Polaris Holdings Co (TSE:3010) Effective Interest Rate on Debt %: 3.64% (As of Mar. 2026)

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TSE:3010 Polaris Holdings Co Ltd TSE:3010
71 GF Score
Price 円195.00
GF Value 円257.42
Valuation Modestly Undervalued
! 7 Warning Signs
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What is Polaris Holdings Co Effective Interest Rate on Debt %?

Polaris Holdings Co TSE:3010 71 Effective Interest Rate on Debt % is 3.64% as of Mar. 2026. GuruFocus rates TSE:3010 with a GF Score™ of 71/100 and a GF Value™ of 円257.42 (Modestly Undervalued). The stock has 7 warning signs investors should review.

Effective Interest Rate on Debt % is the usage rate that a borrower actually pays on a debt. It is calculated as the positive value of Interest Expense divided by its average total debt. Total debt equals to Long-Term Debt & Capital Lease Obligation plus Short-Term Debt & Capital Lease Obligation. Polaris Holdings Co's annualized positive value of Interest Expense for the quarter that ended in Mar. 2026 was 円1,071 Mil. Polaris Holdings Co's average total debt for the quarter that ended in Mar. 2026 was 円29,427 Mil. Therefore, Polaris Holdings Co's annualized Effective Interest Rate on Debt % for the quarter that ended in Mar. 2026 was 3.64%.


Polaris Holdings Co  (TSE:3010) Effective Interest Rate on Debt % Explanation

Effective Interest Rate on Debt % measures the usage rate that a borrower actually pays on a debt.


Polaris Holdings Co Effective Interest Rate on Debt % Related Terms


Polaris Holdings Co Effective Interest Rate on Debt % Historical Data

* Premium members only.

The historical data trend for Polaris Holdings Co's Effective Interest Rate on Debt % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Polaris Holdings Co Effective Interest Rate on Debt % Chart

Polaris Holdings Co Annual Data
Trend Mar17 Mar18 Mar19 Mar20 Mar21 Mar22 Mar23 Mar24 Mar25 Mar26
Effective Interest Rate on Debt %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 1.84 1.47 5.03 3.29 3.86

Polaris Holdings Co Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Effective Interest Rate on Debt % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 3.80 4.14 3.81 3.99 3.64

TSE:3010 vs MAR, HLT, H: Effective Interest Rate on Debt % Comparison

For the Lodging subindustry, Polaris Holdings Co's Effective Interest Rate on Debt %, along with its competitors' market caps and Effective Interest Rate on Debt % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Polaris Holdings Co Effective Interest Rate on Debt % vs Travel & Leisure Industry

For the Travel & Leisure industry and Consumer Cyclical sector, Polaris Holdings Co's Effective Interest Rate on Debt % distribution charts can be found below:

* The bar in red indicates where Polaris Holdings Co's Effective Interest Rate on Debt % falls into.


TSE:3010
71GF Score
Polaris Holdings Co Ltd TSE:3010
Effective Interest Rate on Debt % is just one metric. See GF Score™, valuation, warning signs, and more.
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Polaris Holdings Co Effective Interest Rate on Debt % Calculation

Polaris Holdings Co's annualized Effective Interest Rate on Debt % for the fiscal year that ended in Mar. 2026 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (A: Mar. 2025 )+Total Debt  (A: Mar. 2026 ))/ count )
=-1  *  -1185.906/( (31831.136+29560.557)/ 2 )
=-1  *  -1185.906/30695.8465
=3.86 %

where

Total Debt  (A: Mar. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=29384.9 + 2446.236
=31831.136

Total Debt  (A: Mar. 2026 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=26846.517 + 2714.04
=29560.557

Polaris Holdings Co's annualized Effective Interest Rate on Debt % for the quarter that ended in Mar. 2026 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (Q: Dec. 2025 )+Total Debt  (Q: Mar. 2026 ))/ count )
=-1  *  -1071.428/( (29294.212+29560.557)/ 2 )
=-1  *  -1071.428/29427.3845
=3.64 %

where

Total Debt  (Q: Dec. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=27234.602 + 2059.61
=29294.212

Total Debt  (Q: Mar. 2026 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=26846.517 + 2714.04
=29560.557

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Effective Interest Rate on Debt %, the Interest Expense of the last fiscal year and the average total debt over the fiscal year are used. In calculating the quarterly data, the Interest Expense data used here is four times the quarterly (Mar. 2026) interest expense data. Effective Interest Rate on Debt % is displayed in the 30-year financial page.

What does a Effective Interest Rate on Debt % of 3.64% mean?
Polaris Holdings Co (TSE:3010) has a Effective Interest Rate on Debt % of 3.64% as of Mar. 2026. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Polaris Holdings Co and its competitors.
Is Polaris Holdings Co's Effective Interest Rate on Debt % too high?
Polaris Holdings Co's current Effective Interest Rate on Debt % is 3.64%. Overall, Polaris Holdings Co has a GF Score™ of 71/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Polaris Holdings Co's Effective Interest Rate on Debt % compare to MAR and HLT?
Polaris Holdings Co's Effective Interest Rate on Debt % of 3.64% can be compared against companies in the Travel & Leisure industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Effective Interest Rate on Debt % for a Travel & Leisure company?
A good Effective Interest Rate on Debt % depends on the Travel & Leisure industry context. However, Effective Interest Rate on Debt % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Effective Interest Rate on Debt % mean?
A high Effective Interest Rate on Debt % can signal that a stock is expensive relative to its fundamentals. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Polaris Holdings Co and its competitors. Polaris Holdings Co's current Effective Interest Rate on Debt % is 3.64%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Polaris Holdings Co stock overvalued right now?
Based on GuruFocus' analysis, Polaris Holdings Co (TSE:3010) is currently considered Modestly Undervalued. The stock's GF Value™ is 円257.42, compared to a current price of 円195.00 — trading 24.2% below its estimated fair value. The current Effective Interest Rate on Debt % is 3.64%. Polaris Holdings Co's overall GF Score™ is 71/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Effective Interest Rate on Debt % calculated?
Effective Interest Rate on Debt % is calculated from a company's financial statements. For Polaris Holdings Co (TSE:3010), the current Effective Interest Rate on Debt % is 3.64% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Polaris Holdings Co (TSE:3010) Overvalued in 2026?

Based on GuruFocus' analysis, Polaris Holdings Co stock appears to be undervalued. The current stock price of 円195.00 is trading 24.2% below its estimated GF Value™ of 円257.42. GuruFocus considers Polaris Holdings Co to be Modestly Undervalued.

Key valuation signals for TSE:3010:

  • Effective Interest Rate on Debt %: 3.64%
  • GF Value™: 円257.42 vs. price of 円195.00 (24.2% below fair value)
  • GF Score™: 71/100 with 7 warning signs

No single metric tells the full story. See the TSE:3010 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Polaris Holdings Co Business Description

Address 1-12-3 Iwamoto-cho, Yamazaki Kyodo Building, Chiyoda-ku, Tokyo, JPN, 101-0032
Polaris Holdings Co Ltd is a Japan-based company. It has two business segments. The Real Estate segment is involved in the leasing, buying, selling, and development of real estate; The Hotel segment deals with hotel management, consulting, and franchising. Some of its hotels include Best Western Hotels, Value The Hotel, Kinuura Grand Hotel, and KOKO Hotels.
71GF Score

Get the complete analysis for TSE:3010

Effective Interest Rate on Debt % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

円195.00
Price
円257.42
GF Value