MonoAI Technology Co (TSE:5240) Effective Interest Rate on Debt %: 2.25% (As of Dec. 2025)

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TSE:5240 MonoAI Technology Co Ltd TSE:5240
62 GF Score
Price 円206.00
GF Value 円470.37
Valuation Significantly Undervalued
! 1 Warning Sign
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What is MonoAI Technology Co Effective Interest Rate on Debt %?

MonoAI Technology Co TSE:5240 -3.29% 62 Effective Interest Rate on Debt % is 2.25% as of Dec. 2025. GuruFocus rates TSE:5240 with a GF Score™ of 62/100 and a GF Value™ of 円470.37 (Significantly Undervalued). The stock has 1 warning sign investors should review.

Effective Interest Rate on Debt % is the usage rate that a borrower actually pays on a debt. It is calculated as the positive value of Interest Expense divided by its average total debt. Total debt equals to Long-Term Debt & Capital Lease Obligation plus Short-Term Debt & Capital Lease Obligation. MonoAI Technology Co's annualized positive value of Interest Expense for the quarter that ended in Dec. 2025 was 円0.5 Mil. MonoAI Technology Co's average total debt for the quarter that ended in Dec. 2025 was 円24.0 Mil. Therefore, MonoAI Technology Co's annualized Effective Interest Rate on Debt % for the quarter that ended in Dec. 2025 was 2.25%.


MonoAI Technology Co  (TSE:5240) Effective Interest Rate on Debt % Explanation

Effective Interest Rate on Debt % measures the usage rate that a borrower actually pays on a debt.


MonoAI Technology Co Effective Interest Rate on Debt % Related Terms


MonoAI Technology Co Effective Interest Rate on Debt % Historical Data

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The historical data trend for MonoAI Technology Co's Effective Interest Rate on Debt % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

MonoAI Technology Co Effective Interest Rate on Debt % Chart

MonoAI Technology Co Annual Data
Trend Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Effective Interest Rate on Debt %
Get a 7-Day Free Trial 1.03 1.40 1.76 1.91 1.57

MonoAI Technology Co Quarterly Data
Dec20 Dec21 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Effective Interest Rate on Debt % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 1.83 2.07 2.26 2.25 2.19

TSE:5240 vs MSFT, ORCL, PLTR: Effective Interest Rate on Debt % Comparison

For the Software - Infrastructure subindustry, MonoAI Technology Co's Effective Interest Rate on Debt %, along with its competitors' market caps and Effective Interest Rate on Debt % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


MonoAI Technology Co Effective Interest Rate on Debt % vs Software Industry

For the Software industry and Technology sector, MonoAI Technology Co's Effective Interest Rate on Debt % distribution charts can be found below:

* The bar in red indicates where MonoAI Technology Co's Effective Interest Rate on Debt % falls into.


TSE:5240
62GF Score
MonoAI Technology Co Ltd TSE:5240
Effective Interest Rate on Debt % is just one metric. See GF Score™, valuation, warning signs, and more.
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MonoAI Technology Co Effective Interest Rate on Debt % Calculation

MonoAI Technology Co's annualized Effective Interest Rate on Debt % for the fiscal year that ended in Dec. 2025 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (A: Dec. 2024 )+Total Debt  (A: Dec. 2025 ))/ count )
=-1  *  -0.735/( (70.207+23.2)/ 2 )
=-1  *  -0.735/46.7035
=1.57 %

where

Total Debt  (A: Dec. 2024 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=23.2 + 47.007
=70.207

MonoAI Technology Co's annualized Effective Interest Rate on Debt % for the quarter that ended in Dec. 2025 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (Q: Sep. 2025 )+Total Debt  (Q: Dec. 2025 ))/ count )
=-1  *  -0.54/( (24.8+23.2)/ 2 )
=-1  *  -0.54/24
=2.25 %

where

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Effective Interest Rate on Debt %, the Interest Expense of the last fiscal year and the average total debt over the fiscal year are used. In calculating the quarterly data, the Interest Expense data used here is four times the quarterly (Dec. 2025) interest expense data. Effective Interest Rate on Debt % is displayed in the 30-year financial page.

What does a Effective Interest Rate on Debt % of 2.25% mean?
MonoAI Technology Co (TSE:5240) has a Effective Interest Rate on Debt % of 2.25% as of Dec. 2025. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on MonoAI Technology Co and its competitors.
Is MonoAI Technology Co's Effective Interest Rate on Debt % too high?
MonoAI Technology Co's current Effective Interest Rate on Debt % is 2.25%. Overall, MonoAI Technology Co has a GF Score™ of 62/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does MonoAI Technology Co's Effective Interest Rate on Debt % compare to MSFT and ORCL?
MonoAI Technology Co's Effective Interest Rate on Debt % of 2.25% can be compared against companies in the Software industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Effective Interest Rate on Debt % for a Software company?
A good Effective Interest Rate on Debt % depends on the Software industry context. However, Effective Interest Rate on Debt % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Effective Interest Rate on Debt % mean?
A high Effective Interest Rate on Debt % can signal that a stock is expensive relative to its fundamentals. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on MonoAI Technology Co and its competitors. MonoAI Technology Co's current Effective Interest Rate on Debt % is 2.25%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is MonoAI Technology Co stock overvalued right now?
Based on GuruFocus' analysis, MonoAI Technology Co (TSE:5240) is currently considered Significantly Undervalued. The stock's GF Value™ is 円470.37, compared to a current price of 円206.00 — trading 56.2% below its estimated fair value. The current Effective Interest Rate on Debt % is 2.25%. MonoAI Technology Co's overall GF Score™ is 62/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Effective Interest Rate on Debt % calculated?
Effective Interest Rate on Debt % is calculated from a company's financial statements. For MonoAI Technology Co (TSE:5240), the current Effective Interest Rate on Debt % is 2.25% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is MonoAI Technology Co (TSE:5240) Overvalued in 2026?

Based on GuruFocus' analysis, MonoAI Technology Co stock appears to be undervalued. The current stock price of 円206.00 is trading 56.2% below its estimated GF Value™ of 円470.37. GuruFocus considers MonoAI Technology Co to be Significantly Undervalued.

Key valuation signals for TSE:5240:

  • Effective Interest Rate on Debt %: 2.25%
  • GF Value™: 円470.37 vs. price of 円206.00 (56.2% below fair value)
  • GF Score™: 62/100 with 1 warning sign

No single metric tells the full story. See the TSE:5240 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


MonoAI Technology Co Business Description

Address 1-8-1 Sannomiya-cho, Room 34, 3rd Floor, San Plaza, Chuo-ku, Hyogo, Kobe, JPN, 650?0021
MonoAI Technology Co Ltd operates an extended reality (XR) business. The group's services are divided into metaverse services, XR event services, and XR peripheral services. Its products and service offerings include XR Cloud, a metaverse platform that allows simultaneous connection by anyone, anywhere; monoXR, which provides XR-related services such as creating a metaverse space specializing in an online game and producing VR and AR content; monoQA, which provides QA services using test automation; and Monobit Engine, a communications library that can be used for the development and operation of online games and network applications. In addition, the group also offers AI implementation support services.
62GF Score

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Effective Interest Rate on Debt % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

円206.00
Price
円470.37
GF Value