SCAT (TSE:3974) Effective Interest Rate on Debt %: 1.08% (As of Apr. 2026)

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TSE:3974 SCAT Inc TSE:3974
81 GF Score
Price 円666.00
GF Value 円472.44
Valuation Significantly Overvalued
! 6 Warning Signs
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What is SCAT Effective Interest Rate on Debt %?

SCAT TSE:3974 81 Effective Interest Rate on Debt % is 1.08% as of Apr. 2026. GuruFocus rates TSE:3974 with a GF Score™ of 81/100 and a GF Value™ of 円472.44 (Significantly Overvalued). The stock has 6 warning signs investors should review.

Effective Interest Rate on Debt % is the usage rate that a borrower actually pays on a debt. It is calculated as the positive value of Interest Expense divided by its average total debt. Total debt equals to Long-Term Debt & Capital Lease Obligation plus Short-Term Debt & Capital Lease Obligation. SCAT's annualized positive value of Interest Expense for the quarter that ended in Apr. 2026 was 円1 Mil. SCAT's average total debt for the quarter that ended in Apr. 2026 was 円101 Mil. Therefore, SCAT's annualized Effective Interest Rate on Debt % for the quarter that ended in Apr. 2026 was 1.08%.


SCAT  (TSE:3974) Effective Interest Rate on Debt % Explanation

Effective Interest Rate on Debt % measures the usage rate that a borrower actually pays on a debt.


SCAT Effective Interest Rate on Debt % Related Terms


SCAT Effective Interest Rate on Debt % Historical Data

* Premium members only.

The historical data trend for SCAT's Effective Interest Rate on Debt % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

SCAT Effective Interest Rate on Debt % Chart

SCAT Annual Data
Trend Oct16 Oct17 Oct18 Oct19 Oct20 Oct21 Oct22 Oct23 Oct24 Oct25
Effective Interest Rate on Debt %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.56 0.55 0.60 0.62 0.89

SCAT Semi-Annual Data
Oct16 Apr17 Oct17 Apr18 Oct18 Apr19 Oct19 Apr20 Oct20 Apr21 Oct21 Apr22 Oct22 Apr23 Oct23 Apr24 Oct24 Apr25 Oct25 Apr26
Effective Interest Rate on Debt % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.59 0.65 0.81 1.00 1.08

TSE:3974 vs IBM, ACN, FISV: Effective Interest Rate on Debt % Comparison

For the Information Technology Services subindustry, SCAT's Effective Interest Rate on Debt %, along with its competitors' market caps and Effective Interest Rate on Debt % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


SCAT Effective Interest Rate on Debt % vs Software Industry

For the Software industry and Technology sector, SCAT's Effective Interest Rate on Debt % distribution charts can be found below:

* The bar in red indicates where SCAT's Effective Interest Rate on Debt % falls into.


TSE:3974
81GF Score
SCAT Inc TSE:3974
Effective Interest Rate on Debt % is just one metric. See GF Score™, valuation, warning signs, and more.
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SCAT Effective Interest Rate on Debt % Calculation

SCAT's annualized Effective Interest Rate on Debt % for the fiscal year that ended in Oct. 2025 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (A: Oct. 2024 )+Total Debt  (A: Oct. 2025 ))/ count )
=-1  *  -1.316/( (178.52+116.84)/ 2 )
=-1  *  -1.316/147.68
=0.89 %

where

Total Debt  (A: Oct. 2024 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=116.84 + 61.68
=178.52

Total Debt  (A: Oct. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=55.16 + 61.68
=116.84

SCAT's annualized Effective Interest Rate on Debt % for the quarter that ended in Apr. 2026 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (Q: Oct. 2025 )+Total Debt  (Q: Apr. 2026 ))/ count )
=-1  *  -1.094/( (116.84+86)/ 2 )
=-1  *  -1.094/101.42
=1.08 %

where

Total Debt  (Q: Oct. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=55.16 + 61.68
=116.84

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Effective Interest Rate on Debt %, the Interest Expense of the last fiscal year and the average total debt over the fiscal year are used. In calculating the quarterly data, the Interest Expense data used here is two times the semi-annual (Apr. 2026) interest expense data. Effective Interest Rate on Debt % is displayed in the 30-year financial page.

What does a Effective Interest Rate on Debt % of 1.08% mean?
SCAT (TSE:3974) has a Effective Interest Rate on Debt % of 1.08% as of Apr. 2026. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on SCAT and its competitors.
Is SCAT's Effective Interest Rate on Debt % too high?
SCAT's current Effective Interest Rate on Debt % is 1.08%. Overall, SCAT has a GF Score™ of 81/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does SCAT's Effective Interest Rate on Debt % compare to IBM and ACN?
SCAT's Effective Interest Rate on Debt % of 1.08% can be compared against companies in the Software industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Effective Interest Rate on Debt % for a Software company?
A good Effective Interest Rate on Debt % depends on the Software industry context. However, Effective Interest Rate on Debt % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Effective Interest Rate on Debt % mean?
A high Effective Interest Rate on Debt % can signal that a stock is expensive relative to its fundamentals. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on SCAT and its competitors. SCAT's current Effective Interest Rate on Debt % is 1.08%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is SCAT stock overvalued right now?
Based on GuruFocus' analysis, SCAT (TSE:3974) is currently considered Significantly Overvalued. The stock's GF Value™ is 円472.44, compared to a current price of 円666.00 — trading 41% above its estimated fair value. The current Effective Interest Rate on Debt % is 1.08%. SCAT's overall GF Score™ is 81/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Effective Interest Rate on Debt % calculated?
Effective Interest Rate on Debt % is calculated from a company's financial statements. For SCAT (TSE:3974), the current Effective Interest Rate on Debt % is 1.08% as of Apr. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is SCAT (TSE:3974) Overvalued in 2026?

Based on GuruFocus' analysis, SCAT stock appears to be overvalued. The current stock price of 円666.00 is trading 41% above its estimated GF Value™ of 円472.44. GuruFocus considers SCAT to be Significantly Overvalued.

Key valuation signals for TSE:3974:

  • Effective Interest Rate on Debt %: 1.08%
  • GF Value™: 円472.44 vs. price of 円666.00 (41% above fair value)
  • GF Score™: 81/100 with 6 warning signs

No single metric tells the full story. See the TSE:3974 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


SCAT Business Description

Address 1-2-1 Shibaura, Minato-ku, 2nd Floor, Tokyo, JPN
SCAT Inc provides IT services and solutions for beauty salons. It provides business service for SME. It is also involved in the planning and operation of pay nursing home with nursing care.
81GF Score

Get the complete analysis for TSE:3974

Effective Interest Rate on Debt % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

円666.00
Price
円472.44
GF Value