SVNDF (Seven & i Holdings Co) Effective Interest Rate on Debt %: 1.10% (As of May. 2026)


SVNDF Seven & i Holdings Co Ltd SVNDF
80 GF Score
Price $11.76
GF Value $11.33
Valuation Fairly Valued
! 5 Warning Signs
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What is Seven & i Holdings Co Effective Interest Rate on Debt %?

Seven & i Holdings Co SVNDF 80 Effective Interest Rate on Debt % is 1.10% as of May. 2026. GuruFocus rates SVNDF with a GF Score™ of 80/100 and a GF Value™ of $11.33 (Fairly Valued). The stock has 5 warning signs investors should review.

Effective Interest Rate on Debt % is the usage rate that a borrower actually pays on a debt. It is calculated as the positive value of Interest Expense divided by its average total debt. Total debt equals to Long-Term Debt & Capital Lease Obligation plus Short-Term Debt & Capital Lease Obligation. Seven & i Holdings Co's annualized positive value of Interest Expense for the quarter that ended in May. 2026 was $270 Mil. Seven & i Holdings Co's average total debt for the quarter that ended in May. 2026 was $24,492 Mil. Therefore, Seven & i Holdings Co's annualized Effective Interest Rate on Debt % for the quarter that ended in May. 2026 was 1.10%.


Seven & i Holdings Co  (OTCPK:SVNDF) Effective Interest Rate on Debt % Explanation

Effective Interest Rate on Debt % measures the usage rate that a borrower actually pays on a debt.


Seven & i Holdings Co Effective Interest Rate on Debt % Related Terms


Seven & i Holdings Co Effective Interest Rate on Debt % Historical Data

* Premium members only.

The historical data trend for Seven & i Holdings Co's Effective Interest Rate on Debt % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Seven & i Holdings Co Effective Interest Rate on Debt % Chart

Seven & i Holdings Co Annual Data
Trend Feb17 Feb18 Feb19 Feb20 Feb21 Feb22 Feb23 Feb24 Feb25 Feb26
Effective Interest Rate on Debt %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 1.20 0.99 1.05 1.54 1.24

Seven & i Holdings Co Quarterly Data
Aug21 Nov21 Feb22 May22 Aug22 Nov22 Feb23 May23 Aug23 Nov23 Feb24 May24 Aug24 Nov24 Feb25 May25 Aug25 Nov25 Feb26 May26
Effective Interest Rate on Debt % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 1.27 1.34 1.27 1.14 1.10

SVNDF vs KR: Effective Interest Rate on Debt % Comparison

For the Grocery Stores subindustry, Seven & i Holdings Co's Effective Interest Rate on Debt %, along with its competitors' market caps and Effective Interest Rate on Debt % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Seven & i Holdings Co Effective Interest Rate on Debt % vs Retail - Defensive Industry

For the Retail - Defensive industry and Consumer Defensive sector, Seven & i Holdings Co's Effective Interest Rate on Debt % distribution charts can be found below:

* The bar in red indicates where Seven & i Holdings Co's Effective Interest Rate on Debt % falls into.


SVNDF
80GF Score
Seven & i Holdings Co Ltd SVNDF
Effective Interest Rate on Debt % is just one metric. See GF Score™, valuation, warning signs, and more.
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Seven & i Holdings Co Effective Interest Rate on Debt % Calculation

Seven & i Holdings Co's annualized Effective Interest Rate on Debt % for the fiscal year that ended in Feb. 2026 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (A: Feb. 2025 )+Total Debt  (A: Feb. 2026 ))/ count )
=-1  *  -319.03/( (27041.946+24459.954)/ 2 )
=-1  *  -319.03/25750.95
=1.24 %

where

Total Debt  (A: Feb. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=21412.6 + 5629.346
=27041.946

Total Debt  (A: Feb. 2026 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=19647.205 + 4812.749
=24459.954

Seven & i Holdings Co's annualized Effective Interest Rate on Debt % for the quarter that ended in May. 2026 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (Q: Feb. 2026 )+Total Debt  (Q: May. 2026 ))/ count )
=-1  *  -270.372/( (24459.954+24524.739)/ 2 )
=-1  *  -270.372/24492.3465
=1.10 %

where

Total Debt  (Q: Feb. 2026 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=19647.205 + 4812.749
=24459.954

Total Debt  (Q: May. 2026 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=21161.154 + 3363.585
=24524.739

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Effective Interest Rate on Debt %, the Interest Expense of the last fiscal year and the average total debt over the fiscal year are used. In calculating the quarterly data, the Interest Expense data used here is four times the quarterly (May. 2026) interest expense data. Effective Interest Rate on Debt % is displayed in the 30-year financial page.

What does a Effective Interest Rate on Debt % of 1.10% mean?
Seven & i Holdings Co (SVNDF) has a Effective Interest Rate on Debt % of 1.10% as of May. 2026. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Seven & i Holdings Co and its competitors.
Is Seven & i Holdings Co's Effective Interest Rate on Debt % too high?
Seven & i Holdings Co's current Effective Interest Rate on Debt % is 1.10%. Overall, Seven & i Holdings Co has a GF Score™ of 80/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Seven & i Holdings Co's Effective Interest Rate on Debt % compare to KR?
Seven & i Holdings Co's Effective Interest Rate on Debt % of 1.10% can be compared against companies in the Retail - Defensive industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Effective Interest Rate on Debt % for a Retail - Defensive company?
A good Effective Interest Rate on Debt % depends on the Retail - Defensive industry context. However, Effective Interest Rate on Debt % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Effective Interest Rate on Debt % mean?
A high Effective Interest Rate on Debt % can signal that a stock is expensive relative to its fundamentals. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Seven & i Holdings Co and its competitors. Seven & i Holdings Co's current Effective Interest Rate on Debt % is 1.10%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Seven & i Holdings Co stock overvalued right now?
Based on GuruFocus' analysis, Seven & i Holdings Co (SVNDF) is currently considered Fairly Valued. The stock's GF Value™ is $11.33, compared to a current price of $11.76 — trading 3.8% above its estimated fair value. The current Effective Interest Rate on Debt % is 1.10%. Seven & i Holdings Co's overall GF Score™ is 80/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Effective Interest Rate on Debt % calculated?
Effective Interest Rate on Debt % is calculated from a company's financial statements. For Seven & i Holdings Co (SVNDF), the current Effective Interest Rate on Debt % is 1.10% as of May. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Seven & i Holdings Co (SVNDF) Overvalued in 2026?

Based on GuruFocus' analysis, Seven & i Holdings Co stock appears to be overvalued. The current stock price of $11.76 is trading 3.8% above its estimated GF Value™ of $11.33. GuruFocus considers Seven & i Holdings Co to be Fairly Valued.

Key valuation signals for SVNDF:

  • Effective Interest Rate on Debt %: 1.10%
  • GF Value™: $11.33 vs. price of $11.76 (3.8% above fair value)
  • GF Score™: 80/100 with 5 warning signs

No single metric tells the full story. See the SVNDF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Seven & i Holdings Co Business Description

Address 8-8 Nibancho, Chiyoda-ku, Tokyo, JPN, 102-8452
Seven & i Holdings operates 7-Eleven, the world's largest convenience store chain, with more than 86,000 stores globally. Convenience stores, mainly in Japan and North America, make up the majority of its revenue and operating profit. 7-Eleven Japan, the market leader in Japan's convenience store industry, has acquired 46% value share and 38% share in store count. 7-Eleven, the largest convenience store chain in the US, made a $21 billion acquisition of Speedway in 2020. The deal increased its total US store count to more than 13,000 at the time.
80GF Score

Get the complete analysis for SVNDF

Effective Interest Rate on Debt % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$11.76
Price
$11.33
GF Value