TCIIF (Tracsis) Effective Interest Rate on Debt %: 11.34% (As of Jan. 2026)


TCIIF Tracsis PLC TCIIF
73 GF Score
Price $5.60
GF Value $11.95
! 4 Warning Signs
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What is Tracsis Effective Interest Rate on Debt %?

Tracsis TCIIF 73 Effective Interest Rate on Debt % is 11.34% as of Jan. 2026. GuruFocus rates TCIIF with a GF Score™ of 73/100 and a GF Value™ of $11.95. The stock has 4 warning signs investors should review.

Effective Interest Rate on Debt % is the usage rate that a borrower actually pays on a debt. It is calculated as the positive value of Interest Expense divided by its average total debt. Total debt equals to Long-Term Debt & Capital Lease Obligation plus Short-Term Debt & Capital Lease Obligation. Tracsis's annualized positive value of Interest Expense for the quarter that ended in Jan. 2026 was $0.5 Mil. Tracsis's average total debt for the quarter that ended in Jan. 2026 was $4.5 Mil. Therefore, Tracsis's annualized Effective Interest Rate on Debt % for the quarter that ended in Jan. 2026 was 11.34%.


Tracsis  (OTCPK:TCIIF) Effective Interest Rate on Debt % Explanation

Effective Interest Rate on Debt % measures the usage rate that a borrower actually pays on a debt.


Tracsis Effective Interest Rate on Debt % Related Terms


Tracsis Effective Interest Rate on Debt % Historical Data

* Premium members only.

The historical data trend for Tracsis's Effective Interest Rate on Debt % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Tracsis Effective Interest Rate on Debt % Chart

Tracsis Annual Data
Trend Jul16 Jul17 Jul18 Jul19 Jul20 Jul21 Jul22 Jul23 Jul24 Jul25
Effective Interest Rate on Debt %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 4.41 4.93 4.96 7.27 6.48

Tracsis Semi-Annual Data
Jul16 Jan17 Jul17 Jan18 Jul18 Jan19 Jul19 Jan20 Jul20 Jan21 Jul21 Jan22 Jul22 Jan23 Jul23 Jan24 Jul24 Jan25 Jul25 Jan26
Effective Interest Rate on Debt % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 5.14 8.65 6.78 9.55 11.34

TCIIF vs UBER, SHOP, CRM: Effective Interest Rate on Debt % Comparison

For the Software - Application subindustry, Tracsis's Effective Interest Rate on Debt %, along with its competitors' market caps and Effective Interest Rate on Debt % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Tracsis Effective Interest Rate on Debt % vs Software Industry

For the Software industry and Technology sector, Tracsis's Effective Interest Rate on Debt % distribution charts can be found below:

* The bar in red indicates where Tracsis's Effective Interest Rate on Debt % falls into.


TCIIF
73GF Score
Tracsis PLC TCIIF
Effective Interest Rate on Debt % is just one metric. See GF Score™, valuation, warning signs, and more.
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Tracsis Effective Interest Rate on Debt % Calculation

Tracsis's annualized Effective Interest Rate on Debt % for the fiscal year that ended in Jul. 2025 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (A: Jul. 2024 )+Total Debt  (A: Jul. 2025 ))/ count )
=-1  *  -0.193/( (2.394+3.567)/ 2 )
=-1  *  -0.193/2.9805
=6.48 %

where

Total Debt  (A: Jul. 2024 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=0.949 + 1.445
=2.394

Total Debt  (A: Jul. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=2.498 + 1.069
=3.567

Tracsis's annualized Effective Interest Rate on Debt % for the quarter that ended in Jan. 2026 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (Q: Jul. 2025 )+Total Debt  (Q: Jan. 2026 ))/ count )
=-1  *  -0.506/( (3.567+5.36)/ 2 )
=-1  *  -0.506/4.4635
=11.34 %

where

Total Debt  (Q: Jul. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=2.498 + 1.069
=3.567

Total Debt  (Q: Jan. 2026 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=3.988 + 1.372
=5.36

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Effective Interest Rate on Debt %, the Interest Expense of the last fiscal year and the average total debt over the fiscal year are used. In calculating the quarterly data, the Interest Expense data used here is two times the semi-annual (Jan. 2026) interest expense data. Effective Interest Rate on Debt % is displayed in the 30-year financial page.

What does a Effective Interest Rate on Debt % of 11.34% mean?
Tracsis (TCIIF) has a Effective Interest Rate on Debt % of 11.34% as of Jan. 2026. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Tracsis and its competitors.
Is Tracsis' Effective Interest Rate on Debt % too high?
Tracsis' current Effective Interest Rate on Debt % is 11.34%. Overall, Tracsis has a GF Score™ of 73/100, reflecting its overall financial health beyond just this single metric.
How does Tracsis' Effective Interest Rate on Debt % compare to UBER and SHOP?
Tracsis' Effective Interest Rate on Debt % of 11.34% can be compared against companies in the Software industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Effective Interest Rate on Debt % for a Software company?
A good Effective Interest Rate on Debt % depends on the Software industry context. However, Effective Interest Rate on Debt % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Effective Interest Rate on Debt % mean?
A high Effective Interest Rate on Debt % can signal that a stock is expensive relative to its fundamentals. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Tracsis and its competitors. Tracsis's current Effective Interest Rate on Debt % is 11.34%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Tracsis stock overvalued right now?
Tracsis (TCIIF) has a current Effective Interest Rate on Debt % of 11.34%. The stock's GF Value™ is $11.95, compared to a current price of $5.60 — trading 53.1% below its estimated fair value. The current Effective Interest Rate on Debt % is 11.34%. Tracsis' overall GF Score™ is 73/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Effective Interest Rate on Debt % calculated?
Effective Interest Rate on Debt % is calculated from a company's financial statements. For Tracsis (TCIIF), the current Effective Interest Rate on Debt % is 11.34% as of Jan. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Tracsis (TCIIF) Overvalued in 2026?

Based on GuruFocus' analysis, Tracsis stock appears to be undervalued. The current stock price of $5.60 is trading 53.1% below its estimated GF Value™ of $11.95.

Key valuation signals for TCIIF:

  • Effective Interest Rate on Debt %: 11.34%
  • GF Value™: $11.95 vs. price of $5.60 (53.1% below fair value)
  • GF Score™: 73/100 with 4 warning signs

No single metric tells the full story. See the TCIIF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Tracsis Business Description

Other Exchanges TRCS:UK4T2:Germany
Address Discovery Way, Nexus, Leeds, GBR, LS2 3AA
Tracsis PLC is engaged in the business of software development and consultancy for the rail industry. It is organized into two main business segments: Rail Technology and Services and Data, Analytics, Consultancy & Events. The Rail Technology and Services division includes software, consultancy, and remote condition monitoring technology, and also includes Ontrac. The Data, Analytics, Consultancy & Events division which derives majority revenue, focuses on data capture and analytics, geographic information systems, earth observation, consultancy and event traffic management within a range of transport and pedestrian rich environments. The company currently operates in three geographical markets: the United Kingdom, Ireland, Rest of Europe, North America, and Rest of the world.
73GF Score

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Effective Interest Rate on Debt % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$5.60
Price
$11.95
GF Value