Embraer (STU:EMY) Effective Interest Rate on Debt %: 12.62% (As of Mar. 2026)

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STU:EMY Embraer SA STU:EMY
67 GF Score
Price €61.00
GF Value €52.32
Valuation Modestly Overvalued
! 4 Warning Signs
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What is Embraer Effective Interest Rate on Debt %?

Embraer STU:EMY -0.97% 67 Effective Interest Rate on Debt % is 12.62% as of Mar. 2026. GuruFocus rates STU:EMY with a GF Score™ of 67/100 and a GF Value™ of €52.32 (Modestly Overvalued). The stock has 4 warning signs investors should review.

Effective Interest Rate on Debt % is the usage rate that a borrower actually pays on a debt. It is calculated as the positive value of Interest Expense divided by its average total debt. Total debt equals to Long-Term Debt & Capital Lease Obligation plus Short-Term Debt & Capital Lease Obligation. Embraer's annualized positive value of Interest Expense for the quarter that ended in Mar. 2026 was €299 Mil. Embraer's average total debt for the quarter that ended in Mar. 2026 was €2,372 Mil. Therefore, Embraer's annualized Effective Interest Rate on Debt % for the quarter that ended in Mar. 2026 was 12.62%.


Embraer  (STU:EMY) Effective Interest Rate on Debt % Explanation

Effective Interest Rate on Debt % measures the usage rate that a borrower actually pays on a debt.


Embraer Effective Interest Rate on Debt % Related Terms


Embraer Effective Interest Rate on Debt % Historical Data

* Premium members only.

The historical data trend for Embraer's Effective Interest Rate on Debt % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Embraer Effective Interest Rate on Debt % Chart

Embraer Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Effective Interest Rate on Debt %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 5.89 6.30 7.42 7.77 7.01

Embraer Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Effective Interest Rate on Debt % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 26.69 -10.79 16.66 -30.99 12.62

STU:EMY vs SPCX, GE, RTX: Effective Interest Rate on Debt % Comparison

For the Aerospace & Defense subindustry, Embraer's Effective Interest Rate on Debt %, along with its competitors' market caps and Effective Interest Rate on Debt % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Embraer Effective Interest Rate on Debt % vs Aerospace & Defense Industry

For the Aerospace & Defense industry and Industrials sector, Embraer's Effective Interest Rate on Debt % distribution charts can be found below:

* The bar in red indicates where Embraer's Effective Interest Rate on Debt % falls into.


STU:EMY
67GF Score
Embraer SA STU:EMY
Effective Interest Rate on Debt % is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Embraer Effective Interest Rate on Debt % Calculation

Embraer's annualized Effective Interest Rate on Debt % for the fiscal year that ended in Dec. 2025 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (A: Dec. 2024 )+Total Debt  (A: Dec. 2025 ))/ count )
=-1  *  -168.238/( (2485.77+2315.963)/ 2 )
=-1  *  -168.238/2400.8665
=7.01 %

where

Total Debt  (A: Dec. 2024 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=2358.755 + 127.015
=2485.77

Total Debt  (A: Dec. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=2208.359 + 107.604
=2315.963

Embraer's annualized Effective Interest Rate on Debt % for the quarter that ended in Mar. 2026 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (Q: Dec. 2025 )+Total Debt  (Q: Mar. 2026 ))/ count )
=-1  *  -299.288/( (2315.963+2428.487)/ 2 )
=-1  *  -299.288/2372.225
=12.62 %

where

Total Debt  (Q: Dec. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=2208.359 + 107.604
=2315.963

Total Debt  (Q: Mar. 2026 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=2326.85 + 101.637
=2428.487

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Effective Interest Rate on Debt %, the Interest Expense of the last fiscal year and the average total debt over the fiscal year are used. In calculating the quarterly data, the Interest Expense data used here is four times the quarterly (Mar. 2026) interest expense data. Effective Interest Rate on Debt % is displayed in the 30-year financial page.

What does a Effective Interest Rate on Debt % of 12.62% mean?
Embraer (STU:EMY) has a Effective Interest Rate on Debt % of 12.62% as of Mar. 2026. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Embraer and its competitors.
Is Embraer's Effective Interest Rate on Debt % too high?
Embraer's current Effective Interest Rate on Debt % is 12.62%. Overall, Embraer has a GF Score™ of 67/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Embraer's Effective Interest Rate on Debt % compare to SPCX and GE?
Embraer's Effective Interest Rate on Debt % of 12.62% can be compared against companies in the Aerospace & Defense industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Effective Interest Rate on Debt % for an Aerospace & Defense company?
A good Effective Interest Rate on Debt % depends on the Aerospace & Defense industry context. However, Effective Interest Rate on Debt % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Effective Interest Rate on Debt % mean?
A high Effective Interest Rate on Debt % can signal that a stock is expensive relative to its fundamentals. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Embraer and its competitors. Embraer's current Effective Interest Rate on Debt % is 12.62%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Embraer stock overvalued right now?
Based on GuruFocus' analysis, Embraer (STU:EMY) is currently considered Modestly Overvalued. The stock's GF Value™ is €52.32, compared to a current price of €61.00 — trading 16.6% above its estimated fair value. The current Effective Interest Rate on Debt % is 12.62%. Embraer's overall GF Score™ is 67/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Effective Interest Rate on Debt % calculated?
Effective Interest Rate on Debt % is calculated from a company's financial statements. For Embraer (STU:EMY), the current Effective Interest Rate on Debt % is 12.62% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Embraer (STU:EMY) Overvalued in 2026?

Based on GuruFocus' analysis, Embraer stock appears to be overvalued. The current stock price of €61.00 is trading 16.6% above its estimated GF Value™ of €52.32. GuruFocus considers Embraer to be Modestly Overvalued.

Key valuation signals for STU:EMY:

  • Effective Interest Rate on Debt %: 12.62%
  • GF Value™: €52.32 vs. price of €61.00 (16.6% above fair value)
  • GF Score™: 67/100 with 4 warning signs

No single metric tells the full story. See the STU:EMY stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Embraer Business Description

Address Avenida Dra. Ruth Cardoso, 8501, 30th Floor, Eldorado Business Tower, Pinheiros, SP, BRA, 05425-070
Embraer SA based in Sao Paulo, Brazil, manufacturer of jets. Its focus is to achieve customer satisfaction with and services addressing the commercial airline, executive jets, and defense and security markets. It has developed a customer-centric technology-driven portfolio of commercial aviation products and services that allows it to build long-term relationships with clients in the commercial aviation, executive jets, and defense and security markets. It operates through the various segments namely Commercial Aviation, Defense and Security, Executive Aviation, Service and Support, and Other Segments. The company generates maximum revenue from the Commercial Aviation segment. Geographically, the company operates in Brazil, Europe, Asia Pacific, North America, and Others.
67GF Score

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Effective Interest Rate on Debt % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€61.00
Price
€52.32
GF Value