SWQGF (Swissquote Group Holding) 3-Year RORE % : 22.25% (As of Dec. 2025)


SWQGF Swissquote Group Holding SA SWQGF
80 GF Score
Price $49.01
GF Value $50.55
Valuation Fairly Valued
! 1 Warning Sign
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What is Swissquote Group Holding 3-Year RORE %?

Swissquote Group Holding SWQGF -0.93% 80 3-Year RORE % is 22.25 as of Dec. 2025. GuruFocus rates SWQGF with a GF Score™ of 80/100 and a GF Value™ of $50.55 (Fairly Valued). The stock has 1 warning sign investors should review. Among 763 Capital Markets companies, Swissquote Group Holding ranks better than 54.91% on this metric.

Return on Retained Earnings (RORE) is an indicator of a company's growth potential, it shows how much a company earns by reinvesting its retained earnings, i.e. profits after dividend payments. Swissquote Group Holding's 3-Year RORE % for the quarter that ended in Dec. 2025 was 22.25%.

The industry rank for Swissquote Group Holding's 3-Year RORE % or its related term are showing as below:

SWQGF's 3-Year RORE % is ranked better than
54.91% of 763 companies
in the Capital Markets industry
Industry Median: 15.15 vs SWQGF: 22.25

Swissquote Group Holding  (OTCPK:SWQGF) 3-Year RORE % Explanation

Return on Retained Earnings (RORE) is important to investors because it reveals a company's efficiency and growth potential. A higher RORE indicates a higher return. A high RORE indicates that the company should reinvest profits into the business. A lower RORE suggests that the company should distribute profits to shareholders by paying out dividends, since those dollars aren't generating much additional growth for the company.

There are a several different ways to arrive at the Return on Retained Earnings. The simplest way to calculate it is by using published information on Earnings per Share (EPS) and Dividend per Share (DPS) over a selected period. Here, 3-year period is chosen.

Be Aware

Please keep in mind that the RORE is relative to the nature of the business and its competitors. If another company in the same sector is producing a lower return on retained earnings, it doesn’t necessarily mean it’s a bad investment. It may just suggest the company is older and no longer in a high growth stage. At such a stage in the business cycle, it would be expected to see a lower RORE and higher dividend payout.


Swissquote Group Holding 3-Year RORE % Related Terms


Swissquote Group Holding 3-Year RORE % Historical Data

* Premium members only.

The historical data trend for Swissquote Group Holding's 3-Year RORE % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Swissquote Group Holding 3-Year RORE % Chart

Swissquote Group Holding Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
3-Year RORE %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 46.47 15.02 6.68 27.30 22.25

Swissquote Group Holding Semi-Annual Data
Jun16 Dec16 Jun17 Dec17 Jun18 Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
3-Year RORE % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 6.68 24.94 27.30 20.83 22.25

SWQGF vs MS, GS, SCHW: 3-Year RORE % Comparison

For the Capital Markets subindustry, Swissquote Group Holding's 3-Year RORE %, along with its competitors' market caps and 3-Year RORE % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Swissquote Group Holding 3-Year RORE % vs Capital Markets Industry

For the Capital Markets industry and Financial Services sector, Swissquote Group Holding's 3-Year RORE % distribution charts can be found below:

* The bar in red indicates where Swissquote Group Holding's 3-Year RORE % falls into.


SWQGF
80GF Score
Swissquote Group Holding SA SWQGF
3-Year RORE % is just one metric. See GF Score™, valuation, warning signs, and more.
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Swissquote Group Holding 3-Year RORE % Calculation

Swissquote Group Holding's 3-Year RORE % for the quarter that ended in Dec. 2025 is calculated as:

3-Year RORE %=( Most Recent EPS (Diluted)- First Period EPS (Diluted) )/( Cumulative EPS (Diluted) for 3-year -Cumulative Dividends per Share for 3-year )
=( 3.013-1.65 )/( 6.851-0.725 )
=1.363/6.126
=22.25 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of 3-Year RORE %, the most recent and first period EPS (Diluted) is the trailing twelve months (TTM) data ended in Dec. 2025 and 3-year before.

Frequently Asked Questions Learn more about 3-Year RORE % →
What does a 3-Year RORE % of 22.25 mean?
Swissquote Group Holding (SWQGF) has a 3-Year RORE % of 22.25 as of Dec. 2025. 3-Year RORE % shows how much a company earns by reinvesting its retained earnings in 3-year. View historical data on Swissquote Group Holding and its competitors. According to the industry distribution chart, Swissquote Group Holding ranks #344 out of 763 companies in the Capital Markets industry, placing it in the top 45.1%.
Is Swissquote Group Holding's 3-Year RORE % too high?
Swissquote Group Holding's current 3-Year RORE % is 22.25. The Capital Markets industry median 3-Year RORE % is 15.15. Swissquote Group Holding's value of 22.25 is 46.9% above this industry median. Based on the distribution chart, Swissquote Group Holding ranks #344 out of 763 companies in the Capital Markets industry, which is above the industry midpoint. Overall, Swissquote Group Holding has a GF Score™ of 80/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Swissquote Group Holding's 3-Year RORE % compare to MS and GS?
According to the Capital Markets industry distribution chart, Swissquote Group Holding ranks #344 out of 763 companies for 3-Year RORE %. This puts Swissquote Group Holding in the upper half of its industry. The industry median 3-Year RORE % is 15.15. Swissquote Group Holding's value of 22.25 is 46.9% above this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 3-Year RORE % for a Capital Markets company?
The median 3-Year RORE % among Capital Markets companies is 15.15, based on 763 companies in the industry. Companies in the top quartile (top 25%) have a 3-Year RORE % significantly above this median, while those in the bottom quartile fall well below. However, 3-Year RORE % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Swissquote Group Holding's current 3-Year RORE % of 22.25 is 46.9% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 3-Year RORE % mean?
A high 3-Year RORE % can signal that a stock is expensive relative to its fundamentals. 3-Year RORE % shows how much a company earns by reinvesting its retained earnings in 3-year. View historical data on Swissquote Group Holding and its competitors. For the Capital Markets industry, the median 3-Year RORE % is 15.15 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Swissquote Group Holding's current 3-Year RORE % is 22.25. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Swissquote Group Holding stock overvalued right now?
Based on GuruFocus' analysis, Swissquote Group Holding (SWQGF) is currently considered Fairly Valued. The stock's GF Value™ is $50.55, compared to a current price of $49.01 — trading 3.1% below its estimated fair value. The current 3-Year RORE % is 22.25 and 46.9% above the Capital Markets industry median of 15.15. Swissquote Group Holding's overall GF Score™ is 80/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 3-Year RORE % calculated?
3-Year RORE % is calculated from a company's financial statements. For Swissquote Group Holding (SWQGF), the current 3-Year RORE % is 22.25 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Swissquote Group Holding (SWQGF) Overvalued in 2026?

Based on GuruFocus' analysis, Swissquote Group Holding stock appears to be undervalued. The current stock price of $49.01 is trading 3.1% below its estimated GF Value™ of $50.55. GuruFocus considers Swissquote Group Holding to be Fairly Valued.

Key valuation signals for SWQGF:

  • 3-Year RORE %: 22.25
  • GF Value™: $50.55 vs. price of $49.01 (3.1% below fair value)
  • GF Score™: 80/100 with 1 warning sign
  • Industry Position: 46.9% above the Capital Markets median (#344 of 763)

No single metric tells the full story. See the SWQGF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Swissquote Group Holding Business Description

Address Chemin de la Cretaux 33, Case Postale 319, Gland, CHE, 1196
Swissquote Group Holding SA and its subsidiaries provide a comprehensive suite of online financial services to various customers, ranging from retail investors, affluent investors, to professional and institutional customers. The Group operates in Switzerland through Swissquote Bank Ltd and Yuh Ltd, and globally under the Swissquote brand with offices located in Europe, the Middle East and Africa, and Asia Pacific. Its operating segments are: Securities trading, Leveraged forex, and Neobanking. Maximum revenue is generated from the Securities trading segment, which provides trading services (including custody services) by means of tools to trade, in real time, in different asset classes, and offers investment, decision-making, risk-monitoring, and margin-lending services to its clients.
80GF Score

Get the complete analysis for SWQGF

3-Year RORE % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$49.01
Price
$50.55
GF Value