Qol Holdings Co (TSE:3034) Interest Coverage: 49.50 (As of Mar. 2026) — 30% Below Median


TSE:3034 Qol Holdings Co Ltd TSE:3034
87 GF Score
Price 円1,870.00
GF Value 円2,276.78
Valuation Modestly Undervalued
! 1 Warning Sign
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What is Qol Holdings Co Interest Coverage?

Qol Holdings Co TSE:3034 +0.43% 87 Interest Coverage is 49.50 as of Mar. 2026, which is 30% below its 10-year median of 70.39. GuruFocus rates TSE:3034 with a GF Score™ of 87/100 and a GF Value™ of 円2,276.78 (Modestly Undervalued). The stock has 1 warning sign investors should review. Among 453 Healthcare Providers & Services companies, Qol Holdings Co ranks better than 77.7% on this metric.

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income by its Interest Expense. Qol Holdings Co's Operating Income for the three months ended in Mar. 2026 was 円5,396 Mil. Qol Holdings Co's Interest Expense for the three months ended in Mar. 2026 was 円-109 Mil. Qol Holdings Co's interest coverage for the quarter that ended in Mar. 2026 was 49.50. The higher the ratio, the stronger the company's financial strength is.

The historical rank and industry rank for Qol Holdings Co's Interest Coverage or its related term are showing as below:

TSE:3034' s Interest Coverage Range Over the Past 10 Years
Min: 40.47   Med: 70.39   Max: 106.69
Current: 40.47


TSE:3034's Interest Coverage is ranked better than
77.7% of 453 companies
in the Healthcare Providers & Services industry
Industry Median: 8 vs TSE:3034: 40.47

Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.


Qol Holdings Co  (TSE:3034) Interest Coverage Explanation

Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.

Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .


Qol Holdings Co Interest Coverage Related Terms


Qol Holdings Co Interest Coverage Historical Data

* Premium members only.

The historical data trend for Qol Holdings Co's Interest Coverage can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.

Qol Holdings Co Interest Coverage Chart

Qol Holdings Co Annual Data
Trend Mar17 Mar18 Mar19 Mar20 Mar21 Mar22 Mar23 Mar24 Mar25 Mar26
Interest Coverage
Get a 7-Day Free Trial Premium Member Only Premium Member Only 97.57 106.69 76.37 60.38 40.47

Qol Holdings Co Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Interest Coverage Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 30.38 42.77 38.60 27.91 49.50

Qol Holdings Co Interest Coverage Competitor Comparison

For the Pharmaceutical Retailers subindustry, Qol Holdings Co's Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Qol Holdings Co Interest Coverage vs Healthcare Providers & Services Industry

For the Healthcare Providers & Services industry and Healthcare sector, Qol Holdings Co's Interest Coverage distribution charts can be found below:

* The bar in red indicates where Qol Holdings Co's Interest Coverage falls into.


TSE:3034
87GF Score
Qol Holdings Co Ltd TSE:3034
Interest Coverage is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Qol Holdings Co Interest Coverage Calculation

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:

If Interest Expense is negative and Operating Income is positive, then

Interest Coverage=-1* Operating Income /Interest Expense

Else if Interest Expense is negative and Operating Income is negative, then

The company did not have earnings to cover the interest expense.

Else if Interest Expense is 0 and Long-Term Debt & Capital Lease Obligation is 0, then

The company had no debt (1).


Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.

Qol Holdings Co's Interest Coverage for the fiscal year that ended in Mar. 2026 is calculated as

Here, for the fiscal year that ended in Mar. 2026, Qol Holdings Co's Interest Expense was 円-366 Mil. Its Operating Income was 円14,812 Mil. And its Long-Term Debt & Capital Lease Obligation was 円18,226 Mil.

Interest Coverage=-1* Operating Income (A: Mar. 2026 )/Interest Expense (A: Mar. 2026 )
=-1*14812/-366
=40.47

Qol Holdings Co's Interest Coverage for the quarter that ended in Mar. 2026 is calculated as

Here, for the three months ended in Mar. 2026, Qol Holdings Co's Interest Expense was 円-109 Mil. Its Operating Income was 円5,396 Mil. And its Long-Term Debt & Capital Lease Obligation was 円18,226 Mil.

Interest Coverage=-1* Operating Income (Q: Mar. 2026 )/Interest Expense (Q: Mar. 2026 )
=-1*5396/-109
=49.50

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

The higher the ratio, the stronger the company's Financial Strength is.

Frequently Asked Questions Learn more about Interest Coverage →
What does a Interest Coverage of 49.50 mean?
Qol Holdings Co (TSE:3034) has a Interest Coverage of 49.50 as of Mar. 2026. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Qol Holdings Co and its competitors. This is 30% below median its historical median of 70.39. Over the past decade, Qol Holdings Co's Interest Coverage has ranged from 40.47 to 106.69. According to the industry distribution chart, Qol Holdings Co ranks #101 out of 453 companies in the Healthcare Providers & Services industry, placing it in the top 22.3%.
Is Qol Holdings Co's Interest Coverage too high?
Qol Holdings Co's current Interest Coverage of 49.50 is 30% below median its 10-year median of 70.39. Over the past 10 years, this metric has ranged from a low of 40.47 to a high of 106.69. The Healthcare Providers & Services industry median Interest Coverage is 8.00. Qol Holdings Co's value of 49.50 is 518.8% above this industry median. Based on the distribution chart, Qol Holdings Co ranks #101 out of 453 companies in the Healthcare Providers & Services industry, which is in the top quartile — a strong position relative to peers. Overall, Qol Holdings Co has a GF Score™ of 87/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Qol Holdings Co's Interest Coverage compare to competitors?
According to the Healthcare Providers & Services industry distribution chart, Qol Holdings Co ranks #101 out of 453 companies for Interest Coverage. This places Qol Holdings Co in the top 22% of its industry — outperforming the majority of peers. The industry median Interest Coverage is 8.00. Qol Holdings Co's value of 49.50 is 518.8% above this benchmark. Historically, Qol Holdings Co's own Interest Coverage has ranged from 40.47 to 106.69 over the past decade. While the company's 10-year median is 70.39 vs. the industry median of 8.00, Qol Holdings Co has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Coverage for a Healthcare Providers & Services company?
The median Interest Coverage among Healthcare Providers & Services companies is 8.00, based on 453 companies in the industry. Companies in the top quartile (top 25%) have a Interest Coverage significantly above this median, while those in the bottom quartile fall well below. However, Interest Coverage should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Qol Holdings Co's current Interest Coverage of 49.50 is 518.8% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Coverage mean?
A high Interest Coverage can signal that a stock is expensive relative to its fundamentals. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Qol Holdings Co and its competitors. For the Healthcare Providers & Services industry, the median Interest Coverage is 8.00 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Qol Holdings Co's current Interest Coverage is 49.50, which is 30% below median its own 10-year median of 70.39. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Qol Holdings Co stock overvalued right now?
Based on GuruFocus' analysis, Qol Holdings Co (TSE:3034) is currently considered Modestly Undervalued. The stock's GF Value™ is 円2,276.78, compared to a current price of 円1,870.00 — trading 17.9% below its estimated fair value. The current Interest Coverage is 49.50, which is 30% below median its 10-year median of 70.39 and 518.8% above the Healthcare Providers & Services industry median of 8.00. Qol Holdings Co's overall GF Score™ is 87/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Coverage calculated?
Interest Coverage is calculated from a company's financial statements. For Qol Holdings Co (TSE:3034), the current Interest Coverage is 49.50 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Qol Holdings Co (TSE:3034) Overvalued in 2026?

Based on GuruFocus' analysis, Qol Holdings Co stock appears to be undervalued. The current stock price of 円1,870.00 is trading 17.9% below its estimated GF Value™ of 円2,276.78. GuruFocus considers Qol Holdings Co to be Modestly Undervalued.

Key valuation signals for TSE:3034:

  • Interest Coverage: 49.50 (30% below median its 10-year median of 70.39)
  • GF Value™: 円2,276.78 vs. price of 円1,870.00 (17.9% below fair value)
  • GF Score™: 87/100 with 1 warning sign
  • Industry Position: 518.8% above the Healthcare Providers & Services median (#101 of 453)

No single metric tells the full story. See the TSE:3034 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Qol Holdings Co Business Description

Address 4-3-1, Toranomon, 37th Floor, Shiroyama Trust Tower, Minato-ku, Tokyo, JPN, 105-8452
Qol Holdings Co Ltd provides pharmacy services under health insurance and sells pharmaceutical products. Its mission is to create healthy and comfortable living environments for everybody in those communities. The company operates through: Pharmacy and BPO segments. Under the Pharmacy segment the company puts customers first in-store development strategy, which is based on building one-on-one relationships with drug-prescribing clinics and hospitals in order to get the pharmacy services that include medical information. The BPO contracting segment includes clinical trials and projects and develops pamphlets and websites for medical institutions to promote sales of pharmaceutical products and provide advice on proper pharmaceutical product.
87GF Score

Get the complete analysis for TSE:3034

Interest Coverage is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

円1,870.00
Price
円2,276.78
GF Value