Crossfor Co (TSE:7810) Effective Interest Rate on Debt %: 1.65% (As of Jan. 2026)

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TSE:7810 Crossfor Co Ltd TSE:7810
57 GF Score
Price 円146.00
GF Value 円255.92
Valuation Possible Value Trap
! 4 Warning Signs
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What is Crossfor Co Effective Interest Rate on Debt %?

Crossfor Co TSE:7810 57 Effective Interest Rate on Debt % is 1.65% as of Jan. 2026. GuruFocus rates TSE:7810 with a GF Score™ of 57/100 and a GF Value™ of 円255.92 (Possible Value Trap). The stock has 4 warning signs investors should review.

Effective Interest Rate on Debt % is the usage rate that a borrower actually pays on a debt. It is calculated as the positive value of Interest Expense divided by its average total debt. Total debt equals to Long-Term Debt & Capital Lease Obligation plus Short-Term Debt & Capital Lease Obligation. Crossfor Co's annualized positive value of Interest Expense for the quarter that ended in Jan. 2026 was 円56 Mil. Crossfor Co's average total debt for the quarter that ended in Jan. 2026 was 円3,371 Mil. Therefore, Crossfor Co's annualized Effective Interest Rate on Debt % for the quarter that ended in Jan. 2026 was 1.65%.


Crossfor Co  (TSE:7810) Effective Interest Rate on Debt % Explanation

Effective Interest Rate on Debt % measures the usage rate that a borrower actually pays on a debt.


Crossfor Co Effective Interest Rate on Debt % Related Terms


Crossfor Co Effective Interest Rate on Debt % Historical Data

* Premium members only.

The historical data trend for Crossfor Co's Effective Interest Rate on Debt % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Crossfor Co Effective Interest Rate on Debt % Chart

Crossfor Co Annual Data
Trend Jul16 Jul17 Jul18 Jul19 Jul20 Jul21 Jul22 Jul23 Jul24 Jul25
Effective Interest Rate on Debt %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.59 0.85 0.80 0.90 1.22

Crossfor Co Quarterly Data
Apr21 Jul21 Oct21 Jan22 Apr22 Jul22 Oct22 Jan23 Apr23 Jul23 Oct23 Jan24 Apr24 Jul24 Jan25 Apr25 Jul25 Oct25 Jan26 Apr26
Effective Interest Rate on Debt % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 1.33 1.33 1.57 1.65 1.50

TSE:7810 vs TPR: Effective Interest Rate on Debt % Comparison

For the Luxury Goods subindustry, Crossfor Co's Effective Interest Rate on Debt %, along with its competitors' market caps and Effective Interest Rate on Debt % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Crossfor Co Effective Interest Rate on Debt % vs Retail - Cyclical Industry

For the Retail - Cyclical industry and Consumer Cyclical sector, Crossfor Co's Effective Interest Rate on Debt % distribution charts can be found below:

* The bar in red indicates where Crossfor Co's Effective Interest Rate on Debt % falls into.


TSE:7810
57GF Score
Crossfor Co Ltd TSE:7810
Effective Interest Rate on Debt % is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Crossfor Co Effective Interest Rate on Debt % Calculation

Crossfor Co's annualized Effective Interest Rate on Debt % for the fiscal year that ended in Jul. 2025 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (A: Jul. 2024 )+Total Debt  (A: Jul. 2025 ))/ count )
=-1  *  -37.58/( (3191.232+2986.751)/ 2 )
=-1  *  -37.58/3088.9915
=1.22 %

where

Total Debt  (A: Jul. 2024 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=1877.528 + 1313.704
=3191.232

Total Debt  (A: Jul. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=1501.574 + 1485.177
=2986.751

Crossfor Co's annualized Effective Interest Rate on Debt % for the quarter that ended in Jan. 2026 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (Q: Oct. 2025 )+Total Debt  (Q: Jan. 2026 ))/ count )
=-1  *  -55.596/( (2943.101+3798.857)/ 2 )
=-1  *  -55.596/3370.979
=1.65 %

where

Total Debt  (Q: Oct. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=1432.241 + 1510.86
=2943.101

Total Debt  (Q: Jan. 2026 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=2253.909 + 1544.948
=3798.857

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Effective Interest Rate on Debt %, the Interest Expense of the last fiscal year and the average total debt over the fiscal year are used. In calculating the quarterly data, the Interest Expense data used here is four times the quarterly (Jan. 2026) interest expense data. Effective Interest Rate on Debt % is displayed in the 30-year financial page.

What does a Effective Interest Rate on Debt % of 1.65% mean?
Crossfor Co (TSE:7810) has a Effective Interest Rate on Debt % of 1.65% as of Jan. 2026. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Crossfor Co and its competitors.
Is Crossfor Co's Effective Interest Rate on Debt % too high?
Crossfor Co's current Effective Interest Rate on Debt % is 1.65%. Overall, Crossfor Co has a GF Score™ of 57/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does Crossfor Co's Effective Interest Rate on Debt % compare to TPR?
Crossfor Co's Effective Interest Rate on Debt % of 1.65% can be compared against companies in the Retail - Cyclical industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Effective Interest Rate on Debt % for a Retail - Cyclical company?
A good Effective Interest Rate on Debt % depends on the Retail - Cyclical industry context. However, Effective Interest Rate on Debt % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Effective Interest Rate on Debt % mean?
A high Effective Interest Rate on Debt % can signal that a stock is expensive relative to its fundamentals. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Crossfor Co and its competitors. Crossfor Co's current Effective Interest Rate on Debt % is 1.65%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Crossfor Co stock overvalued right now?
Based on GuruFocus' analysis, Crossfor Co (TSE:7810) is currently considered Possible Value Trap. The stock's GF Value™ is 円255.92, compared to a current price of 円146.00 — trading 43% below its estimated fair value. The current Effective Interest Rate on Debt % is 1.65%. Crossfor Co's overall GF Score™ is 57/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Effective Interest Rate on Debt % calculated?
Effective Interest Rate on Debt % is calculated from a company's financial statements. For Crossfor Co (TSE:7810), the current Effective Interest Rate on Debt % is 1.65% as of Jan. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Crossfor Co (TSE:7810) Overvalued in 2026?

Based on GuruFocus' analysis, Crossfor Co stock appears to be undervalued. The current stock price of 円146.00 is trading 43% below its estimated GF Value™ of 円255.92. GuruFocus considers Crossfor Co to be Possible Value Trap.

Key valuation signals for TSE:7810:

  • Effective Interest Rate on Debt %: 1.65%
  • GF Value™: 円255.92 vs. price of 円146.00 (43% below fair value)
  • GF Score™: 57/100 with 4 warning signs

No single metric tells the full story. See the TSE:7810 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Crossfor Co Business Description

Address 11-4, Kokubo 7-chome, Yamanashi Prefecture, Kofu, JPN, 400-0043
Crossfor Co Ltd is engaged in wholesaling, manufacturing, and developing jewelry and other accessories. It produces necklaces, bracelets, watches, clocks, and other products.
57GF Score

Get the complete analysis for TSE:7810

Effective Interest Rate on Debt % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

円146.00
Price
円255.92
GF Value