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Effective Interest Rate on Debt % is the usage rate that a borrower actually pays on a debt. It is calculated as the positive value of Interest Expense divided by its average total debt. Total debt equals to Long-Term Debt & Capital Lease Obligation plus Short-Term Debt & Capital Lease Obligation. Redwood Trust's annualized positive value of Interest Expense for the quarter that ended in Mar. 2026 was €1,114.8 Mil. Redwood Trust's average total debt for the quarter that ended in Mar. 2026 was €20,285.3 Mil. Therefore, Redwood Trust's annualized Effective Interest Rate on Debt % for the quarter that ended in Mar. 2026 was 5.50%.
Redwood Trust (STU:R2V) Effective Interest Rate on Debt % Explanation
Effective Interest Rate on Debt % measures the usage rate that a borrower actually pays on a debt.
Redwood Trust Effective Interest Rate on Debt % Related Terms
Redwood Trust Effective Interest Rate on Debt % Historical Data
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The historical data trend for Redwood Trust's Effective Interest Rate on Debt % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Redwood Trust Effective Interest Rate on Debt % Chart
STU:R2V vs FBRT, TRTX, BRSP: Effective Interest Rate on Debt % Comparison
For the REIT - Mortgage subindustry, Redwood Trust's Effective Interest Rate on Debt %, along with its competitors' market caps and Effective Interest Rate on Debt % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Redwood Trust Effective Interest Rate on Debt % vs REITs Industry
For the REITs industry and Real Estate sector, Redwood Trust's Effective Interest Rate on Debt % distribution charts can be found below:
* The bar in red indicates where Redwood Trust's Effective Interest Rate on Debt % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual Effective Interest Rate on Debt %, the Interest Expense of the last fiscal year and the average total debt over the fiscal year are used. In calculating the quarterly data,
the Interest Expense data used here is four times the quarterly (Mar. 2026) interest expense data.
Effective Interest Rate on Debt % is displayed in the 30-year financial page.
What does a Effective Interest Rate on Debt % of 5.50% mean?
Redwood Trust (STU:R2V) has a Effective Interest Rate on Debt % of 5.50% as of Mar. 2026. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Redwood Trust and its competitors.
Is Redwood Trust's Effective Interest Rate on Debt % too high?
Redwood Trust's current Effective Interest Rate on Debt % is 5.50%. Overall, Redwood Trust has a GF Score™ of 23/100, reflecting its overall financial health beyond just this single metric.
How does Redwood Trust's Effective Interest Rate on Debt % compare to FBRT and TRTX?
Redwood Trust's Effective Interest Rate on Debt % of 5.50% can be compared against companies in the REITs industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Effective Interest Rate on Debt % for a REITs company?
A good Effective Interest Rate on Debt % depends on the REITs industry context. However, Effective Interest Rate on Debt % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Effective Interest Rate on Debt % mean?
A high Effective Interest Rate on Debt % can signal that a stock is expensive relative to its fundamentals. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Redwood Trust and its competitors. Redwood Trust's current Effective Interest Rate on Debt % is 5.50%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Redwood Trust stock overvalued right now?
Redwood Trust (STU:R2V) has a current Effective Interest Rate on Debt % of 5.50%. The current Effective Interest Rate on Debt % is 5.50%. Redwood Trust's overall GF Score™ is 23/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Effective Interest Rate on Debt % calculated?
Effective Interest Rate on Debt % is calculated from a company's financial statements. For Redwood Trust (STU:R2V), the current Effective Interest Rate on Debt % is 5.50% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Redwood Trust Inc is a specialty finance company focused on several distinct areas of housing credit. The company delivers customized housing credit investments to a diverse mix of investors through securitization platforms, whole-loan distribution activities, and its publicly traded securities. The company has four reportable segments: Sequoia Mortgage Banking, CoreVest Mortgage Banking, Redwood Investments, and Legacy Investments. Maximum revenue is generated from the Sequoia Mortgage Banking segment, comprising a mortgage loan conduit that acquires residential consumer loans from third-party originators for subsequent sale to whole loan buyers, securitization through its SEMT private-label securitization program, or transfer into its Redwood Investments portfolio.
23GF Score
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