LINE Pay Taiwan (TPE:7722) Interest Coverage: 15.80 (As of Dec. 2025) — 83% Below Median


TPE:7722 LINE Pay Taiwan Ltd TPE:7722
47 GF Score
Price NT$315.50
! 4 Warning Signs
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What is LINE Pay Taiwan Interest Coverage?

LINE Pay Taiwan TPE:7722 -1.41% 47 Interest Coverage is 15.80 as of Dec. 2025, which is 83% below its 10-year median of 94.73. GuruFocus rates TPE:7722 with a GF Score™ of 47/100. The stock has 4 warning signs investors should review. Among 1,705 Software companies, LINE Pay Taiwan ranks better than 53.55% on this metric.

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income by its Interest Expense. LINE Pay Taiwan's Operating Income for the three months ended in Dec. 2025 was NT$91 Mil. LINE Pay Taiwan's Interest Expense for the three months ended in Dec. 2025 was NT$-6 Mil. LINE Pay Taiwan's interest coverage for the quarter that ended in Dec. 2025 was 15.80. The higher the ratio, the stronger the company's financial strength is.

The historical rank and industry rank for LINE Pay Taiwan's Interest Coverage or its related term are showing as below:

TPE:7722' s Interest Coverage Range Over the Past 10 Years
Min: 31.98   Med: 94.73   Max: 349.86
Current: 31.98


TPE:7722's Interest Coverage is ranked better than
53.55% of 1705 companies
in the Software industry
Industry Median: 24.78 vs TPE:7722: 31.98

Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.


LINE Pay Taiwan  (TPE:7722) Interest Coverage Explanation

Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.

Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .


LINE Pay Taiwan Interest Coverage Related Terms


LINE Pay Taiwan Interest Coverage Historical Data

* Premium members only.

The historical data trend for LINE Pay Taiwan's Interest Coverage can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.

LINE Pay Taiwan Interest Coverage Chart

LINE Pay Taiwan Annual Data
Trend Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Interest Coverage
Get a 7-Day Free Trial 94.73 349.86 130.29 92.09 31.98

LINE Pay Taiwan Quarterly Data
Dec19 Dec20 Dec21 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25
Interest Coverage Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 82.79 68.46 35.66 29.80 15.80

TPE:7722 vs MSFT, ORCL, PLTR: Interest Coverage Comparison

For the Software - Infrastructure subindustry, LINE Pay Taiwan's Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


LINE Pay Taiwan Interest Coverage vs Software Industry

For the Software industry and Technology sector, LINE Pay Taiwan's Interest Coverage distribution charts can be found below:

* The bar in red indicates where LINE Pay Taiwan's Interest Coverage falls into.


TPE:7722
47GF Score
LINE Pay Taiwan Ltd TPE:7722
Interest Coverage is just one metric. See GF Score™, valuation, warning signs, and more.
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LINE Pay Taiwan Interest Coverage Calculation

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:

If Interest Expense is negative and Operating Income is positive, then

Interest Coverage=-1* Operating Income /Interest Expense

Else if Interest Expense is negative and Operating Income is negative, then

The company did not have earnings to cover the interest expense.

Else if Interest Expense is 0 and Long-Term Debt & Capital Lease Obligation is 0, then

The company had no debt (1).


Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.

LINE Pay Taiwan's Interest Coverage for the fiscal year that ended in Dec. 2025 is calculated as

Here, for the fiscal year that ended in Dec. 2025, LINE Pay Taiwan's Interest Expense was NT$-18 Mil. Its Operating Income was NT$589 Mil. And its Long-Term Debt & Capital Lease Obligation was NT$686 Mil.

Interest Coverage=-1* Operating Income (A: Dec. 2025 )/Interest Expense (A: Dec. 2025 )
=-1*588.966/-18.417
=31.98

LINE Pay Taiwan's Interest Coverage for the quarter that ended in Dec. 2025 is calculated as

Here, for the three months ended in Dec. 2025, LINE Pay Taiwan's Interest Expense was NT$-6 Mil. Its Operating Income was NT$91 Mil. And its Long-Term Debt & Capital Lease Obligation was NT$686 Mil.

Interest Coverage=-1* Operating Income (Q: Dec. 2025 )/Interest Expense (Q: Dec. 2025 )
=-1*90.575/-5.734
=15.80

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

The higher the ratio, the stronger the company's Financial Strength is.

Frequently Asked Questions Learn more about Interest Coverage →
What does a Interest Coverage of 15.80 mean?
LINE Pay Taiwan (TPE:7722) has a Interest Coverage of 15.80 as of Dec. 2025. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on LINE Pay Taiwan and its competitors. This is 83% below median its historical median of 94.73. Over the past decade, LINE Pay Taiwan's Interest Coverage has ranged from 31.98 to 349.86. According to the industry distribution chart, LINE Pay Taiwan ranks #792 out of 1705 companies in the Software industry, placing it in the top 46.5%.
Is LINE Pay Taiwan's Interest Coverage too high?
LINE Pay Taiwan's current Interest Coverage of 15.80 is 83% below median its 10-year median of 94.73. Over the past 10 years, this metric has ranged from a low of 31.98 to a high of 349.86. The Software industry median Interest Coverage is 24.78. LINE Pay Taiwan's value of 15.80 is 36.2% below this industry median. Based on the distribution chart, LINE Pay Taiwan ranks #792 out of 1705 companies in the Software industry, which is above the industry midpoint. Overall, LINE Pay Taiwan has a GF Score™ of 47/100, reflecting its overall financial health beyond just this single metric.
How does LINE Pay Taiwan's Interest Coverage compare to MSFT and ORCL?
According to the Software industry distribution chart, LINE Pay Taiwan ranks #792 out of 1705 companies for Interest Coverage. This puts LINE Pay Taiwan in the upper half of its industry. The industry median Interest Coverage is 24.78. LINE Pay Taiwan's value of 15.80 is 36.2% below this benchmark. Historically, LINE Pay Taiwan's own Interest Coverage has ranged from 31.98 to 349.86 over the past decade. While the company's 10-year median is 94.73 vs. the industry median of 24.78, LINE Pay Taiwan has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Coverage for a Software company?
The median Interest Coverage among Software companies is 24.78, based on 1,705 companies in the industry. Companies in the top quartile (top 25%) have a Interest Coverage significantly above this median, while those in the bottom quartile fall well below. However, Interest Coverage should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. LINE Pay Taiwan's current Interest Coverage of 15.80 is 36.2% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Coverage mean?
A high Interest Coverage can signal that a stock is expensive relative to its fundamentals. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on LINE Pay Taiwan and its competitors. For the Software industry, the median Interest Coverage is 24.78 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. LINE Pay Taiwan's current Interest Coverage is 15.80, which is 83% below median its own 10-year median of 94.73. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is LINE Pay Taiwan stock overvalued right now?
LINE Pay Taiwan (TPE:7722) has a current Interest Coverage of 15.80. The current Interest Coverage is 15.80, which is 83% below median its 10-year median of 94.73 and 36.2% below the Software industry median of 24.78. LINE Pay Taiwan's overall GF Score™ is 47/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Coverage calculated?
Interest Coverage is calculated from a company's financial statements. For LINE Pay Taiwan (TPE:7722), the current Interest Coverage is 15.80 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

LINE Pay Taiwan Business Description

Address 18th Floor, No. 121, Jingmao 2nd Road, Zhongshan District, Nangang District, Taipei, TWN
LINE Pay Taiwan Ltd is mainly engaged in data processing services, electronic information supply services and the third-party payment services. The company's service includes Signing up to be a LINE Pay member is easy, Convenient and Secure payments, Brand New Payment Experience. The Group only has a single operating segment, which engages in payment business. The company has presence in Taiwan and Korea. The company generates majority of revenue from Taiwan.
47GF Score

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Interest Coverage is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

NT$315.50
Price