Interest Rate on Debt % is displayed in the 30-year financial page.
What does a Effective Interest Rate on Debt % of 11.49% mean?
The Descartes Systems Group (STU:DC2) has a Effective Interest Rate on Debt % of 11.49% as of Apr. 2026. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on The Descartes Systems Group and its competitors.
Is The Descartes Systems Group's Effective Interest Rate on Debt % too high?
The Descartes Systems Group's current Effective Interest Rate on Debt % is 11.49%. Overall, The Descartes Systems Group has a GF Score™ of 88/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does The Descartes Systems Group's Effective Interest Rate on Debt % compare to UBER and SHOP?
The Descartes Systems Group's Effective Interest Rate on Debt % of 11.49% can be compared against companies in the Software industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Effective Interest Rate on Debt % for a Software company?
A good Effective Interest Rate on Debt % depends on the Software industry context. However, Effective Interest Rate on Debt % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Effective Interest Rate on Debt % mean?
A high Effective Interest Rate on Debt % can signal that a stock is expensive relative to its fundamentals. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on The Descartes Systems Group and its competitors. The Descartes Systems Group's current Effective Interest Rate on Debt % is 11.49%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is The Descartes Systems Group stock overvalued right now?
Based on GuruFocus' analysis, The Descartes Systems Group (STU:DC2) is currently considered Significantly Undervalued. The stock's GF Value™ is €101.79, compared to a current price of €66.10 — trading 35.1% below its estimated fair value. The current Effective Interest Rate on Debt % is 11.49%. The Descartes Systems Group's overall GF Score™ is 88/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Effective Interest Rate on Debt % calculated?
Effective Interest Rate on Debt % is calculated from a company's financial statements. For The Descartes Systems Group (STU:DC2), the current Effective Interest Rate on Debt % is 11.49% as of Apr. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is The Descartes Systems Group (STU:DC2) Overvalued in 2026?
Based on GuruFocus' analysis, The Descartes Systems Group stock appears to be undervalued.
The current stock price of €66.10 is trading 35.1% below its estimated GF Value™ of €101.79.
GuruFocus considers The Descartes Systems Group to be Significantly Undervalued.
Key valuation signals for STU:DC2:
Effective Interest Rate on Debt %: 11.49%
GF Value™: €101.79 vs. price of €66.10 (35.1% below fair value)
No single metric tells the full story. See the STU:DC2 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Descartes Systems Group provides a software solution that allows users in the shipping industry to communicate with one another. Its core product is the Global Logistics Network, which is best understood as transaction-driven. Descartes charges clients to send/receive messages, data, and documents on the GLN. Customers typically contract for a monthly minimum over a multiyear period. The GLN platform allows Descartes to upsell additional software modules as well, typically provided via a software-as-a-service model.
88GF Score
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Effective Interest Rate on Debt % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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