Information Services (TSX:ISC) Effective Interest Rate on Debt %: 8.88% (As of Mar. 2026)


TSX:ISC Information Services Corp TSX:ISC
86 GF Score
Price C$51.20
GF Value C$30.61
Valuation Significantly Overvalued
! 9 Warning Signs
View Full Analysis

What is Information Services Effective Interest Rate on Debt %?

Information Services TSX:ISC +0.43% 86 Effective Interest Rate on Debt % is 8.88% as of Mar. 2026. GuruFocus rates TSX:ISC with a GF Score™ of 86/100 and a GF Value™ of C$30.61 (Significantly Overvalued). The stock has 9 warning signs investors should review.

Effective Interest Rate on Debt % is the usage rate that a borrower actually pays on a debt. It is calculated as the positive value of Interest Expense divided by its average total debt. Total debt equals to Long-Term Debt & Capital Lease Obligation plus Short-Term Debt & Capital Lease Obligation. Information Services's annualized positive value of Interest Expense for the quarter that ended in Mar. 2026 was C$14.6 Mil. Information Services's average total debt for the quarter that ended in Mar. 2026 was C$163.8 Mil. Therefore, Information Services's annualized Effective Interest Rate on Debt % for the quarter that ended in Mar. 2026 was 8.88%.


Information Services  (TSX:ISC) Effective Interest Rate on Debt % Explanation

Effective Interest Rate on Debt % measures the usage rate that a borrower actually pays on a debt.


Information Services Effective Interest Rate on Debt % Related Terms


Information Services Effective Interest Rate on Debt % Historical Data

* Premium members only.

The historical data trend for Information Services's Effective Interest Rate on Debt % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Information Services Effective Interest Rate on Debt % Chart

Information Services Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Effective Interest Rate on Debt %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 4.16 5.83 10.95 12.63 10.19

Information Services Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Effective Interest Rate on Debt % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 10.56 10.48 9.82 8.86 8.88

TSX:ISC vs CTAS, CPRT, GPN: Effective Interest Rate on Debt % Comparison

For the Specialty Business Services subindustry, Information Services's Effective Interest Rate on Debt %, along with its competitors' market caps and Effective Interest Rate on Debt % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Information Services Effective Interest Rate on Debt % vs Business Services Industry

For the Business Services industry and Industrials sector, Information Services's Effective Interest Rate on Debt % distribution charts can be found below:

* The bar in red indicates where Information Services's Effective Interest Rate on Debt % falls into.


TSX:ISC
86GF Score
Information Services Corp TSX:ISC
Effective Interest Rate on Debt % is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Information Services Effective Interest Rate on Debt % Calculation

Information Services's annualized Effective Interest Rate on Debt % for the fiscal year that ended in Dec. 2025 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (A: Dec. 2024 )+Total Debt  (A: Dec. 2025 ))/ count )
=-1  *  -17.328/( (174.648+165.563)/ 2 )
=-1  *  -17.328/170.1055
=10.19 %

where

Total Debt  (A: Dec. 2024 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=172.96 + 1.688
=174.648

Total Debt  (A: Dec. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=163.196 + 2.367
=165.563

Information Services's annualized Effective Interest Rate on Debt % for the quarter that ended in Mar. 2026 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (Q: Dec. 2025 )+Total Debt  (Q: Mar. 2026 ))/ count )
=-1  *  -14.552/( (165.563+162.041)/ 2 )
=-1  *  -14.552/163.802
=8.88 %

where

Total Debt  (Q: Dec. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=163.196 + 2.367
=165.563

Total Debt  (Q: Mar. 2026 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=159.659 + 2.382
=162.041

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Effective Interest Rate on Debt %, the Interest Expense of the last fiscal year and the average total debt over the fiscal year are used. In calculating the quarterly data, the Interest Expense data used here is four times the quarterly (Mar. 2026) interest expense data. Effective Interest Rate on Debt % is displayed in the 30-year financial page.

What does a Effective Interest Rate on Debt % of 8.88% mean?
Information Services (TSX:ISC) has a Effective Interest Rate on Debt % of 8.88% as of Mar. 2026. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Information Services and its competitors.
Is Information Services' Effective Interest Rate on Debt % too high?
Information Services' current Effective Interest Rate on Debt % is 8.88%. Overall, Information Services has a GF Score™ of 86/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Information Services' Effective Interest Rate on Debt % compare to CTAS and CPRT?
Information Services' Effective Interest Rate on Debt % of 8.88% can be compared against companies in the Business Services industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Effective Interest Rate on Debt % for a Business Services company?
A good Effective Interest Rate on Debt % depends on the Business Services industry context. However, Effective Interest Rate on Debt % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Effective Interest Rate on Debt % mean?
A high Effective Interest Rate on Debt % can signal that a stock is expensive relative to its fundamentals. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Information Services and its competitors. Information Services's current Effective Interest Rate on Debt % is 8.88%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Information Services stock overvalued right now?
Based on GuruFocus' analysis, Information Services (TSX:ISC) is currently considered Significantly Overvalued. The stock's GF Value™ is C$30.61, compared to a current price of C$51.20 — trading 67.3% above its estimated fair value. The current Effective Interest Rate on Debt % is 8.88%. Information Services' overall GF Score™ is 86/100 with 9 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Effective Interest Rate on Debt % calculated?
Effective Interest Rate on Debt % is calculated from a company's financial statements. For Information Services (TSX:ISC), the current Effective Interest Rate on Debt % is 8.88% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Information Services (TSX:ISC) Overvalued in 2026?

Based on GuruFocus' analysis, Information Services stock appears to be overvalued. The current stock price of C$51.20 is trading 67.3% above its estimated GF Value™ of C$30.61. GuruFocus considers Information Services to be Significantly Overvalued.

Key valuation signals for TSX:ISC:

  • Effective Interest Rate on Debt %: 8.88%
  • GF Value™: C$30.61 vs. price of C$51.20 (67.3% above fair value)
  • GF Score™: 86/100 with 9 warning signs

No single metric tells the full story. See the TSX:ISC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Information Services Business Description

Other Exchanges IRMTF:USA5IS:Germany
Address 10 Research Drive, Suite 300, Regina, SK, CAN, S4S 7J7
Information Services Corp is a Canada-based provider of registry and information management services for public data and records. The company has three segments namely Registry Operations, Services and Technology Solutions. The Registries segment involves the provision of registry and information services and solutions to governments and private sector organizations. The Services segment provides products and services that utilize public records and data to provide value to customers in the financial and legal sectors. Technology Solutions provides the development, delivery and support of registry (and related) technology solutions. The company derives maximum revenue from Registry Operations segment.
86GF Score

Get the complete analysis for TSX:ISC

Effective Interest Rate on Debt % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

C$51.20
Price
C$30.61
GF Value