Umenohana Group Co (TSE:7604) Effective Interest Rate on Debt %: 1.24% (As of Apr. 2026)

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TSE:7604 Umenohana Group Co Ltd TSE:7604
53 GF Score
Price 円901.00
GF Value 円794.05
Valuation Modestly Overvalued
! 6 Warning Signs
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What is Umenohana Group Co Effective Interest Rate on Debt %?

Umenohana Group Co TSE:7604 -0.44% 53 Effective Interest Rate on Debt % is 1.24% as of Apr. 2026. GuruFocus rates TSE:7604 with a GF Score™ of 53/100 and a GF Value™ of 円794.05 (Modestly Overvalued). The stock has 6 warning signs investors should review.

Effective Interest Rate on Debt % is the usage rate that a borrower actually pays on a debt. It is calculated as the positive value of Interest Expense divided by its average total debt. Total debt equals to Long-Term Debt & Capital Lease Obligation plus Short-Term Debt & Capital Lease Obligation. Umenohana Group Co's annualized positive value of Interest Expense for the quarter that ended in Apr. 2026 was 円198 Mil. Umenohana Group Co's average total debt for the quarter that ended in Apr. 2026 was 円16,003 Mil. Therefore, Umenohana Group Co's annualized Effective Interest Rate on Debt % for the quarter that ended in Apr. 2026 was 1.24%.


Umenohana Group Co  (TSE:7604) Effective Interest Rate on Debt % Explanation

Effective Interest Rate on Debt % measures the usage rate that a borrower actually pays on a debt.


Umenohana Group Co Effective Interest Rate on Debt % Related Terms


Umenohana Group Co Effective Interest Rate on Debt % Historical Data

* Premium members only.

The historical data trend for Umenohana Group Co's Effective Interest Rate on Debt % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Umenohana Group Co Effective Interest Rate on Debt % Chart

Umenohana Group Co Annual Data
Trend Sep16 Sep17 Sep18 Apr20 Apr21 Apr22 Apr23 Apr24 Apr25 Apr26
Effective Interest Rate on Debt %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.39 0.40 0.45 0.77 1.15

Umenohana Group Co Semi-Annual Data
Mar16 Sep16 Mar17 Sep17 Mar18 Sep18 Oct19 Apr20 Oct20 Apr21 Oct21 Apr22 Oct22 Apr23 Oct23 Apr24 Oct24 Apr25 Oct25 Apr26
Effective Interest Rate on Debt % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.46 0.66 0.85 1.03 1.24

TSE:7604 vs MCD, SBUX, YUM: Effective Interest Rate on Debt % Comparison

For the Restaurants subindustry, Umenohana Group Co's Effective Interest Rate on Debt %, along with its competitors' market caps and Effective Interest Rate on Debt % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Umenohana Group Co Effective Interest Rate on Debt % vs Restaurants Industry

For the Restaurants industry and Consumer Cyclical sector, Umenohana Group Co's Effective Interest Rate on Debt % distribution charts can be found below:

* The bar in red indicates where Umenohana Group Co's Effective Interest Rate on Debt % falls into.


TSE:7604
53GF Score
Umenohana Group Co Ltd TSE:7604
Effective Interest Rate on Debt % is just one metric. See GF Score™, valuation, warning signs, and more.
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Umenohana Group Co Effective Interest Rate on Debt % Calculation

Umenohana Group Co's annualized Effective Interest Rate on Debt % for the fiscal year that ended in Apr. 2026 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (A: Apr. 2025 )+Total Debt  (A: Apr. 2026 ))/ count )
=-1  *  -184.476/( (16581.334+15444.658)/ 2 )
=-1  *  -184.476/16012.996
=1.15 %

where

Total Debt  (A: Apr. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=10357.65 + 6223.684
=16581.334

Total Debt  (A: Apr. 2026 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=8501.986 + 6942.672
=15444.658

Umenohana Group Co's annualized Effective Interest Rate on Debt % for the quarter that ended in Apr. 2026 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (Q: Oct. 2025 )+Total Debt  (Q: Apr. 2026 ))/ count )
=-1  *  -198.028/( (16561.144+15444.658)/ 2 )
=-1  *  -198.028/16002.901
=1.24 %

where

Total Debt  (Q: Oct. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=9198.512 + 7362.632
=16561.144

Total Debt  (Q: Apr. 2026 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=8501.986 + 6942.672
=15444.658

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Effective Interest Rate on Debt %, the Interest Expense of the last fiscal year and the average total debt over the fiscal year are used. In calculating the quarterly data, the Interest Expense data used here is two times the semi-annual (Apr. 2026) interest expense data. Effective Interest Rate on Debt % is displayed in the 30-year financial page.

What does a Effective Interest Rate on Debt % of 1.24% mean?
Umenohana Group Co (TSE:7604) has a Effective Interest Rate on Debt % of 1.24% as of Apr. 2026. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Umenohana Group Co and its competitors.
Is Umenohana Group Co's Effective Interest Rate on Debt % too high?
Umenohana Group Co's current Effective Interest Rate on Debt % is 1.24%. Overall, Umenohana Group Co has a GF Score™ of 53/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Umenohana Group Co's Effective Interest Rate on Debt % compare to MCD and SBUX?
Umenohana Group Co's Effective Interest Rate on Debt % of 1.24% can be compared against companies in the Restaurants industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Effective Interest Rate on Debt % for a Restaurants company?
A good Effective Interest Rate on Debt % depends on the Restaurants industry context. However, Effective Interest Rate on Debt % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Effective Interest Rate on Debt % mean?
A high Effective Interest Rate on Debt % can signal that a stock is expensive relative to its fundamentals. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Umenohana Group Co and its competitors. Umenohana Group Co's current Effective Interest Rate on Debt % is 1.24%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Umenohana Group Co stock overvalued right now?
Based on GuruFocus' analysis, Umenohana Group Co (TSE:7604) is currently considered Modestly Overvalued. The stock's GF Value™ is 円794.05, compared to a current price of 円901.00 — trading 13.5% above its estimated fair value. The current Effective Interest Rate on Debt % is 1.24%. Umenohana Group Co's overall GF Score™ is 53/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Effective Interest Rate on Debt % calculated?
Effective Interest Rate on Debt % is calculated from a company's financial statements. For Umenohana Group Co (TSE:7604), the current Effective Interest Rate on Debt % is 1.24% as of Apr. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Umenohana Group Co (TSE:7604) Overvalued in 2026?

Based on GuruFocus' analysis, Umenohana Group Co stock appears to be overvalued. The current stock price of 円901.00 is trading 13.5% above its estimated GF Value™ of 円794.05. GuruFocus considers Umenohana Group Co to be Modestly Overvalued.

Key valuation signals for TSE:7604:

  • Effective Interest Rate on Debt %: 1.24%
  • GF Value™: 円794.05 vs. price of 円901.00 (13.5% above fair value)
  • GF Score™: 53/100 with 6 warning signs

No single metric tells the full story. See the TSE:7604 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Umenohana Group Co Business Description

Address 146 Tenjincho, Fukuoka, Kurume, JPN, 830-0033
Umenohana Group Co Ltd formerly, Umenohana Co Ltd owns and operates restaurants in Japan. The company operates a tofu restaurant chain. It offers dishes using tofu and yuba; China Unenohana, a Chinese restaurant; and Kanishige, a crab restaurant. It offers bean curd skin and bean curd course dishes, drinks, crab course dishes, Chinese course dishes and Chinese delicatessens. The company provides sushi, rice, Shao-Mai, fried bean curd skin and wheat gluten.
53GF Score

Get the complete analysis for TSE:7604

Effective Interest Rate on Debt % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

円901.00
Price
円794.05
GF Value