Perma-Pipe International Holdings (STU:MF3) Effective Interest Rate on Debt %: 4.72% (As of Apr. 2026)

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STU:MF3 Perma-Pipe International Holdings Inc STU:MF3
80 GF Score
Price €22.00
GF Value €15.79
Valuation Significantly Overvalued
! 1 Warning Sign
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What is Perma-Pipe International Holdings Effective Interest Rate on Debt %?

Perma-Pipe International Holdings STU:MF3 -0.90% 80 Effective Interest Rate on Debt % is 4.72% as of Apr. 2026. GuruFocus rates STU:MF3 with a GF Score™ of 80/100 and a GF Value™ of €15.79 (Significantly Overvalued). The stock has 1 warning sign investors should review.

Effective Interest Rate on Debt % is the usage rate that a borrower actually pays on a debt. It is calculated as the positive value of Interest Expense divided by its average total debt. Total debt equals to Long-Term Debt & Capital Lease Obligation plus Short-Term Debt & Capital Lease Obligation. Perma-Pipe International Holdings's annualized positive value of Interest Expense for the quarter that ended in Apr. 2026 was €2.1 Mil. Perma-Pipe International Holdings's average total debt for the quarter that ended in Apr. 2026 was €43.8 Mil. Therefore, Perma-Pipe International Holdings's annualized Effective Interest Rate on Debt % for the quarter that ended in Apr. 2026 was 4.72%.


Perma-Pipe International Holdings  (STU:MF3) Effective Interest Rate on Debt % Explanation

Effective Interest Rate on Debt % measures the usage rate that a borrower actually pays on a debt.


Perma-Pipe International Holdings Effective Interest Rate on Debt % Related Terms


Perma-Pipe International Holdings Effective Interest Rate on Debt % Historical Data

* Premium members only.

The historical data trend for Perma-Pipe International Holdings's Effective Interest Rate on Debt % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Perma-Pipe International Holdings Effective Interest Rate on Debt % Chart

Perma-Pipe International Holdings Annual Data
Trend Jan17 Jan18 Jan19 Jan20 Jan21 Jan22 Jan23 Jan24 Jan25 Jan26
Effective Interest Rate on Debt %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 3.05 7.20 7.77 6.90 5.01

Perma-Pipe International Holdings Quarterly Data
Jul21 Oct21 Jan22 Apr22 Jul22 Oct22 Jan23 Apr23 Jul23 Oct23 Jan24 Apr24 Jul24 Oct24 Jan25 Apr25 Jul25 Oct25 Jan26 Apr26
Effective Interest Rate on Debt % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 4.43 4.02 4.59 7.13 4.72

STU:MF3 vs JLHL, JELD, AIRJ: Effective Interest Rate on Debt % Comparison

For the Building Products & Equipment subindustry, Perma-Pipe International Holdings's Effective Interest Rate on Debt %, along with its competitors' market caps and Effective Interest Rate on Debt % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Perma-Pipe International Holdings Effective Interest Rate on Debt % vs Construction Industry

For the Construction industry and Industrials sector, Perma-Pipe International Holdings's Effective Interest Rate on Debt % distribution charts can be found below:

* The bar in red indicates where Perma-Pipe International Holdings's Effective Interest Rate on Debt % falls into.


STU:MF3
80GF Score
Perma-Pipe International Holdings Inc STU:MF3
Effective Interest Rate on Debt % is just one metric. See GF Score™, valuation, warning signs, and more.
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Perma-Pipe International Holdings Effective Interest Rate on Debt % Calculation

Perma-Pipe International Holdings's annualized Effective Interest Rate on Debt % for the fiscal year that ended in Jan. 2026 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (A: Jan. 2025 )+Total Debt  (A: Jan. 2026 ))/ count )
=-1  *  -1.804/( (32.126+39.878)/ 2 )
=-1  *  -1.804/36.002
=5.01 %

where

Total Debt  (A: Jan. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=22.153 + 9.973
=32.126

Total Debt  (A: Jan. 2026 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=21.123 + 18.755
=39.878

Perma-Pipe International Holdings's annualized Effective Interest Rate on Debt % for the quarter that ended in Apr. 2026 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (Q: Jan. 2026 )+Total Debt  (Q: Apr. 2026 ))/ count )
=-1  *  -2.068/( (39.878+47.691)/ 2 )
=-1  *  -2.068/43.7845
=4.72 %

where

Total Debt  (Q: Jan. 2026 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=21.123 + 18.755
=39.878

Total Debt  (Q: Apr. 2026 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=36.564 + 11.127
=47.691

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Effective Interest Rate on Debt %, the Interest Expense of the last fiscal year and the average total debt over the fiscal year are used. In calculating the quarterly data, the Interest Expense data used here is four times the quarterly (Apr. 2026) interest expense data. Effective Interest Rate on Debt % is displayed in the 30-year financial page.

What does a Effective Interest Rate on Debt % of 4.72% mean?
Perma-Pipe International Holdings (STU:MF3) has a Effective Interest Rate on Debt % of 4.72% as of Apr. 2026. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Perma-Pipe International Holdings and its competitors.
Is Perma-Pipe International Holdings' Effective Interest Rate on Debt % too high?
Perma-Pipe International Holdings' current Effective Interest Rate on Debt % is 4.72%. Overall, Perma-Pipe International Holdings has a GF Score™ of 80/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Perma-Pipe International Holdings' Effective Interest Rate on Debt % compare to JLHL and JELD?
Perma-Pipe International Holdings' Effective Interest Rate on Debt % of 4.72% can be compared against companies in the Construction industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Effective Interest Rate on Debt % for a Construction company?
A good Effective Interest Rate on Debt % depends on the Construction industry context. However, Effective Interest Rate on Debt % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Effective Interest Rate on Debt % mean?
A high Effective Interest Rate on Debt % can signal that a stock is expensive relative to its fundamentals. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Perma-Pipe International Holdings and its competitors. Perma-Pipe International Holdings's current Effective Interest Rate on Debt % is 4.72%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Perma-Pipe International Holdings stock overvalued right now?
Based on GuruFocus' analysis, Perma-Pipe International Holdings (STU:MF3) is currently considered Significantly Overvalued. The stock's GF Value™ is €15.79, compared to a current price of €22.00 — trading 39.3% above its estimated fair value. The current Effective Interest Rate on Debt % is 4.72%. Perma-Pipe International Holdings' overall GF Score™ is 80/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Effective Interest Rate on Debt % calculated?
Effective Interest Rate on Debt % is calculated from a company's financial statements. For Perma-Pipe International Holdings (STU:MF3), the current Effective Interest Rate on Debt % is 4.72% as of Apr. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Perma-Pipe International Holdings (STU:MF3) Overvalued in 2026?

Based on GuruFocus' analysis, Perma-Pipe International Holdings stock appears to be overvalued. The current stock price of €22.00 is trading 39.3% above its estimated GF Value™ of €15.79. GuruFocus considers Perma-Pipe International Holdings to be Significantly Overvalued.

Key valuation signals for STU:MF3:

  • Effective Interest Rate on Debt %: 4.72%
  • GF Value™: €15.79 vs. price of €22.00 (39.3% above fair value)
  • GF Score™: 80/100 with 1 warning sign

No single metric tells the full story. See the STU:MF3 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Perma-Pipe International Holdings Business Description

Other Exchanges PPIH:USAMF3:Germany
Address 2445 Technology Forest Boulevard, Suite 1010, The Woodlands, TX, USA, 77381
Perma-Pipe International Holdings Inc is engaged in the manufacture and sale of products in Piping Systems. The company engineers, designs, manufactures, and sells specialty piping systems and leak detection systems. Specialty piping systems of the company include insulated and jacketed district heating and cooling piping systems for efficient energy distribution from central energy plants to multiple locations, primary and secondary containment piping systems for transporting chemicals, hazardous fluids, and petroleum products, the coating and insulation of oil and gas gathering and transmission pipelines, and liquid and powder based anti-corrosion coatings applied both to the external and internal surfaces of steel pipe, including shapes such as bends, reducers, tees, and other fittings.
80GF Score

Get the complete analysis for STU:MF3

Effective Interest Rate on Debt % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€22.00
Price
€15.79
GF Value