Redwood Trust (STU:R2V) Retained Earnings: €-1,367.4 Mil (As of Jun. 2026)

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Director of Data and Quant Analytics at GuruFocus
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STU:R2V Redwood Trust Inc STU:R2V
48 GF Score
Price €4.07
GF Value €4.21
Valuation Fairly Valued
! 3 Warning Signs
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What is Redwood Trust Retained Earnings?

Redwood Trust STU:R2V +3.14% 48 Retained Earnings is €-1,367.4 Mil as of Jun. 2026. GuruFocus rates STU:R2V with a GF Score™ of 48/100 and a GF Value™ of €4.21 (Fairly Valued). The stock has 3 warning signs investors should review.

Retained earnings is the accumulated portion of net income that is not distributed to shareholders. Redwood Trust's retained earnings for the quarter that ended in Jun. 2026 was €-1,367.4 Mil.

Redwood Trust's quarterly retained earnings declined from Dec. 2025 (€-1,295.8 Mil) to Mar. 2026 (€-1,339.4 Mil) and declined from Mar. 2026 (€-1,339.4 Mil) to Jun. 2026 (€-1,367.4 Mil).

Redwood Trust's annual retained earnings declined from Dec. 2023 (€1,049.4 Mil) to Dec. 2024 (€-1,281.0 Mil) and declined from Dec. 2024 (€-1,281.0 Mil) to Dec. 2025 (€-1,295.8 Mil).


Redwood Trust  (STU:R2V) Retained Earnings Explanation

Historically profitable companies sometimes have negative retained earnings. This is because they have cumulatively paid out more to shareholders than they reported in profits.

For example, in 2011, Microsoft had negative retained earnings. This does not mean the company lost more money than it made over the years. It just means it paid out more money than it earned.

If a company has negative retained earnings, investors should check the 10-year financial results. They should not assume that negative retained earnings prove a company has generally lost money in the past.

Of course, many companies with negative retained earnings have indeed lost money in the past.

Retained Earnings: Warren Buffett's Secret.

One of the most important indicators of durable competitive advantage. Net earnings can be paid out as dividends, used to buy back shares or retained for growth.

If the company loses more than it has accumulated, retained earnings is negative.

If a company isn't adding to its retained earnings, it isn't growing its net worth.

Rate of growth of retained earnings is good indicator whether it's benefiting from a competitive advantage.

Microsoft is negative because it chose to buyback stock and pay dividends.

The more earnings retained, the faster it grows and increases growth rate for future earnings.


Redwood Trust Retained Earnings Historical Data

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The historical data trend for Redwood Trust's Retained Earnings can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Redwood Trust Retained Earnings Chart

Redwood Trust Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Retained Earnings
Get a 7-Day Free Trial Premium Member Only Premium Member Only 1,165.45 1,088.78 1,049.43 -1,281.01 -1,295.84

Redwood Trust Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Retained Earnings Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 958.51 933.87 -1,295.84 -1,339.36 -1,367.37
STU:R2V
48GF Score
Redwood Trust Inc STU:R2V
Retained Earnings is just one metric. See GF Score™, valuation, warning signs, and more.
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Redwood Trust Retained Earnings Calculation

Retained Earnings is the accumulated portion of net income that is not distributed to shareholders. Because the net income was not distributed to shareholders, shareholders' equity is increased by the same amount.

Of course, if a company loses, it is called retained losses, or accumulated losses.

Frequently Asked Questions Learn more about Retained Earnings →
What does a Retained Earnings of €-1,367.4 Mil mean?
Redwood Trust (STU:R2V) has a Retained Earnings of €-1,367.4 Mil as of Jun. 2026. Retained earnings is the amount of net income not issued to shareholders. View historical data on Redwood Trust and its competitors.
Is Redwood Trust's Retained Earnings too high?
Redwood Trust's current Retained Earnings is €-1,367.4 Mil. Overall, Redwood Trust has a GF Score™ of 48/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Redwood Trust's Retained Earnings compare to FBRT and TRTX?
Redwood Trust's Retained Earnings of €-1,367.4 Mil can be compared against companies in the REITs industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Retained Earnings for a REITs company?
A good Retained Earnings depends on the REITs industry context. However, Retained Earnings should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Retained Earnings mean?
A high Retained Earnings can signal that a stock is expensive relative to its fundamentals. Retained earnings is the amount of net income not issued to shareholders. View historical data on Redwood Trust and its competitors. Redwood Trust's current Retained Earnings is €-1,367.4 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Redwood Trust stock overvalued right now?
Based on GuruFocus' analysis, Redwood Trust (STU:R2V) is currently considered Fairly Valued. The stock's GF Value™ is €4.21, compared to a current price of €4.07 — trading 3.2% below its estimated fair value. The current Retained Earnings is €-1,367.4 Mil. Redwood Trust's overall GF Score™ is 48/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Retained Earnings calculated?
Retained Earnings is calculated from a company's financial statements. For Redwood Trust (STU:R2V), the current Retained Earnings is €-1,367.4 Mil as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Redwood Trust (STU:R2V) Overvalued in 2026?

Based on GuruFocus' analysis, Redwood Trust stock appears to be undervalued. The current stock price of €4.07 is trading 3.2% below its estimated GF Value™ of €4.21. GuruFocus considers Redwood Trust to be Fairly Valued.

Key valuation signals for STU:R2V:

  • Retained Earnings: €-1,367.4 Mil
  • GF Value™: €4.21 vs. price of €4.07 (3.2% below fair value)
  • GF Score™: 48/100 with 3 warning signs

No single metric tells the full story. See the STU:R2V stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Redwood Trust Business Description

Industry Real EstateREITs
Other Exchanges RWT:USA
Address One Belvedere Place, Suite 300, Mill Valley, CA, USA, 94941
Redwood Trust Inc is a specialty finance company focused on several distinct areas of housing credit. The company delivers customized housing credit investments to a diverse mix of investors through securitization platforms, whole-loan distribution activities, and its publicly traded securities. The company has four reportable segments: Sequoia Mortgage Banking, CoreVest Mortgage Banking, Redwood Investments, and Legacy Investments. Maximum revenue is generated from the Sequoia Mortgage Banking segment, comprising a mortgage loan conduit that acquires residential consumer loans from third-party originators for subsequent sale to whole loan buyers, securitization through its SEMT private-label securitization program, or transfer into its Redwood Investments portfolio.
48GF Score

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Retained Earnings is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€4.07
Price
€4.21
GF Value