Qingci Games (STU:Z56) Effective Interest Rate on Debt %: 2.71% (As of Dec. 2025)

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STU:Z56 Qingci Games Inc STU:Z56
72 GF Score
Price €0.29
GF Value €0.20
! 6 Warning Signs
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What is Qingci Games Effective Interest Rate on Debt %?

Qingci Games STU:Z56 -3.36% 72 Effective Interest Rate on Debt % is 2.71% as of Dec. 2025. GuruFocus rates STU:Z56 with a GF Score™ of 72/100 and a GF Value™ of €0.20. The stock has 6 warning signs investors should review.

Effective Interest Rate on Debt % is the usage rate that a borrower actually pays on a debt. It is calculated as the positive value of Interest Expense divided by its average total debt. Total debt equals to Long-Term Debt & Capital Lease Obligation plus Short-Term Debt & Capital Lease Obligation. Qingci Games's annualized positive value of Interest Expense for the quarter that ended in Dec. 2025 was €0.09 Mil. Qingci Games's average total debt for the quarter that ended in Dec. 2025 was €3.17 Mil. Therefore, Qingci Games's annualized Effective Interest Rate on Debt % for the quarter that ended in Dec. 2025 was 2.71%.


Qingci Games  (STU:Z56) Effective Interest Rate on Debt % Explanation

Effective Interest Rate on Debt % measures the usage rate that a borrower actually pays on a debt.


Qingci Games Effective Interest Rate on Debt % Related Terms


Qingci Games Effective Interest Rate on Debt % Historical Data

* Premium members only.

The historical data trend for Qingci Games's Effective Interest Rate on Debt % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Qingci Games Effective Interest Rate on Debt % Chart

Qingci Games Annual Data
Trend Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Effective Interest Rate on Debt %
Get a 7-Day Free Trial 3.22 4.88 3.88 3.54 3.45

Qingci Games Semi-Annual Data
Dec18 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
Effective Interest Rate on Debt % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 3.05 3.56 3.46 3.84 2.71

STU:Z56 vs NTES, EA, TTWO: Effective Interest Rate on Debt % Comparison

For the Electronic Gaming & Multimedia subindustry, Qingci Games's Effective Interest Rate on Debt %, along with its competitors' market caps and Effective Interest Rate on Debt % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Qingci Games Effective Interest Rate on Debt % vs Interactive Media Industry

For the Interactive Media industry and Communication Services sector, Qingci Games's Effective Interest Rate on Debt % distribution charts can be found below:

* The bar in red indicates where Qingci Games's Effective Interest Rate on Debt % falls into.


STU:Z56
72GF Score
Qingci Games Inc STU:Z56
Effective Interest Rate on Debt % is just one metric. See GF Score™, valuation, warning signs, and more.
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Qingci Games Effective Interest Rate on Debt % Calculation

Qingci Games's annualized Effective Interest Rate on Debt % for the fiscal year that ended in Dec. 2025 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (A: Dec. 2024 )+Total Debt  (A: Dec. 2025 ))/ count )
=-1  *  -0.133/( (5.316+2.395)/ 2 )
=-1  *  -0.133/3.8555
=3.45 %

where

Total Debt  (A: Dec. 2024 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=1.14 + 4.176
=5.316

Total Debt  (A: Dec. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=0.221 + 2.174
=2.395

Qingci Games's annualized Effective Interest Rate on Debt % for the quarter that ended in Dec. 2025 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (Q: Jun. 2025 )+Total Debt  (Q: Dec. 2025 ))/ count )
=-1  *  -0.086/( (3.954+2.395)/ 2 )
=-1  *  -0.086/3.1745
=2.71 %

where

Total Debt  (Q: Jun. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=0.688 + 3.266
=3.954

Total Debt  (Q: Dec. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=0.221 + 2.174
=2.395

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Effective Interest Rate on Debt %, the Interest Expense of the last fiscal year and the average total debt over the fiscal year are used. In calculating the quarterly data, the Interest Expense data used here is two times the semi-annual (Dec. 2025) interest expense data. Effective Interest Rate on Debt % is displayed in the 30-year financial page.

What does a Effective Interest Rate on Debt % of 2.71% mean?
Qingci Games (STU:Z56) has a Effective Interest Rate on Debt % of 2.71% as of Dec. 2025. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Qingci Games and its competitors.
Is Qingci Games' Effective Interest Rate on Debt % too high?
Qingci Games' current Effective Interest Rate on Debt % is 2.71%. Overall, Qingci Games has a GF Score™ of 72/100, reflecting its overall financial health beyond just this single metric.
How does Qingci Games' Effective Interest Rate on Debt % compare to NTES and EA?
Qingci Games' Effective Interest Rate on Debt % of 2.71% can be compared against companies in the Interactive Media industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Effective Interest Rate on Debt % for an Interactive Media company?
A good Effective Interest Rate on Debt % depends on the Interactive Media industry context. However, Effective Interest Rate on Debt % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Effective Interest Rate on Debt % mean?
A high Effective Interest Rate on Debt % can signal that a stock is expensive relative to its fundamentals. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Qingci Games and its competitors. Qingci Games's current Effective Interest Rate on Debt % is 2.71%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Qingci Games stock overvalued right now?
Qingci Games (STU:Z56) has a current Effective Interest Rate on Debt % of 2.71%. The stock's GF Value™ is €0.20, compared to a current price of €0.29 — trading 44% above its estimated fair value. The current Effective Interest Rate on Debt % is 2.71%. Qingci Games' overall GF Score™ is 72/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Effective Interest Rate on Debt % calculated?
Effective Interest Rate on Debt % is calculated from a company's financial statements. For Qingci Games (STU:Z56), the current Effective Interest Rate on Debt % is 2.71% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Qingci Games (STU:Z56) Overvalued in 2026?

Based on GuruFocus' analysis, Qingci Games stock appears to be overvalued. The current stock price of €0.29 is trading 44% above its estimated GF Value™ of €0.20.

Key valuation signals for STU:Z56:

  • Effective Interest Rate on Debt %: 2.71%
  • GF Value™: €0.20 vs. price of €0.29 (44% above fair value)
  • GF Score™: 72/100 with 6 warning signs

No single metric tells the full story. See the STU:Z56 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Qingci Games Business Description

Other Exchanges 06633:Hong Kong
Address 4 Wang Hai Road, 5th Floor, Xiamen Software Park II, Fujian Province, Xiamen, CHN, 361008
Qingci Games Inc is an integrated mobile game developer and publisher in China. It offers mobile games that are designed to provide captivating content as well as distinctive and engaging gameplay experiences to players in mainland China and overseas.
72GF Score

Get the complete analysis for STU:Z56

Effective Interest Rate on Debt % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€0.29
Price
€0.20
GF Value