SVNDF (Seven & i Holdings Co) Interest Coverage: 9.15 (As of Feb. 2026) — 62% Below Median


SVNDF Seven & i Holdings Co Ltd SVNDF
80 GF Score
Price $11.76
GF Value $13.30
Valuation Modestly Undervalued
! 5 Warning Signs
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What is Seven & i Holdings Co Interest Coverage?

Seven & i Holdings Co SVNDF 80 Interest Coverage is 9.15 as of Feb. 2026, which is 62% below its 10-year median of 23.96. GuruFocus rates SVNDF with a GF Score™ of 80/100 and a GF Value™ of $13.30 (Modestly Undervalued). The stock has 5 warning signs investors should review. Among 255 Retail - Defensive companies, Seven & i Holdings Co ranks worse than 51.37% on this metric.

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income by its Interest Expense. Seven & i Holdings Co's Operating Income for the three months ended in Feb. 2026 was $631 Mil. Seven & i Holdings Co's Interest Expense for the three months ended in Feb. 2026 was $-69 Mil. Seven & i Holdings Co's interest coverage for the quarter that ended in Feb. 2026 was 9.15. The higher the ratio, the stronger the company's financial strength is.

The historical rank and industry rank for Seven & i Holdings Co's Interest Coverage or its related term are showing as below:

SVNDF' s Interest Coverage Range Over the Past 10 Years
Min: 6.86   Med: 23.96   Max: 44.38
Current: 8.55


SVNDF's Interest Coverage is ranked worse than
51.37% of 255 companies
in the Retail - Defensive industry
Industry Median: 8.8 vs SVNDF: 8.55

Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.


Seven & i Holdings Co  (OTCPK:SVNDF) Interest Coverage Explanation

Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.

Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .


Seven & i Holdings Co Interest Coverage Related Terms


Seven & i Holdings Co Interest Coverage Historical Data

* Premium members only.

The historical data trend for Seven & i Holdings Co's Interest Coverage can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.

Seven & i Holdings Co Interest Coverage Chart

Seven & i Holdings Co Annual Data
Trend Feb17 Feb18 Feb19 Feb20 Feb21 Feb22 Feb23 Feb24 Feb25 Feb26
Interest Coverage
Get a 7-Day Free Trial Premium Member Only Premium Member Only 13.21 13.92 12.39 6.86 8.55

Seven & i Holdings Co Quarterly Data
May21 Aug21 Nov21 Feb22 May22 Aug22 Nov22 Feb23 May23 Aug23 Nov23 Feb24 May24 Aug24 Nov24 Feb25 May25 Aug25 Nov25 Feb26
Interest Coverage Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 7.24 5.15 10.56 9.28 9.15

SVNDF vs KR: Interest Coverage Comparison

For the Grocery Stores subindustry, Seven & i Holdings Co's Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Seven & i Holdings Co Interest Coverage vs Retail - Defensive Industry

For the Retail - Defensive industry and Consumer Defensive sector, Seven & i Holdings Co's Interest Coverage distribution charts can be found below:

* The bar in red indicates where Seven & i Holdings Co's Interest Coverage falls into.


SVNDF
80GF Score
Seven & i Holdings Co Ltd SVNDF
Interest Coverage is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Seven & i Holdings Co Interest Coverage Calculation

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:

If Interest Expense is negative and Operating Income is positive, then

Interest Coverage=-1* Operating Income /Interest Expense

Else if Interest Expense is negative and Operating Income is negative, then

The company did not have earnings to cover the interest expense.

Else if Interest Expense is 0 and Long-Term Debt & Capital Lease Obligation is 0, then

The company had no debt (1).


Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.

Seven & i Holdings Co's Interest Coverage for the fiscal year that ended in Feb. 2026 is calculated as

Here, for the fiscal year that ended in Feb. 2026, Seven & i Holdings Co's Interest Expense was $-319 Mil. Its Operating Income was $2,727 Mil. And its Long-Term Debt & Capital Lease Obligation was $19,647 Mil.

Interest Coverage=-1* Operating Income (A: Feb. 2026 )/Interest Expense (A: Feb. 2026 )
=-1*2727.225/-319.03
=8.55

Seven & i Holdings Co's Interest Coverage for the quarter that ended in Feb. 2026 is calculated as

Here, for the three months ended in Feb. 2026, Seven & i Holdings Co's Interest Expense was $-69 Mil. Its Operating Income was $631 Mil. And its Long-Term Debt & Capital Lease Obligation was $19,647 Mil.

Interest Coverage=-1* Operating Income (Q: Feb. 2026 )/Interest Expense (Q: Feb. 2026 )
=-1*631.354/-68.981
=9.15

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

The higher the ratio, the stronger the company's Financial Strength is.

Frequently Asked Questions Learn more about Interest Coverage →
What does a Interest Coverage of 9.15 mean?
Seven & i Holdings Co (SVNDF) has a Interest Coverage of 9.15 as of Feb. 2026. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Seven & i Holdings Co and its competitors. This is 62% below median its historical median of 23.96. Over the past decade, Seven & i Holdings Co's Interest Coverage has ranged from 6.86 to 44.38. According to the industry distribution chart, Seven & i Holdings Co ranks #131 out of 255 companies in the Retail - Defensive industry, placing it in the top 51.4%.
Is Seven & i Holdings Co's Interest Coverage too high?
Seven & i Holdings Co's current Interest Coverage of 9.15 is 62% below median its 10-year median of 23.96. Over the past 10 years, this metric has ranged from a low of 6.86 to a high of 44.38. The Retail - Defensive industry median Interest Coverage is 8.80. Seven & i Holdings Co's value of 9.15 is 4% above this industry median. Based on the distribution chart, Seven & i Holdings Co ranks #131 out of 255 companies in the Retail - Defensive industry, which is below the industry midpoint. Overall, Seven & i Holdings Co has a GF Score™ of 80/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Seven & i Holdings Co's Interest Coverage compare to KR?
According to the Retail - Defensive industry distribution chart, Seven & i Holdings Co ranks #131 out of 255 companies for Interest Coverage. This places Seven & i Holdings Co in the lower half of its industry. The industry median Interest Coverage is 8.80. Seven & i Holdings Co's value of 9.15 is 4% above this benchmark. Historically, Seven & i Holdings Co's own Interest Coverage has ranged from 6.86 to 44.38 over the past decade. While the company's 10-year median is 23.96 vs. the industry median of 8.80, Seven & i Holdings Co has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Coverage for a Retail - Defensive company?
The median Interest Coverage among Retail - Defensive companies is 8.80, based on 255 companies in the industry. Companies in the top quartile (top 25%) have a Interest Coverage significantly above this median, while those in the bottom quartile fall well below. However, Interest Coverage should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Seven & i Holdings Co's current Interest Coverage of 9.15 is 4% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Coverage mean?
A high Interest Coverage can signal that a stock is expensive relative to its fundamentals. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Seven & i Holdings Co and its competitors. For the Retail - Defensive industry, the median Interest Coverage is 8.80 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Seven & i Holdings Co's current Interest Coverage is 9.15, which is 62% below median its own 10-year median of 23.96. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Seven & i Holdings Co stock overvalued right now?
Based on GuruFocus' analysis, Seven & i Holdings Co (SVNDF) is currently considered Modestly Undervalued. The stock's GF Value™ is $13.30, compared to a current price of $11.76 — trading 11.6% below its estimated fair value. The current Interest Coverage is 9.15, which is 62% below median its 10-year median of 23.96 and 4% above the Retail - Defensive industry median of 8.80. Seven & i Holdings Co's overall GF Score™ is 80/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Coverage calculated?
Interest Coverage is calculated from a company's financial statements. For Seven & i Holdings Co (SVNDF), the current Interest Coverage is 9.15 as of Feb. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Seven & i Holdings Co (SVNDF) Overvalued in 2026?

Based on GuruFocus' analysis, Seven & i Holdings Co stock appears to be undervalued. The current stock price of $11.76 is trading 11.6% below its estimated GF Value™ of $13.30. GuruFocus considers Seven & i Holdings Co to be Modestly Undervalued.

Key valuation signals for SVNDF:

  • Interest Coverage: 9.15 (62% below median its 10-year median of 23.96)
  • GF Value™: $13.30 vs. price of $11.76 (11.6% below fair value)
  • GF Score™: 80/100 with 5 warning signs
  • Industry Position: 4% above the Retail - Defensive median (#131 of 255)

No single metric tells the full story. See the SVNDF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Seven & i Holdings Co Business Description

Address 8-8 Nibancho, Chiyoda-ku, Tokyo, JPN, 102-8452
Seven & i Holdings operates 7-Eleven, the world's largest convenience store chain, with more than 86,000 stores globally. Convenience stores, mainly in Japan and North America, make up the majority of its revenue and operating profit. 7-Eleven Japan, the market leader in Japan's convenience store industry, has acquired 46% value share and 38% share in store count. 7-Eleven, the largest convenience store chain in the US, made a $21 billion acquisition of Speedway in 2020. The deal increased its total US store count to more than 13,000 at the time.
80GF Score

Get the complete analysis for SVNDF

Interest Coverage is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$11.76
Price
$13.30
GF Value