G-III Apparel Group (STU:GI4) Effective Interest Rate on Debt %: -1.63% (As of Apr. 2026)

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STU:GI4 G-III Apparel Group Ltd STU:GI4
74 GF Score
Price €30.80
GF Value €22.72
Valuation Significantly Overvalued
! 5 Warning Signs
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What is G-III Apparel Group Effective Interest Rate on Debt %?

G-III Apparel Group STU:GI4 +1.99% 74 Effective Interest Rate on Debt % is -1.63% as of Apr. 2026. GuruFocus rates STU:GI4 with a GF Score™ of 74/100 and a GF Value™ of €22.72 (Significantly Overvalued). The stock has 5 warning signs investors should review.

Effective Interest Rate on Debt % is the usage rate that a borrower actually pays on a debt. It is calculated as the positive value of Interest Expense divided by its average total debt. Total debt equals to Long-Term Debt & Capital Lease Obligation plus Short-Term Debt & Capital Lease Obligation. G-III Apparel Group's annualized positive value of Interest Expense for the quarter that ended in Apr. 2026 was €-4 Mil. G-III Apparel Group's average total debt for the quarter that ended in Apr. 2026 was €247 Mil. Therefore, G-III Apparel Group's annualized Effective Interest Rate on Debt % for the quarter that ended in Apr. 2026 was -1.63%.


G-III Apparel Group  (STU:GI4) Effective Interest Rate on Debt % Explanation

Effective Interest Rate on Debt % measures the usage rate that a borrower actually pays on a debt.


G-III Apparel Group Effective Interest Rate on Debt % Related Terms


G-III Apparel Group Effective Interest Rate on Debt % Historical Data

* Premium members only.

The historical data trend for G-III Apparel Group's Effective Interest Rate on Debt % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

G-III Apparel Group Effective Interest Rate on Debt % Chart

G-III Apparel Group Annual Data
Trend Jan17 Jan18 Jan19 Jan20 Jan21 Jan22 Jan23 Jan24 Jan25 Jan26
Effective Interest Rate on Debt %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 7.24 7.31 5.14 4.20 0.17

G-III Apparel Group Quarterly Data
Jul21 Oct21 Jan22 Apr22 Jul22 Oct22 Jan23 Apr23 Jul23 Oct23 Jan24 Apr24 Jul24 Oct24 Jan25 Apr25 Jul25 Oct25 Jan26 Apr26
Effective Interest Rate on Debt % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.62 0.00 0.32 0.17 -1.63

STU:GI4 vs FIGS, OXM, SGC: Effective Interest Rate on Debt % Comparison

For the Apparel Manufacturing subindustry, G-III Apparel Group's Effective Interest Rate on Debt %, along with its competitors' market caps and Effective Interest Rate on Debt % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


G-III Apparel Group Effective Interest Rate on Debt % vs Manufacturing - Apparel & Accessories Industry

For the Manufacturing - Apparel & Accessories industry and Consumer Cyclical sector, G-III Apparel Group's Effective Interest Rate on Debt % distribution charts can be found below:

* The bar in red indicates where G-III Apparel Group's Effective Interest Rate on Debt % falls into.


STU:GI4
74GF Score
G-III Apparel Group Ltd STU:GI4
Effective Interest Rate on Debt % is just one metric. See GF Score™, valuation, warning signs, and more.
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G-III Apparel Group Effective Interest Rate on Debt % Calculation

G-III Apparel Group's annualized Effective Interest Rate on Debt % for the fiscal year that ended in Jan. 2026 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (A: Jan. 2025 )+Total Debt  (A: Jan. 2026 ))/ count )
=-1  *  -0.432/( (268.243+242.279)/ 2 )
=-1  *  -0.432/255.261
=0.17 %

where

Total Debt  (A: Jan. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=216.676 + 51.567
=268.243

Total Debt  (A: Jan. 2026 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=191.774 + 50.505
=242.279

G-III Apparel Group's annualized Effective Interest Rate on Debt % for the quarter that ended in Apr. 2026 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (Q: Jan. 2026 )+Total Debt  (Q: Apr. 2026 ))/ count )
=-1  *  4.016/( (242.279+250.999)/ 2 )
=-1  *  4.016/246.639
=-1.63 %

where

Total Debt  (Q: Jan. 2026 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=191.774 + 50.505
=242.279

Total Debt  (Q: Apr. 2026 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=195.061 + 55.938
=250.999

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Effective Interest Rate on Debt %, the Interest Expense of the last fiscal year and the average total debt over the fiscal year are used. In calculating the quarterly data, the Interest Expense data used here is four times the quarterly (Apr. 2026) interest expense data. Effective Interest Rate on Debt % is displayed in the 30-year financial page.

What does a Effective Interest Rate on Debt % of -1.63% mean?
G-III Apparel Group (STU:GI4) has a Effective Interest Rate on Debt % of -1.63% as of Apr. 2026. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on G-III Apparel Group and its competitors.
Is G-III Apparel Group's Effective Interest Rate on Debt % too high?
G-III Apparel Group's current Effective Interest Rate on Debt % is -1.63%. Overall, G-III Apparel Group has a GF Score™ of 74/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does G-III Apparel Group's Effective Interest Rate on Debt % compare to FIGS and OXM?
G-III Apparel Group's Effective Interest Rate on Debt % of -1.63% can be compared against companies in the Manufacturing - Apparel & Accessories industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Effective Interest Rate on Debt % for a Manufacturing - Apparel & Accessories company?
A good Effective Interest Rate on Debt % depends on the Manufacturing - Apparel & Accessories industry context. However, Effective Interest Rate on Debt % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Effective Interest Rate on Debt % mean?
A high Effective Interest Rate on Debt % can signal that a stock is expensive relative to its fundamentals. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on G-III Apparel Group and its competitors. G-III Apparel Group's current Effective Interest Rate on Debt % is -1.63%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is G-III Apparel Group stock overvalued right now?
Based on GuruFocus' analysis, G-III Apparel Group (STU:GI4) is currently considered Significantly Overvalued. The stock's GF Value™ is €22.72, compared to a current price of €30.80 — trading 35.6% above its estimated fair value. The current Effective Interest Rate on Debt % is -1.63%. G-III Apparel Group's overall GF Score™ is 74/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Effective Interest Rate on Debt % calculated?
Effective Interest Rate on Debt % is calculated from a company's financial statements. For G-III Apparel Group (STU:GI4), the current Effective Interest Rate on Debt % is -1.63% as of Apr. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is G-III Apparel Group (STU:GI4) Overvalued in 2026?

Based on GuruFocus' analysis, G-III Apparel Group stock appears to be overvalued. The current stock price of €30.80 is trading 35.6% above its estimated GF Value™ of €22.72. GuruFocus considers G-III Apparel Group to be Significantly Overvalued.

Key valuation signals for STU:GI4:

  • Effective Interest Rate on Debt %: -1.63%
  • GF Value™: €22.72 vs. price of €30.80 (35.6% above fair value)
  • GF Score™: 74/100 with 5 warning signs

No single metric tells the full story. See the STU:GI4 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


G-III Apparel Group Business Description

Other Exchanges GIII:USA
Address 512 Seventh Avenue, New York, NY, USA, 10018
G-III Apparel Group Ltd is an apparel manufacturing company. The company makes a wide range of apparel, footwear, and accessories that sells under its own brands, licensed brands, and private-label brands. It has a substantial portfolio for licensed and proprietary brands, anchored by brands: DKNY, Donna Karan, Karl Lagerfeld, Karl Lagerfeld Paris, Vilebrequin, and others. The reportable segments of the company are Wholesale Operations and Retail Operations. The Wholesale operations segment includes sales of products under brands licensed by from third parties, and sales of products under its own brands and private label brands. The retail operations segment consists of Wilsons Leather, G.H. Bass, and DKNY retail stores. It derives majority of its revenue from Wholesale operations.
74GF Score

Get the complete analysis for STU:GI4

Effective Interest Rate on Debt % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€30.80
Price
€22.72
GF Value