LINE Pay Taiwan (TPE:7722) Effective Interest Rate on Debt %: 2.83% (As of Dec. 2025)

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TPE:7722 LINE Pay Taiwan Ltd TPE:7722
47 GF Score
Price NT$269.00
! 4 Warning Signs
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What is LINE Pay Taiwan Effective Interest Rate on Debt %?

LINE Pay Taiwan TPE:7722 -8.35% 47 Effective Interest Rate on Debt % is 2.83% as of Dec. 2025. GuruFocus rates TPE:7722 with a GF Score™ of 47/100. The stock has 4 warning signs investors should review.

Effective Interest Rate on Debt % is the usage rate that a borrower actually pays on a debt. It is calculated as the positive value of Interest Expense divided by its average total debt. Total debt equals to Long-Term Debt & Capital Lease Obligation plus Short-Term Debt & Capital Lease Obligation. LINE Pay Taiwan's annualized positive value of Interest Expense for the quarter that ended in Dec. 2025 was NT$23 Mil. LINE Pay Taiwan's average total debt for the quarter that ended in Dec. 2025 was NT$811 Mil. Therefore, LINE Pay Taiwan's annualized Effective Interest Rate on Debt % for the quarter that ended in Dec. 2025 was 2.83%.


LINE Pay Taiwan  (TPE:7722) Effective Interest Rate on Debt % Explanation

Effective Interest Rate on Debt % measures the usage rate that a borrower actually pays on a debt.


LINE Pay Taiwan Effective Interest Rate on Debt % Related Terms


LINE Pay Taiwan Effective Interest Rate on Debt % Historical Data

* Premium members only.

The historical data trend for LINE Pay Taiwan's Effective Interest Rate on Debt % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

LINE Pay Taiwan Effective Interest Rate on Debt % Chart

LINE Pay Taiwan Annual Data
Trend Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Effective Interest Rate on Debt %
Get a 7-Day Free Trial 1.26 1.74 3.00 4.26 3.81

LINE Pay Taiwan Quarterly Data
Dec19 Dec20 Dec21 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25
Effective Interest Rate on Debt % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 4.68 4.57 3.28 2.76 2.83

TPE:7722 vs MSFT, ORCL, PLTR: Effective Interest Rate on Debt % Comparison

For the Software - Infrastructure subindustry, LINE Pay Taiwan's Effective Interest Rate on Debt %, along with its competitors' market caps and Effective Interest Rate on Debt % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


LINE Pay Taiwan Effective Interest Rate on Debt % vs Software Industry

For the Software industry and Technology sector, LINE Pay Taiwan's Effective Interest Rate on Debt % distribution charts can be found below:

* The bar in red indicates where LINE Pay Taiwan's Effective Interest Rate on Debt % falls into.


TPE:7722
47GF Score
LINE Pay Taiwan Ltd TPE:7722
Effective Interest Rate on Debt % is just one metric. See GF Score™, valuation, warning signs, and more.
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LINE Pay Taiwan Effective Interest Rate on Debt % Calculation

LINE Pay Taiwan's annualized Effective Interest Rate on Debt % for the fiscal year that ended in Dec. 2025 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (A: Dec. 2024 )+Total Debt  (A: Dec. 2025 ))/ count )
=-1  *  -18.417/( (167.907+798.587)/ 2 )
=-1  *  -18.417/483.247
=3.81 %

where

Total Debt  (A: Dec. 2024 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=102.552 + 65.355
=167.907

Total Debt  (A: Dec. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=686.102 + 112.485
=798.587

LINE Pay Taiwan's annualized Effective Interest Rate on Debt % for the quarter that ended in Dec. 2025 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (Q: Sep. 2025 )+Total Debt  (Q: Dec. 2025 ))/ count )
=-1  *  -22.936/( (823.334+798.587)/ 2 )
=-1  *  -22.936/810.9605
=2.83 %

where

Total Debt  (Q: Sep. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=714.534 + 108.8
=823.334

Total Debt  (Q: Dec. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=686.102 + 112.485
=798.587

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Effective Interest Rate on Debt %, the Interest Expense of the last fiscal year and the average total debt over the fiscal year are used. In calculating the quarterly data, the Interest Expense data used here is four times the quarterly (Dec. 2025) interest expense data. Effective Interest Rate on Debt % is displayed in the 30-year financial page.

What does a Effective Interest Rate on Debt % of 2.83% mean?
LINE Pay Taiwan (TPE:7722) has a Effective Interest Rate on Debt % of 2.83% as of Dec. 2025. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on LINE Pay Taiwan and its competitors.
Is LINE Pay Taiwan's Effective Interest Rate on Debt % too high?
LINE Pay Taiwan's current Effective Interest Rate on Debt % is 2.83%. Overall, LINE Pay Taiwan has a GF Score™ of 47/100, reflecting its overall financial health beyond just this single metric.
How does LINE Pay Taiwan's Effective Interest Rate on Debt % compare to MSFT and ORCL?
LINE Pay Taiwan's Effective Interest Rate on Debt % of 2.83% can be compared against companies in the Software industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Effective Interest Rate on Debt % for a Software company?
A good Effective Interest Rate on Debt % depends on the Software industry context. However, Effective Interest Rate on Debt % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Effective Interest Rate on Debt % mean?
A high Effective Interest Rate on Debt % can signal that a stock is expensive relative to its fundamentals. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on LINE Pay Taiwan and its competitors. LINE Pay Taiwan's current Effective Interest Rate on Debt % is 2.83%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is LINE Pay Taiwan stock overvalued right now?
LINE Pay Taiwan (TPE:7722) has a current Effective Interest Rate on Debt % of 2.83%. The current Effective Interest Rate on Debt % is 2.83%. LINE Pay Taiwan's overall GF Score™ is 47/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Effective Interest Rate on Debt % calculated?
Effective Interest Rate on Debt % is calculated from a company's financial statements. For LINE Pay Taiwan (TPE:7722), the current Effective Interest Rate on Debt % is 2.83% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

LINE Pay Taiwan Business Description

Address 18th Floor, No. 121, Jingmao 2nd Road, Zhongshan District, Nangang District, Taipei, TWN
LINE Pay Taiwan Ltd is mainly engaged in data processing services, electronic information supply services and the third-party payment services. The company's service includes Signing up to be a LINE Pay member is easy, Convenient and Secure payments, Brand New Payment Experience. The Group only has a single operating segment, which engages in payment business. The company has presence in Taiwan and Korea. The company generates majority of revenue from Taiwan.
47GF Score

Get the complete analysis for TPE:7722

Effective Interest Rate on Debt % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

NT$269.00
Price