Qol Holdings Co (TSE:3034) Effective Interest Rate on Debt %: 1.17% (As of Mar. 2026)

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TSE:3034 Qol Holdings Co Ltd TSE:3034
87 GF Score
Price 円2,094.00
GF Value 円2,292.98
Valuation Fairly Valued
! 1 Warning Sign
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What is Qol Holdings Co Effective Interest Rate on Debt %?

Qol Holdings Co TSE:3034 +2.20% 87 Effective Interest Rate on Debt % is 1.17% as of Mar. 2026. GuruFocus rates TSE:3034 with a GF Score™ of 87/100 and a GF Value™ of 円2,292.98 (Fairly Valued). The stock has 1 warning sign investors should review.

Effective Interest Rate on Debt % is the usage rate that a borrower actually pays on a debt. It is calculated as the positive value of Interest Expense divided by its average total debt. Total debt equals to Long-Term Debt & Capital Lease Obligation plus Short-Term Debt & Capital Lease Obligation. Qol Holdings Co's annualized positive value of Interest Expense for the quarter that ended in Mar. 2026 was 円436 Mil. Qol Holdings Co's average total debt for the quarter that ended in Mar. 2026 was 円37,119 Mil. Therefore, Qol Holdings Co's annualized Effective Interest Rate on Debt % for the quarter that ended in Mar. 2026 was 1.17%.


Qol Holdings Co  (TSE:3034) Effective Interest Rate on Debt % Explanation

Effective Interest Rate on Debt % measures the usage rate that a borrower actually pays on a debt.


Qol Holdings Co Effective Interest Rate on Debt % Related Terms


Qol Holdings Co Effective Interest Rate on Debt % Historical Data

* Premium members only.

The historical data trend for Qol Holdings Co's Effective Interest Rate on Debt % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Qol Holdings Co Effective Interest Rate on Debt % Chart

Qol Holdings Co Annual Data
Trend Mar17 Mar18 Mar19 Mar20 Mar21 Mar22 Mar23 Mar24 Mar25 Mar26
Effective Interest Rate on Debt %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.38 0.39 0.40 0.61 0.93

Qol Holdings Co Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Effective Interest Rate on Debt % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.90 0.82 0.95 0.86 1.17

Qol Holdings Co Effective Interest Rate on Debt % Competitor Comparison

For the Pharmaceutical Retailers subindustry, Qol Holdings Co's Effective Interest Rate on Debt %, along with its competitors' market caps and Effective Interest Rate on Debt % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Qol Holdings Co Effective Interest Rate on Debt % vs Healthcare Providers & Services Industry

For the Healthcare Providers & Services industry and Healthcare sector, Qol Holdings Co's Effective Interest Rate on Debt % distribution charts can be found below:

* The bar in red indicates where Qol Holdings Co's Effective Interest Rate on Debt % falls into.


TSE:3034
87GF Score
Qol Holdings Co Ltd TSE:3034
Effective Interest Rate on Debt % is just one metric. See GF Score™, valuation, warning signs, and more.
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Qol Holdings Co Effective Interest Rate on Debt % Calculation

Qol Holdings Co's annualized Effective Interest Rate on Debt % for the fiscal year that ended in Mar. 2026 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (A: Mar. 2025 )+Total Debt  (A: Mar. 2026 ))/ count )
=-1  *  -366/( (41071+37481)/ 2 )
=-1  *  -366/39276
=0.93 %

where

Total Debt  (A: Mar. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=19202 + 21869
=41071

Total Debt  (A: Mar. 2026 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=18226 + 19255
=37481

Qol Holdings Co's annualized Effective Interest Rate on Debt % for the quarter that ended in Mar. 2026 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (Q: Dec. 2025 )+Total Debt  (Q: Mar. 2026 ))/ count )
=-1  *  -436/( (36757+37481)/ 2 )
=-1  *  -436/37119
=1.17 %

where

Total Debt  (Q: Dec. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=13793 + 22964
=36757

Total Debt  (Q: Mar. 2026 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=18226 + 19255
=37481

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Effective Interest Rate on Debt %, the Interest Expense of the last fiscal year and the average total debt over the fiscal year are used. In calculating the quarterly data, the Interest Expense data used here is four times the quarterly (Mar. 2026) interest expense data. Effective Interest Rate on Debt % is displayed in the 30-year financial page.

What does a Effective Interest Rate on Debt % of 1.17% mean?
Qol Holdings Co (TSE:3034) has a Effective Interest Rate on Debt % of 1.17% as of Mar. 2026. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Qol Holdings Co and its competitors.
Is Qol Holdings Co's Effective Interest Rate on Debt % too high?
Qol Holdings Co's current Effective Interest Rate on Debt % is 1.17%. Overall, Qol Holdings Co has a GF Score™ of 87/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Qol Holdings Co's Effective Interest Rate on Debt % compare to competitors?
Qol Holdings Co's Effective Interest Rate on Debt % of 1.17% can be compared against companies in the Healthcare Providers & Services industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Effective Interest Rate on Debt % for a Healthcare Providers & Services company?
A good Effective Interest Rate on Debt % depends on the Healthcare Providers & Services industry context. However, Effective Interest Rate on Debt % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Effective Interest Rate on Debt % mean?
A high Effective Interest Rate on Debt % can signal that a stock is expensive relative to its fundamentals. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Qol Holdings Co and its competitors. Qol Holdings Co's current Effective Interest Rate on Debt % is 1.17%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Qol Holdings Co stock overvalued right now?
Based on GuruFocus' analysis, Qol Holdings Co (TSE:3034) is currently considered Fairly Valued. The stock's GF Value™ is 円2,292.98, compared to a current price of 円2,094.00 — trading 8.7% below its estimated fair value. The current Effective Interest Rate on Debt % is 1.17%. Qol Holdings Co's overall GF Score™ is 87/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Effective Interest Rate on Debt % calculated?
Effective Interest Rate on Debt % is calculated from a company's financial statements. For Qol Holdings Co (TSE:3034), the current Effective Interest Rate on Debt % is 1.17% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Qol Holdings Co (TSE:3034) Overvalued in 2026?

Based on GuruFocus' analysis, Qol Holdings Co stock appears to be undervalued. The current stock price of 円2,094.00 is trading 8.7% below its estimated GF Value™ of 円2,292.98. GuruFocus considers Qol Holdings Co to be Fairly Valued.

Key valuation signals for TSE:3034:

  • Effective Interest Rate on Debt %: 1.17%
  • GF Value™: 円2,292.98 vs. price of 円2,094.00 (8.7% below fair value)
  • GF Score™: 87/100 with 1 warning sign

No single metric tells the full story. See the TSE:3034 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Qol Holdings Co Business Description

Address 4-3-1, Toranomon, 37th Floor, Shiroyama Trust Tower, Minato-ku, Tokyo, JPN, 105-8452
Qol Holdings Co Ltd provides pharmacy services under health insurance and sells pharmaceutical products. Its mission is to create healthy and comfortable living environments for everybody in those communities. The company operates through: Pharmacy and BPO segments. Under the Pharmacy segment the company puts customers first in-store development strategy, which is based on building one-on-one relationships with drug-prescribing clinics and hospitals in order to get the pharmacy services that include medical information. The BPO contracting segment includes clinical trials and projects and develops pamphlets and websites for medical institutions to promote sales of pharmaceutical products and provide advice on proper pharmaceutical product.
87GF Score

Get the complete analysis for TSE:3034

Effective Interest Rate on Debt % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

円2,094.00
Price
円2,292.98
GF Value