Core Concept Technologies (TSE:4371) Effective Interest Rate on Debt %: 0.72% (As of Dec. 2025)

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TSE:4371 Core Concept Technologies Inc TSE:4371
88 GF Score
Price 円1,311.00
GF Value 円2,408.14
Valuation Significantly Undervalued
! 3 Warning Signs
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What is Core Concept Technologies Effective Interest Rate on Debt %?

Core Concept Technologies TSE:4371 -4.72% 88 Effective Interest Rate on Debt % is 0.72% as of Dec. 2025. GuruFocus rates TSE:4371 with a GF Score™ of 88/100 and a GF Value™ of 円2,408.14 (Significantly Undervalued). The stock has 3 warning signs investors should review.

Effective Interest Rate on Debt % is the usage rate that a borrower actually pays on a debt. It is calculated as the positive value of Interest Expense divided by its average total debt. Total debt equals to Long-Term Debt & Capital Lease Obligation plus Short-Term Debt & Capital Lease Obligation. Core Concept Technologies's annualized positive value of Interest Expense for the quarter that ended in Dec. 2025 was 円1 Mil. Core Concept Technologies's average total debt for the quarter that ended in Dec. 2025 was 円203 Mil. Therefore, Core Concept Technologies's annualized Effective Interest Rate on Debt % for the quarter that ended in Dec. 2025 was 0.72%.


Core Concept Technologies  (TSE:4371) Effective Interest Rate on Debt % Explanation

Effective Interest Rate on Debt % measures the usage rate that a borrower actually pays on a debt.


Core Concept Technologies Effective Interest Rate on Debt % Related Terms


Core Concept Technologies Effective Interest Rate on Debt % Historical Data

* Premium members only.

The historical data trend for Core Concept Technologies's Effective Interest Rate on Debt % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Core Concept Technologies Effective Interest Rate on Debt % Chart

Core Concept Technologies Annual Data
Trend Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Effective Interest Rate on Debt %
Get a 7-Day Free Trial 0.60 0.74 0.81 0.72 0.48

Core Concept Technologies Quarterly Data
Dec20 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Effective Interest Rate on Debt % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 1.00 0.40 0.81 0.72 1.25

TSE:4371 vs IBM, ACN, FISV: Effective Interest Rate on Debt % Comparison

For the Information Technology Services subindustry, Core Concept Technologies's Effective Interest Rate on Debt %, along with its competitors' market caps and Effective Interest Rate on Debt % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Core Concept Technologies Effective Interest Rate on Debt % vs Software Industry

For the Software industry and Technology sector, Core Concept Technologies's Effective Interest Rate on Debt % distribution charts can be found below:

* The bar in red indicates where Core Concept Technologies's Effective Interest Rate on Debt % falls into.


TSE:4371
88GF Score
Core Concept Technologies Inc TSE:4371
Effective Interest Rate on Debt % is just one metric. See GF Score™, valuation, warning signs, and more.
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Core Concept Technologies Effective Interest Rate on Debt % Calculation

Core Concept Technologies's annualized Effective Interest Rate on Debt % for the fiscal year that ended in Dec. 2025 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (A: Dec. 2024 )+Total Debt  (A: Dec. 2025 ))/ count )
=-1  *  -2.745/( (906.722+242.245)/ 2 )
=-1  *  -2.745/574.4835
=0.48 %

where

Total Debt  (A: Dec. 2024 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=62.245 + 844.477
=906.722

Total Debt  (A: Dec. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=49.288 + 192.957
=242.245

Core Concept Technologies's annualized Effective Interest Rate on Debt % for the quarter that ended in Dec. 2025 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (Q: Sep. 2025 )+Total Debt  (Q: Dec. 2025 ))/ count )
=-1  *  -1.464/( (162.858+242.245)/ 2 )
=-1  *  -1.464/202.5515
=0.72 %

where

Total Debt  (Q: Sep. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=50.002 + 112.856
=162.858

Total Debt  (Q: Dec. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=49.288 + 192.957
=242.245

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Effective Interest Rate on Debt %, the Interest Expense of the last fiscal year and the average total debt over the fiscal year are used. In calculating the quarterly data, the Interest Expense data used here is four times the quarterly (Dec. 2025) interest expense data. Effective Interest Rate on Debt % is displayed in the 30-year financial page.

What does a Effective Interest Rate on Debt % of 0.72% mean?
Core Concept Technologies (TSE:4371) has a Effective Interest Rate on Debt % of 0.72% as of Dec. 2025. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Core Concept Technologies and its competitors.
Is Core Concept Technologies' Effective Interest Rate on Debt % too high?
Core Concept Technologies' current Effective Interest Rate on Debt % is 0.72%. Overall, Core Concept Technologies has a GF Score™ of 88/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Core Concept Technologies' Effective Interest Rate on Debt % compare to IBM and ACN?
Core Concept Technologies' Effective Interest Rate on Debt % of 0.72% can be compared against companies in the Software industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Effective Interest Rate on Debt % for a Software company?
A good Effective Interest Rate on Debt % depends on the Software industry context. However, Effective Interest Rate on Debt % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Effective Interest Rate on Debt % mean?
A high Effective Interest Rate on Debt % can signal that a stock is expensive relative to its fundamentals. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Core Concept Technologies and its competitors. Core Concept Technologies's current Effective Interest Rate on Debt % is 0.72%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Core Concept Technologies stock overvalued right now?
Based on GuruFocus' analysis, Core Concept Technologies (TSE:4371) is currently considered Significantly Undervalued. The stock's GF Value™ is 円2,408.14, compared to a current price of 円1,311.00 — trading 45.6% below its estimated fair value. The current Effective Interest Rate on Debt % is 0.72%. Core Concept Technologies' overall GF Score™ is 88/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Effective Interest Rate on Debt % calculated?
Effective Interest Rate on Debt % is calculated from a company's financial statements. For Core Concept Technologies (TSE:4371), the current Effective Interest Rate on Debt % is 0.72% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Core Concept Technologies (TSE:4371) Overvalued in 2026?

Based on GuruFocus' analysis, Core Concept Technologies stock appears to be undervalued. The current stock price of 円1,311.00 is trading 45.6% below its estimated GF Value™ of 円2,408.14. GuruFocus considers Core Concept Technologies to be Significantly Undervalued.

Key valuation signals for TSE:4371:

  • Effective Interest Rate on Debt %: 0.72%
  • GF Value™: 円2,408.14 vs. price of 円1,311.00 (45.6% below fair value)
  • GF Score™: 88/100 with 3 warning signs

No single metric tells the full story. See the TSE:4371 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Core Concept Technologies Business Description

Address 1-16-15 Minami-Ikebukuro, Diamond Gate Ikebukuro 11th floor, Toshima-ku, Tokyo, JPN, 171-0022
Core Concept Technologies Inc is involved in the digital transformation realization support in areas such as manufacturing and construction industries and supporting information technology human resource procurement support service.
88GF Score

Get the complete analysis for TSE:4371

Effective Interest Rate on Debt % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

円1,311.00
Price
円2,408.14
GF Value