Saint Marc Holdings Co (TSE:3395) Interest Coverage: 21.49 (As of Mar. 2026) — 100% Below Median

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TSE:3395 Saint Marc Holdings Co Ltd TSE:3395
66 GF Score
Price 円2,540.00
GF Value 円3,230.08
Valuation Modestly Undervalued
! 2 Warning Signs
View Full Analysis

What is Saint Marc Holdings Co Interest Coverage?

Saint Marc Holdings Co TSE:3395 +0.32% 66 Interest Coverage is 21.49 as of Mar. 2026, which is 100% below its 10-year median of 10,000.00. GuruFocus rates TSE:3395 with a GF Score™ of 66/100 and a GF Value™ of 円3,230.08 (Modestly Undervalued). The stock has 2 warning signs investors should review. Among 262 Restaurants companies, Saint Marc Holdings Co ranks better than 78.24% on this metric.

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income by its Interest Expense. Saint Marc Holdings Co's Operating Income for the three months ended in Mar. 2026 was 円1,290 Mil. Saint Marc Holdings Co's Interest Expense for the three months ended in Mar. 2026 was 円-60 Mil. Saint Marc Holdings Co's interest coverage for the quarter that ended in Mar. 2026 was 21.49. The higher the ratio, the stronger the company's financial strength is.

The historical rank and industry rank for Saint Marc Holdings Co's Interest Coverage or its related term are showing as below:

TSE:3395' s Interest Coverage Range Over the Past 10 Years
Min: 20.22   Med: No Debt   Max: No Debt
Current: 20.22


TSE:3395's Interest Coverage is ranked better than
78.24% of 262 companies
in the Restaurants industry
Industry Median: 6.57 vs TSE:3395: 20.22

Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.


Saint Marc Holdings Co  (TSE:3395) Interest Coverage Explanation

Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.

Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .


Saint Marc Holdings Co Interest Coverage Related Terms


Saint Marc Holdings Co Interest Coverage Historical Data

* Premium members only.

The historical data trend for Saint Marc Holdings Co's Interest Coverage can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.

Saint Marc Holdings Co Interest Coverage Chart

Saint Marc Holdings Co Annual Data
Trend Mar17 Mar18 Mar19 Mar20 Mar21 Mar22 Mar23 Mar24 Mar25 Mar26
Interest Coverage
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.00 N/A N/A 119.85 20.22

Saint Marc Holdings Co Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Interest Coverage Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 48.20 13.23 22.33 26.12 21.49

TSE:3395 vs MCD, SBUX, YUM: Interest Coverage Comparison

For the Restaurants subindustry, Saint Marc Holdings Co's Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Saint Marc Holdings Co Interest Coverage vs Restaurants Industry

For the Restaurants industry and Consumer Cyclical sector, Saint Marc Holdings Co's Interest Coverage distribution charts can be found below:

* The bar in red indicates where Saint Marc Holdings Co's Interest Coverage falls into.


TSE:3395
66GF Score
Saint Marc Holdings Co Ltd TSE:3395
Interest Coverage is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Saint Marc Holdings Co Interest Coverage Calculation

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:

If Interest Expense is negative and Operating Income is positive, then

Interest Coverage=-1* Operating Income /Interest Expense

Else if Interest Expense is negative and Operating Income is negative, then

The company did not have earnings to cover the interest expense.

Else if Interest Expense is 0 and Long-Term Debt & Capital Lease Obligation is 0, then

The company had no debt (1).


Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.

Saint Marc Holdings Co's Interest Coverage for the fiscal year that ended in Mar. 2026 is calculated as

Here, for the fiscal year that ended in Mar. 2026, Saint Marc Holdings Co's Interest Expense was 円-255 Mil. Its Operating Income was 円5,149 Mil. And its Long-Term Debt & Capital Lease Obligation was 円17,454 Mil.

Interest Coverage=-1* Operating Income (A: Mar. 2026 )/Interest Expense (A: Mar. 2026 )
=-1*5149.397/-254.61
=20.22

Saint Marc Holdings Co's Interest Coverage for the quarter that ended in Mar. 2026 is calculated as

Here, for the three months ended in Mar. 2026, Saint Marc Holdings Co's Interest Expense was 円-60 Mil. Its Operating Income was 円1,290 Mil. And its Long-Term Debt & Capital Lease Obligation was 円17,454 Mil.

Interest Coverage=-1* Operating Income (Q: Mar. 2026 )/Interest Expense (Q: Mar. 2026 )
=-1*1290.449/-60.051
=21.49

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

The higher the ratio, the stronger the company's Financial Strength is.

Frequently Asked Questions Learn more about Interest Coverage →
What does a Interest Coverage of 21.49 mean?
Saint Marc Holdings Co (TSE:3395) has a Interest Coverage of 21.49 as of Mar. 2026. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Saint Marc Holdings Co and its competitors. This is 100% below median its historical median of 10,000.00. Over the past decade, Saint Marc Holdings Co's Interest Coverage has ranged from 20.22 to 10,000.00. According to the industry distribution chart, Saint Marc Holdings Co ranks #57 out of 262 companies in the Restaurants industry, placing it in the top 21.8%.
Is Saint Marc Holdings Co's Interest Coverage too high?
Saint Marc Holdings Co's current Interest Coverage of 21.49 is 100% below median its 10-year median of 10,000.00. Over the past 10 years, this metric has ranged from a low of 20.22 to a high of 10,000.00. The Restaurants industry median Interest Coverage is 6.57. Saint Marc Holdings Co's value of 21.49 is 227.1% above this industry median. Based on the distribution chart, Saint Marc Holdings Co ranks #57 out of 262 companies in the Restaurants industry, which is in the top quartile — a strong position relative to peers. Overall, Saint Marc Holdings Co has a GF Score™ of 66/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Saint Marc Holdings Co's Interest Coverage compare to MCD and SBUX?
According to the Restaurants industry distribution chart, Saint Marc Holdings Co ranks #57 out of 262 companies for Interest Coverage. This places Saint Marc Holdings Co in the top 22% of its industry — outperforming the majority of peers. The industry median Interest Coverage is 6.57. Saint Marc Holdings Co's value of 21.49 is 227.1% above this benchmark. Historically, Saint Marc Holdings Co's own Interest Coverage has ranged from 20.22 to 10,000.00 over the past decade. While the company's 10-year median is 10,000.00 vs. the industry median of 6.57, Saint Marc Holdings Co has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Coverage for a Restaurants company?
The median Interest Coverage among Restaurants companies is 6.57, based on 262 companies in the industry. Companies in the top quartile (top 25%) have a Interest Coverage significantly above this median, while those in the bottom quartile fall well below. However, Interest Coverage should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Saint Marc Holdings Co's current Interest Coverage of 21.49 is 227.1% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Coverage mean?
A high Interest Coverage can signal that a stock is expensive relative to its fundamentals. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Saint Marc Holdings Co and its competitors. For the Restaurants industry, the median Interest Coverage is 6.57 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Saint Marc Holdings Co's current Interest Coverage is 21.49, which is 100% below median its own 10-year median of 10,000.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Saint Marc Holdings Co stock overvalued right now?
Based on GuruFocus' analysis, Saint Marc Holdings Co (TSE:3395) is currently considered Modestly Undervalued. The stock's GF Value™ is 円3,230.08, compared to a current price of 円2,540.00 — trading 21.4% below its estimated fair value. The current Interest Coverage is 21.49, which is 100% below median its 10-year median of 10,000.00 and 227.1% above the Restaurants industry median of 6.57. Saint Marc Holdings Co's overall GF Score™ is 66/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Coverage calculated?
Interest Coverage is calculated from a company's financial statements. For Saint Marc Holdings Co (TSE:3395), the current Interest Coverage is 21.49 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Saint Marc Holdings Co (TSE:3395) Overvalued in 2026?

Based on GuruFocus' analysis, Saint Marc Holdings Co stock appears to be undervalued. The current stock price of 円2,540.00 is trading 21.4% below its estimated GF Value™ of 円3,230.08. GuruFocus considers Saint Marc Holdings Co to be Modestly Undervalued.

Key valuation signals for TSE:3395:

  • Interest Coverage: 21.49 (100% below median its 10-year median of 10,000.00)
  • GF Value™: 円3,230.08 vs. price of 円2,540.00 (21.4% below fair value)
  • GF Score™: 66/100 with 2 warning signs
  • Industry Position: 227.1% above the Restaurants median (#57 of 262)

No single metric tells the full story. See the TSE:3395 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Saint Marc Holdings Co Business Description

Address 173 North 104 Hirata, Kita-ku, Okayama Prefecture, Okayama, JPN, 700-0952
Saint Marc Holdings Co Ltd operates a chain of restaurants and cafe. The company along with its subsidiaries manages food business. It is organized in Restaurant and Fast Food divisions. It mainly deals with the management of eateries like bakeries, noodle shops, restaurants, sushi bars, and its flagship Saint Marc Cafe.
66GF Score

Get the complete analysis for TSE:3395

Interest Coverage is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

円2,540.00
Price
円3,230.08
GF Value