SWQGF (Swissquote Group Holding) Effective Interest Rate on Debt %: 465.53% (As of Dec. 2025)


SWQGF Swissquote Group Holding SA SWQGF
80 GF Score
Price $49.01
GF Value $50.55
Valuation Fairly Valued
! 1 Warning Sign
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What is Swissquote Group Holding Effective Interest Rate on Debt %?

Swissquote Group Holding SWQGF -0.93% 80 Effective Interest Rate on Debt % is 465.53% as of Dec. 2025. GuruFocus rates SWQGF with a GF Score™ of 80/100 and a GF Value™ of $50.55 (Fairly Valued). The stock has 1 warning sign investors should review.

Effective Interest Rate on Debt % is the usage rate that a borrower actually pays on a debt. It is calculated as the positive value of Interest Expense divided by its average total debt. Total debt equals to Long-Term Debt & Capital Lease Obligation plus Short-Term Debt & Capital Lease Obligation. Swissquote Group Holding's annualized positive value of Interest Expense for the quarter that ended in Dec. 2025 was $42.4 Mil. Swissquote Group Holding's average total debt for the quarter that ended in Dec. 2025 was $9.1 Mil. Therefore, Swissquote Group Holding's annualized Effective Interest Rate on Debt % for the quarter that ended in Dec. 2025 was 465.53%.


Swissquote Group Holding  (OTCPK:SWQGF) Effective Interest Rate on Debt % Explanation

Effective Interest Rate on Debt % measures the usage rate that a borrower actually pays on a debt.


Swissquote Group Holding Effective Interest Rate on Debt % Related Terms


Swissquote Group Holding Effective Interest Rate on Debt % Historical Data

* Premium members only.

The historical data trend for Swissquote Group Holding's Effective Interest Rate on Debt % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Swissquote Group Holding Effective Interest Rate on Debt % Chart

Swissquote Group Holding Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Effective Interest Rate on Debt %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 222.50 183.26 291.31 364.74 397.58

Swissquote Group Holding Semi-Annual Data
Jun16 Dec16 Jun17 Dec17 Jun18 Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
Effective Interest Rate on Debt % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 295.97 357.73 372.33 340.03 465.53

SWQGF vs MS, GS, SCHW: Effective Interest Rate on Debt % Comparison

For the Capital Markets subindustry, Swissquote Group Holding's Effective Interest Rate on Debt %, along with its competitors' market caps and Effective Interest Rate on Debt % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Swissquote Group Holding Effective Interest Rate on Debt % vs Capital Markets Industry

For the Capital Markets industry and Financial Services sector, Swissquote Group Holding's Effective Interest Rate on Debt % distribution charts can be found below:

* The bar in red indicates where Swissquote Group Holding's Effective Interest Rate on Debt % falls into.


SWQGF
80GF Score
Swissquote Group Holding SA SWQGF
Effective Interest Rate on Debt % is just one metric. See GF Score™, valuation, warning signs, and more.
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Swissquote Group Holding Effective Interest Rate on Debt % Calculation

Swissquote Group Holding's annualized Effective Interest Rate on Debt % for the fiscal year that ended in Dec. 2025 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (A: Dec. 2024 )+Total Debt  (A: Dec. 2025 ))/ count )
=-1  *  -42.396/( (12.223+9.104)/ 2 )
=-1  *  -42.396/10.6635
=397.58 %

where

Total Debt  (A: Dec. 2024 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=12.223 + 0
=12.223

Swissquote Group Holding's annualized Effective Interest Rate on Debt % for the quarter that ended in Dec. 2025 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (Q: Jun. 2025 )+Total Debt  (Q: Dec. 2025 ))/ count )
=-1  *  -42.382/( (0+9.104)/ 1 )
=-1  *  -42.382/9.104
=465.53 %

where

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Effective Interest Rate on Debt %, the Interest Expense of the last fiscal year and the average total debt over the fiscal year are used. In calculating the quarterly data, the Interest Expense data used here is two times the semi-annual (Dec. 2025) interest expense data. Effective Interest Rate on Debt % is displayed in the 30-year financial page.

What does a Effective Interest Rate on Debt % of 465.53% mean?
Swissquote Group Holding (SWQGF) has a Effective Interest Rate on Debt % of 465.53% as of Dec. 2025. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Swissquote Group Holding and its competitors.
Is Swissquote Group Holding's Effective Interest Rate on Debt % too high?
Swissquote Group Holding's current Effective Interest Rate on Debt % is 465.53%. Overall, Swissquote Group Holding has a GF Score™ of 80/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Swissquote Group Holding's Effective Interest Rate on Debt % compare to MS and GS?
Swissquote Group Holding's Effective Interest Rate on Debt % of 465.53% can be compared against companies in the Capital Markets industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Effective Interest Rate on Debt % for a Capital Markets company?
A good Effective Interest Rate on Debt % depends on the Capital Markets industry context. However, Effective Interest Rate on Debt % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Effective Interest Rate on Debt % mean?
A high Effective Interest Rate on Debt % can signal that a stock is expensive relative to its fundamentals. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Swissquote Group Holding and its competitors. Swissquote Group Holding's current Effective Interest Rate on Debt % is 465.53%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Swissquote Group Holding stock overvalued right now?
Based on GuruFocus' analysis, Swissquote Group Holding (SWQGF) is currently considered Fairly Valued. The stock's GF Value™ is $50.55, compared to a current price of $49.01 — trading 3.1% below its estimated fair value. The current Effective Interest Rate on Debt % is 465.53%. Swissquote Group Holding's overall GF Score™ is 80/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Effective Interest Rate on Debt % calculated?
Effective Interest Rate on Debt % is calculated from a company's financial statements. For Swissquote Group Holding (SWQGF), the current Effective Interest Rate on Debt % is 465.53% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Swissquote Group Holding (SWQGF) Overvalued in 2026?

Based on GuruFocus' analysis, Swissquote Group Holding stock appears to be undervalued. The current stock price of $49.01 is trading 3.1% below its estimated GF Value™ of $50.55. GuruFocus considers Swissquote Group Holding to be Fairly Valued.

Key valuation signals for SWQGF:

  • Effective Interest Rate on Debt %: 465.53%
  • GF Value™: $50.55 vs. price of $49.01 (3.1% below fair value)
  • GF Score™: 80/100 with 1 warning sign

No single metric tells the full story. See the SWQGF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Swissquote Group Holding Business Description

Address Chemin de la Cretaux 33, Case Postale 319, Gland, CHE, 1196
Swissquote Group Holding SA and its subsidiaries provide a comprehensive suite of online financial services to various customers, ranging from retail investors, affluent investors, to professional and institutional customers. The Group operates in Switzerland through Swissquote Bank Ltd and Yuh Ltd, and globally under the Swissquote brand with offices located in Europe, the Middle East and Africa, and Asia Pacific. Its operating segments are: Securities trading, Leveraged forex, and Neobanking. Maximum revenue is generated from the Securities trading segment, which provides trading services (including custody services) by means of tools to trade, in real time, in different asset classes, and offers investment, decision-making, risk-monitoring, and margin-lending services to its clients.
80GF Score

Get the complete analysis for SWQGF

Effective Interest Rate on Debt % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$49.01
Price
$50.55
GF Value