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The Descartes Systems GroupSTU:DC2 +0.08%94 Equity-to-Asset is 0.85 as of Apr. 2026, which is 1% above its 10-year median of 0.84. GuruFocus rates STU:DC2 with a GF Score™ of 94/100 and a GF Value™ of €101.83 (Significantly Undervalued). The stock has 1 warning sign investors should review. Among 2,895 Software companies, The Descartes Systems Group ranks better than 90.12% on this metric.
The Descartes Systems Group (STU:DC2) Equity-to-Asset Explanation
Equity to Asset ratio can vary greatly across different industries, as they have different capital structure. A company with smaller Equity to Asset ratio (more leveraged) may have higher ROE % because of the leverage.
For banks, the required minimum Equity to Asset ratio by regulation is 5%. Some stronger banks may have Equity to Asset Ratio of more than 10%.
The Descartes Systems Group Equity-to-Asset Related Terms
The Descartes Systems Group Equity-to-Asset Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
STU:DC2 vs QH, SHOP, UBER: Equity-to-Asset Comparison
For the Software - Application subindustry, The Descartes Systems Group's Equity-to-Asset, along with its competitors' market caps and Equity-to-Asset data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
The Descartes Systems Group Equity-to-Asset vs Software Industry
For the Software industry and Technology sector, The Descartes Systems Group's Equity-to-Asset distribution charts can be found below:
* The bar in red indicates where The Descartes Systems Group's Equity-to-Asset falls into.
The Descartes Systems Group Equity-to-Asset Calculation
Equity to Asset ratio measures the ratios of the portion of the asset owned by shareholders out of the total asset. It indicates the leverage of the company, and the amount of debt the company uses in its operation.
Equity to Asset ratio is calculated by dividing total stockholders equity by total asset.
The Descartes Systems Group's Equity to Asset Ratio for the fiscal year that ended in Jan. 2026 is calculated as
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
The Descartes Systems Group (STU:DC2) has a Equity-to-Asset of 0.85 as of Apr. 2026. Equity-to-asset ratio equals total company equity divided by total assets. It measures financial leverage. View historical data on The Descartes Systems Group and its competitors. This is near median its historical median of 0.84. Over the past decade, The Descartes Systems Group's Equity-to-Asset has ranged from 0.61 to 0.87. According to the industry distribution chart, The Descartes Systems Group ranks #286 out of 2895 companies in the Software industry, placing it in the top 9.9%.
Is The Descartes Systems Group's Equity-to-Asset too high?
The Descartes Systems Group's current Equity-to-Asset of 0.85 is near median its 10-year median of 0.84. Over the past 10 years, this metric has ranged from a low of 0.61 to a high of 0.87. The Software industry median Equity-to-Asset is 0.55. The Descartes Systems Group's value of 0.85 is 54.5% above this industry median. Based on the distribution chart, The Descartes Systems Group ranks #286 out of 2895 companies in the Software industry, which is in the top quartile — a strong position relative to peers. Overall, The Descartes Systems Group has a GF Score™ of 94/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does The Descartes Systems Group's Equity-to-Asset compare to QH and SHOP?
According to the Software industry distribution chart, The Descartes Systems Group ranks #286 out of 2895 companies for Equity-to-Asset. This places The Descartes Systems Group in the top 10% of its industry — outperforming the majority of peers. The industry median Equity-to-Asset is 0.55. The Descartes Systems Group's value of 0.85 is 54.5% above this benchmark. Historically, The Descartes Systems Group's own Equity-to-Asset has ranged from 0.61 to 0.87 over the past decade. While the company's 10-year median is 0.84 vs. the industry median of 0.55, The Descartes Systems Group has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Equity-to-Asset for a Software company?
The median Equity-to-Asset among Software companies is 0.55, based on 2,895 companies in the industry. Companies in the top quartile (top 25%) have a Equity-to-Asset significantly above this median, while those in the bottom quartile fall well below. However, Equity-to-Asset should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. The Descartes Systems Group's current Equity-to-Asset of 0.85 is 54.5% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Equity-to-Asset mean?
A high Equity-to-Asset can signal that a stock is expensive relative to its fundamentals. Equity-to-asset ratio equals total company equity divided by total assets. It measures financial leverage. View historical data on The Descartes Systems Group and its competitors. For the Software industry, the median Equity-to-Asset is 0.55 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. The Descartes Systems Group's current Equity-to-Asset is 0.85, which is near median its own 10-year median of 0.84. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is The Descartes Systems Group stock overvalued right now?
Based on GuruFocus' analysis, The Descartes Systems Group (STU:DC2) is currently considered Significantly Undervalued. The stock's GF Value™ is €101.83, compared to a current price of €66.20 — trading 35% below its estimated fair value. The current Equity-to-Asset is 0.85, which is near median its 10-year median of 0.84 and 54.5% above the Software industry median of 0.55. The Descartes Systems Group's overall GF Score™ is 94/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Equity-to-Asset calculated?
Equity-to-Asset is calculated from a company's financial statements. For The Descartes Systems Group (STU:DC2), the current Equity-to-Asset is 0.85 as of Apr. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is The Descartes Systems Group (STU:DC2) Overvalued in 2026?
Based on GuruFocus' analysis, The Descartes Systems Group stock appears to be undervalued.
The current stock price of €66.20 is trading 35% below its estimated GF Value™ of €101.83.
GuruFocus considers The Descartes Systems Group to be Significantly Undervalued.
Key valuation signals for STU:DC2:
Equity-to-Asset: 0.85 (near median its 10-year median of 0.84)
GF Value™: €101.83 vs. price of €66.20 (35% below fair value)
Industry Position: 54.5% above the Software median (#286 of 2895)
No single metric tells the full story. See the STU:DC2 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Descartes Systems Group provides a software solution that allows users in the shipping industry to communicate with one another. Its core product is the Global Logistics Network, which is best understood as transaction-driven. Descartes charges clients to send/receive messages, data, and documents on the GLN. Customers typically contract for a monthly minimum over a multiyear period. The GLN platform allows Descartes to upsell additional software modules as well, typically provided via a software-as-a-service model.
94GF Score
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