TSUSF (Tsuruha Holdings) Interest Coverage: 23.95 (As of Feb. 2026) — 69% Below Median


TSUSF Tsuruha Holdings Inc TSUSF
69 GF Score
Price $17.25
GF Value $22.33
! 5 Warning Signs
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What is Tsuruha Holdings Interest Coverage?

Tsuruha Holdings TSUSF 69 Interest Coverage is 23.95 as of Feb. 2026, which is 69% below its 10-year median of 77.92. GuruFocus rates TSUSF with a GF Score™ of 69/100 and a GF Value™ of $22.33. The stock has 5 warning signs investors should review. Among 453 Healthcare Providers & Services companies, Tsuruha Holdings ranks better than 72.19% on this metric.

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income by its Interest Expense. Tsuruha Holdings's Operating Income for the three months ended in Feb. 2026 was $145 Mil. Tsuruha Holdings's Interest Expense for the three months ended in Feb. 2026 was $-6 Mil. Tsuruha Holdings's interest coverage for the quarter that ended in Feb. 2026 was 23.95. The higher the ratio, the stronger the company's financial strength is.

The historical rank and industry rank for Tsuruha Holdings's Interest Coverage or its related term are showing as below:

TSUSF' s Interest Coverage Range Over the Past 10 Years
Min: 25.12   Med: 77.92   Max: 132.26
Current: 25.12


TSUSF's Interest Coverage is ranked better than
72.19% of 453 companies
in the Healthcare Providers & Services industry
Industry Median: 7.98 vs TSUSF: 25.12

Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.


Tsuruha Holdings  (OTCPK:TSUSF) Interest Coverage Explanation

Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.

Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .


Tsuruha Holdings Interest Coverage Related Terms


Tsuruha Holdings Interest Coverage Historical Data

* Premium members only.

The historical data trend for Tsuruha Holdings's Interest Coverage can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.

Tsuruha Holdings Interest Coverage Chart

Tsuruha Holdings Annual Data
Trend May16 May17 May18 May19 May20 May21 May22 May23 May24 Feb26
Interest Coverage
Get a 7-Day Free Trial Premium Member Only Premium Member Only 76.30 50.59 35.03 30.37 25.12

Tsuruha Holdings Quarterly Data
May21 Aug21 Nov21 Feb22 May22 Aug22 Nov22 Feb23 May23 Aug23 Nov23 Feb24 May24 Aug24 Nov24 Feb25 May25 Aug25 Nov25 Feb26
Interest Coverage Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 17.97 24.99 30.85 21.85 23.95

Tsuruha Holdings Interest Coverage Competitor Comparison

For the Pharmaceutical Retailers subindustry, Tsuruha Holdings's Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Tsuruha Holdings Interest Coverage vs Healthcare Providers & Services Industry

For the Healthcare Providers & Services industry and Healthcare sector, Tsuruha Holdings's Interest Coverage distribution charts can be found below:

* The bar in red indicates where Tsuruha Holdings's Interest Coverage falls into.


TSUSF
69GF Score
Tsuruha Holdings Inc TSUSF
Interest Coverage is just one metric. See GF Score™, valuation, warning signs, and more.
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Tsuruha Holdings Interest Coverage Calculation

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:

If Interest Expense is negative and Operating Income is positive, then

Interest Coverage=-1* Operating Income /Interest Expense

Else if Interest Expense is negative and Operating Income is negative, then

The company did not have earnings to cover the interest expense.

Else if Interest Expense is 0 and Long-Term Debt & Capital Lease Obligation is 0, then

The company had no debt (1).


Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.

Tsuruha Holdings's Interest Coverage for the fiscal year that ended in Feb. 2026 is calculated as

Here, for the fiscal year that ended in Feb. 2026, Tsuruha Holdings's Interest Expense was $-16 Mil. Its Operating Income was $406 Mil. And its Long-Term Debt & Capital Lease Obligation was $998 Mil.

Interest Coverage=-1* Operating Income (A: Feb. 2026 )/Interest Expense (A: Feb. 2026 )
=-1*406.443/-16.183
=25.12

Tsuruha Holdings's Interest Coverage for the quarter that ended in Feb. 2026 is calculated as

Here, for the three months ended in Feb. 2026, Tsuruha Holdings's Interest Expense was $-6 Mil. Its Operating Income was $145 Mil. And its Long-Term Debt & Capital Lease Obligation was $998 Mil.

Interest Coverage=-1* Operating Income (Q: Feb. 2026 )/Interest Expense (Q: Feb. 2026 )
=-1*144.712/-6.041
=23.95

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

The higher the ratio, the stronger the company's Financial Strength is.

Frequently Asked Questions Learn more about Interest Coverage →
What does a Interest Coverage of 23.95 mean?
Tsuruha Holdings (TSUSF) has a Interest Coverage of 23.95 as of Feb. 2026. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Tsuruha Holdings and its competitors. This is 69% below median its historical median of 77.92. Over the past decade, Tsuruha Holdings' Interest Coverage has ranged from 25.12 to 132.26. According to the industry distribution chart, Tsuruha Holdings ranks #126 out of 453 companies in the Healthcare Providers & Services industry, placing it in the top 27.8%.
Is Tsuruha Holdings' Interest Coverage too high?
Tsuruha Holdings' current Interest Coverage of 23.95 is 69% below median its 10-year median of 77.92. Over the past 10 years, this metric has ranged from a low of 25.12 to a high of 132.26. The Healthcare Providers & Services industry median Interest Coverage is 7.98. Tsuruha Holdings' value of 23.95 is 200.1% above this industry median. Based on the distribution chart, Tsuruha Holdings ranks #126 out of 453 companies in the Healthcare Providers & Services industry, which is above the industry midpoint. Overall, Tsuruha Holdings has a GF Score™ of 69/100, reflecting its overall financial health beyond just this single metric.
How does Tsuruha Holdings' Interest Coverage compare to competitors?
According to the Healthcare Providers & Services industry distribution chart, Tsuruha Holdings ranks #126 out of 453 companies for Interest Coverage. This puts Tsuruha Holdings in the upper half of its industry. The industry median Interest Coverage is 7.98. Tsuruha Holdings' value of 23.95 is 200.1% above this benchmark. Historically, Tsuruha Holdings' own Interest Coverage has ranged from 25.12 to 132.26 over the past decade. While the company's 10-year median is 77.92 vs. the industry median of 7.98, Tsuruha Holdings has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Coverage for a Healthcare Providers & Services company?
The median Interest Coverage among Healthcare Providers & Services companies is 7.98, based on 453 companies in the industry. Companies in the top quartile (top 25%) have a Interest Coverage significantly above this median, while those in the bottom quartile fall well below. However, Interest Coverage should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Tsuruha Holdings's current Interest Coverage of 23.95 is 200.1% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Coverage mean?
A high Interest Coverage can signal that a stock is expensive relative to its fundamentals. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Tsuruha Holdings and its competitors. For the Healthcare Providers & Services industry, the median Interest Coverage is 7.98 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Tsuruha Holdings's current Interest Coverage is 23.95, which is 69% below median its own 10-year median of 77.92. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Tsuruha Holdings stock overvalued right now?
Tsuruha Holdings (TSUSF) has a current Interest Coverage of 23.95. The stock's GF Value™ is $22.33, compared to a current price of $17.25 — trading 22.7% below its estimated fair value. The current Interest Coverage is 23.95, which is 69% below median its 10-year median of 77.92 and 200.1% above the Healthcare Providers & Services industry median of 7.98. Tsuruha Holdings' overall GF Score™ is 69/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Coverage calculated?
Interest Coverage is calculated from a company's financial statements. For Tsuruha Holdings (TSUSF), the current Interest Coverage is 23.95 as of Feb. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Tsuruha Holdings (TSUSF) Overvalued in 2026?

Based on GuruFocus' analysis, Tsuruha Holdings stock appears to be undervalued. The current stock price of $17.25 is trading 22.7% below its estimated GF Value™ of $22.33.

Key valuation signals for TSUSF:

  • Interest Coverage: 23.95 (69% below median its 10-year median of 77.92)
  • GF Value™: $22.33 vs. price of $17.25 (22.7% below fair value)
  • GF Score™: 69/100 with 5 warning signs
  • Industry Position: 200.1% above the Healthcare Providers & Services median (#126 of 453)

No single metric tells the full story. See the TSUSF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Tsuruha Holdings Business Description

Other Exchanges 3391:Japan
Address Kita 24-jo Higashi 20-chome, Higashi-ku, Sapporo, JPN, 065-0024
Tsuruha Holdings Inc manages pharmaceutical companies in Japan, where the drugstore business is the core of their operations. The company generates revenue through selling prescription and over-the-counter drugs, medical supplies, nursing care products, discount cosmetics, health products, and a miscellaneous assortment of general merchandise. It also provides blood testing services, disease prevention solutions, and at-home drug delivery services.
69GF Score

Get the complete analysis for TSUSF

Interest Coverage is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$17.25
Price
$22.33
GF Value