Saint Marc Holdings Co (TSE:3395) Effective Interest Rate on Debt %: 1.15% (As of Mar. 2026)

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

TSE:3395 Saint Marc Holdings Co Ltd TSE:3395
67 GF Score
Price 円2,565.00
GF Value 円3,237.63
Valuation Modestly Undervalued
! 2 Warning Signs
View Full Analysis

What is Saint Marc Holdings Co Effective Interest Rate on Debt %?

Saint Marc Holdings Co TSE:3395 -2.99% 67 Effective Interest Rate on Debt % is 1.15% as of Mar. 2026. GuruFocus rates TSE:3395 with a GF Score™ of 67/100 and a GF Value™ of 円3,237.63 (Modestly Undervalued). The stock has 2 warning signs investors should review.

Effective Interest Rate on Debt % is the usage rate that a borrower actually pays on a debt. It is calculated as the positive value of Interest Expense divided by its average total debt. Total debt equals to Long-Term Debt & Capital Lease Obligation plus Short-Term Debt & Capital Lease Obligation. Saint Marc Holdings Co's annualized positive value of Interest Expense for the quarter that ended in Mar. 2026 was 円240 Mil. Saint Marc Holdings Co's average total debt for the quarter that ended in Mar. 2026 was 円20,817 Mil. Therefore, Saint Marc Holdings Co's annualized Effective Interest Rate on Debt % for the quarter that ended in Mar. 2026 was 1.15%.


Saint Marc Holdings Co  (TSE:3395) Effective Interest Rate on Debt % Explanation

Effective Interest Rate on Debt % measures the usage rate that a borrower actually pays on a debt.


Saint Marc Holdings Co Effective Interest Rate on Debt % Related Terms


Saint Marc Holdings Co Effective Interest Rate on Debt % Historical Data

* Premium members only.

The historical data trend for Saint Marc Holdings Co's Effective Interest Rate on Debt % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Saint Marc Holdings Co Effective Interest Rate on Debt % Chart

Saint Marc Holdings Co Annual Data
Trend Mar17 Mar18 Mar19 Mar20 Mar21 Mar22 Mar23 Mar24 Mar25 Mar26
Effective Interest Rate on Debt %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.10 0.00 0.00 0.21 1.17

Saint Marc Holdings Co Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Effective Interest Rate on Debt % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.42 1.35 1.09 1.07 1.15

TSE:3395 vs MCD, SBUX, YUM: Effective Interest Rate on Debt % Comparison

For the Restaurants subindustry, Saint Marc Holdings Co's Effective Interest Rate on Debt %, along with its competitors' market caps and Effective Interest Rate on Debt % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Saint Marc Holdings Co Effective Interest Rate on Debt % vs Restaurants Industry

For the Restaurants industry and Consumer Cyclical sector, Saint Marc Holdings Co's Effective Interest Rate on Debt % distribution charts can be found below:

* The bar in red indicates where Saint Marc Holdings Co's Effective Interest Rate on Debt % falls into.


TSE:3395
67GF Score
Saint Marc Holdings Co Ltd TSE:3395
Effective Interest Rate on Debt % is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Saint Marc Holdings Co Effective Interest Rate on Debt % Calculation

Saint Marc Holdings Co's annualized Effective Interest Rate on Debt % for the fiscal year that ended in Mar. 2026 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (A: Mar. 2025 )+Total Debt  (A: Mar. 2026 ))/ count )
=-1  *  -254.61/( (23004.47+20554.061)/ 2 )
=-1  *  -254.61/21779.2655
=1.17 %

where

Total Debt  (A: Mar. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=16249.992 + 6754.478
=23004.47

Total Debt  (A: Mar. 2026 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=17453.857 + 3100.204
=20554.061

Saint Marc Holdings Co's annualized Effective Interest Rate on Debt % for the quarter that ended in Mar. 2026 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (Q: Dec. 2025 )+Total Debt  (Q: Mar. 2026 ))/ count )
=-1  *  -240.204/( (21079.112+20554.061)/ 2 )
=-1  *  -240.204/20816.5865
=1.15 %

where

Total Debt  (Q: Dec. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=17978.908 + 3100.204
=21079.112

Total Debt  (Q: Mar. 2026 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=17453.857 + 3100.204
=20554.061

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Effective Interest Rate on Debt %, the Interest Expense of the last fiscal year and the average total debt over the fiscal year are used. In calculating the quarterly data, the Interest Expense data used here is four times the quarterly (Mar. 2026) interest expense data. Effective Interest Rate on Debt % is displayed in the 30-year financial page.

What does a Effective Interest Rate on Debt % of 1.15% mean?
Saint Marc Holdings Co (TSE:3395) has a Effective Interest Rate on Debt % of 1.15% as of Mar. 2026. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Saint Marc Holdings Co and its competitors.
Is Saint Marc Holdings Co's Effective Interest Rate on Debt % too high?
Saint Marc Holdings Co's current Effective Interest Rate on Debt % is 1.15%. Overall, Saint Marc Holdings Co has a GF Score™ of 67/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Saint Marc Holdings Co's Effective Interest Rate on Debt % compare to MCD and SBUX?
Saint Marc Holdings Co's Effective Interest Rate on Debt % of 1.15% can be compared against companies in the Restaurants industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Effective Interest Rate on Debt % for a Restaurants company?
A good Effective Interest Rate on Debt % depends on the Restaurants industry context. However, Effective Interest Rate on Debt % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Effective Interest Rate on Debt % mean?
A high Effective Interest Rate on Debt % can signal that a stock is expensive relative to its fundamentals. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Saint Marc Holdings Co and its competitors. Saint Marc Holdings Co's current Effective Interest Rate on Debt % is 1.15%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Saint Marc Holdings Co stock overvalued right now?
Based on GuruFocus' analysis, Saint Marc Holdings Co (TSE:3395) is currently considered Modestly Undervalued. The stock's GF Value™ is 円3,237.63, compared to a current price of 円2,565.00 — trading 20.8% below its estimated fair value. The current Effective Interest Rate on Debt % is 1.15%. Saint Marc Holdings Co's overall GF Score™ is 67/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Effective Interest Rate on Debt % calculated?
Effective Interest Rate on Debt % is calculated from a company's financial statements. For Saint Marc Holdings Co (TSE:3395), the current Effective Interest Rate on Debt % is 1.15% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Saint Marc Holdings Co (TSE:3395) Overvalued in 2026?

Based on GuruFocus' analysis, Saint Marc Holdings Co stock appears to be undervalued. The current stock price of 円2,565.00 is trading 20.8% below its estimated GF Value™ of 円3,237.63. GuruFocus considers Saint Marc Holdings Co to be Modestly Undervalued.

Key valuation signals for TSE:3395:

  • Effective Interest Rate on Debt %: 1.15%
  • GF Value™: 円3,237.63 vs. price of 円2,565.00 (20.8% below fair value)
  • GF Score™: 67/100 with 2 warning signs

No single metric tells the full story. See the TSE:3395 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Saint Marc Holdings Co Business Description

Address 173 North 104 Hirata, Kita-ku, Okayama Prefecture, Okayama, JPN, 700-0952
Saint Marc Holdings Co Ltd operates a chain of restaurants and cafe. The company along with its subsidiaries manages food business. It is organized in Restaurant and Fast Food divisions. It mainly deals with the management of eateries like bakeries, noodle shops, restaurants, sushi bars, and its flagship Saint Marc Cafe.
67GF Score

Get the complete analysis for TSE:3395

Effective Interest Rate on Debt % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

円2,565.00
Price
円3,237.63
GF Value