TSUSF (Tsuruha Holdings) Effective Interest Rate on Debt %: 2.58% (As of Feb. 2026)


TSUSF Tsuruha Holdings Inc TSUSF
67 GF Score
Price $17.25
GF Value $20.72
! 5 Warning Signs
View Full Analysis

What is Tsuruha Holdings Effective Interest Rate on Debt %?

Tsuruha Holdings TSUSF 67 Effective Interest Rate on Debt % is 2.58% as of Feb. 2026. GuruFocus rates TSUSF with a GF Score™ of 67/100 and a GF Value™ of $20.72. The stock has 5 warning signs investors should review.

Effective Interest Rate on Debt % is the usage rate that a borrower actually pays on a debt. It is calculated as the positive value of Interest Expense divided by its average total debt. Total debt equals to Long-Term Debt & Capital Lease Obligation plus Short-Term Debt & Capital Lease Obligation. Tsuruha Holdings's annualized positive value of Interest Expense for the quarter that ended in Feb. 2026 was $24 Mil. Tsuruha Holdings's average total debt for the quarter that ended in Feb. 2026 was $936 Mil. Therefore, Tsuruha Holdings's annualized Effective Interest Rate on Debt % for the quarter that ended in Feb. 2026 was 2.58%.


Tsuruha Holdings  (OTCPK:TSUSF) Effective Interest Rate on Debt % Explanation

Effective Interest Rate on Debt % measures the usage rate that a borrower actually pays on a debt.


Tsuruha Holdings Effective Interest Rate on Debt % Related Terms


Tsuruha Holdings Effective Interest Rate on Debt % Historical Data

* Premium members only.

The historical data trend for Tsuruha Holdings's Effective Interest Rate on Debt % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Tsuruha Holdings Effective Interest Rate on Debt % Chart

Tsuruha Holdings Annual Data
Trend May16 May17 May18 May19 May20 May21 May22 May23 May24 Feb26
Effective Interest Rate on Debt %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 2.51 1.58 2.28 2.76 1.94

Tsuruha Holdings Quarterly Data
Aug21 Nov21 Feb22 May22 Aug22 Nov22 Feb23 May23 Aug23 Nov23 Feb24 May24 Aug24 Nov24 Feb25 May25 Aug25 Nov25 Feb26 May26
Effective Interest Rate on Debt % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 3.34 3.40 3.02 2.58 2.24

Tsuruha Holdings Effective Interest Rate on Debt % Competitor Comparison

For the Pharmaceutical Retailers subindustry, Tsuruha Holdings's Effective Interest Rate on Debt %, along with its competitors' market caps and Effective Interest Rate on Debt % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Tsuruha Holdings Effective Interest Rate on Debt % vs Healthcare Providers & Services Industry

For the Healthcare Providers & Services industry and Healthcare sector, Tsuruha Holdings's Effective Interest Rate on Debt % distribution charts can be found below:

* The bar in red indicates where Tsuruha Holdings's Effective Interest Rate on Debt % falls into.


TSUSF
67GF Score
Tsuruha Holdings Inc TSUSF
Effective Interest Rate on Debt % is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Tsuruha Holdings Effective Interest Rate on Debt % Calculation

Tsuruha Holdings's annualized Effective Interest Rate on Debt % for the fiscal year that ended in Feb. 2026 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (A: May. 2024 )+Total Debt  (A: Feb. 2026 ))/ count )
=-1  *  -16.183/( (321.032+1344.197)/ 2 )
=-1  *  -16.183/832.6145
=1.94 %

where

Total Debt  (A: May. 2024 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=265.62 + 55.412
=321.032

Total Debt  (A: Feb. 2026 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=998.03 + 346.167
=1344.197

Tsuruha Holdings's annualized Effective Interest Rate on Debt % for the quarter that ended in Feb. 2026 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (Q: Nov. 2025 )+Total Debt  (Q: Feb. 2026 ))/ count )
=-1  *  -24.164/( (528.08+1344.197)/ 2 )
=-1  *  -24.164/936.1385
=2.58 %

where

Total Debt  (Q: Nov. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=363.617 + 164.463
=528.08

Total Debt  (Q: Feb. 2026 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=998.03 + 346.167
=1344.197

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Effective Interest Rate on Debt %, the Interest Expense of the last fiscal year and the average total debt over the fiscal year are used. In calculating the quarterly data, the Interest Expense data used here is four times the quarterly (Feb. 2026) interest expense data. Effective Interest Rate on Debt % is displayed in the 30-year financial page.

What does a Effective Interest Rate on Debt % of 2.58% mean?
Tsuruha Holdings (TSUSF) has a Effective Interest Rate on Debt % of 2.58% as of Feb. 2026. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Tsuruha Holdings and its competitors.
Is Tsuruha Holdings' Effective Interest Rate on Debt % too high?
Tsuruha Holdings' current Effective Interest Rate on Debt % is 2.58%. Overall, Tsuruha Holdings has a GF Score™ of 67/100, reflecting its overall financial health beyond just this single metric.
How does Tsuruha Holdings' Effective Interest Rate on Debt % compare to competitors?
Tsuruha Holdings' Effective Interest Rate on Debt % of 2.58% can be compared against companies in the Healthcare Providers & Services industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Effective Interest Rate on Debt % for a Healthcare Providers & Services company?
A good Effective Interest Rate on Debt % depends on the Healthcare Providers & Services industry context. However, Effective Interest Rate on Debt % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Effective Interest Rate on Debt % mean?
A high Effective Interest Rate on Debt % can signal that a stock is expensive relative to its fundamentals. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Tsuruha Holdings and its competitors. Tsuruha Holdings's current Effective Interest Rate on Debt % is 2.58%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Tsuruha Holdings stock overvalued right now?
Tsuruha Holdings (TSUSF) has a current Effective Interest Rate on Debt % of 2.58%. The stock's GF Value™ is $20.72, compared to a current price of $17.25 — trading 16.7% below its estimated fair value. The current Effective Interest Rate on Debt % is 2.58%. Tsuruha Holdings' overall GF Score™ is 67/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Effective Interest Rate on Debt % calculated?
Effective Interest Rate on Debt % is calculated from a company's financial statements. For Tsuruha Holdings (TSUSF), the current Effective Interest Rate on Debt % is 2.58% as of Feb. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Tsuruha Holdings (TSUSF) Overvalued in 2026?

Based on GuruFocus' analysis, Tsuruha Holdings stock appears to be undervalued. The current stock price of $17.25 is trading 16.7% below its estimated GF Value™ of $20.72.

Key valuation signals for TSUSF:

  • Effective Interest Rate on Debt %: 2.58%
  • GF Value™: $20.72 vs. price of $17.25 (16.7% below fair value)
  • GF Score™: 67/100 with 5 warning signs

No single metric tells the full story. See the TSUSF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Tsuruha Holdings Business Description

Other Exchanges 3391:Japan
Address Kita 24-jo Higashi 20-chome, Higashi-ku, Sapporo, JPN, 065-0024
Tsuruha Holdings Inc manages pharmaceutical companies in Japan, where the drugstore business is the core of their operations. The company generates revenue through selling prescription and over-the-counter drugs, medical supplies, nursing care products, discount cosmetics, health products, and a miscellaneous assortment of general merchandise. It also provides blood testing services, disease prevention solutions, and at-home drug delivery services.
67GF Score

Get the complete analysis for TSUSF

Effective Interest Rate on Debt % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$17.25
Price
$20.72
GF Value