Effective Interest Rate on Debt % is the usage rate that a borrower actually pays on a debt. It is calculated as the positive value of Interest Expense divided by its average total debt. Total debt equals to Long-Term Debt & Capital Lease Obligation plus Short-Term Debt & Capital Lease Obligation. Morgan Stanley's annualized positive value of Interest Expense for the quarter that ended in Mar. 2026 was C$68,984 Mil. Morgan Stanley's average total debt for the quarter that ended in Mar. 2026 was C$526,023 Mil. Therefore, Morgan Stanley's annualized Effective Interest Rate on Debt % for the quarter that ended in Mar. 2026 was 13.11%.
Morgan Stanley (TSX:MS) Effective Interest Rate on Debt % Explanation
Effective Interest Rate on Debt % measures the usage rate that a borrower actually pays on a debt.
Morgan Stanley Effective Interest Rate on Debt % Related Terms
Morgan Stanley Effective Interest Rate on Debt % Historical Data
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The historical data trend for Morgan Stanley's Effective Interest Rate on Debt % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Morgan Stanley Effective Interest Rate on Debt % Chart
TSX:MS vs GS, SCHW, HOOD: Effective Interest Rate on Debt % Comparison
For the Capital Markets subindustry, Morgan Stanley's Effective Interest Rate on Debt %, along with its competitors' market caps and Effective Interest Rate on Debt % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Morgan Stanley Effective Interest Rate on Debt % vs Capital Markets Industry
For the Capital Markets industry and Financial Services sector, Morgan Stanley's Effective Interest Rate on Debt % distribution charts can be found below:
* The bar in red indicates where Morgan Stanley's Effective Interest Rate on Debt % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual Effective Interest Rate on Debt %, the Interest Expense of the last fiscal year and the average total debt over the fiscal year are used. In calculating the quarterly data,
the Interest Expense data used here is four times the quarterly (Mar. 2026) interest expense data.
Effective Interest Rate on Debt % is displayed in the 30-year financial page.
What does a Effective Interest Rate on Debt % of 13.11% mean?
Morgan Stanley (TSX:MS) has a Effective Interest Rate on Debt % of 13.11% as of Mar. 2026. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Morgan Stanley and its competitors.
Is Morgan Stanley's Effective Interest Rate on Debt % too high?
Morgan Stanley's current Effective Interest Rate on Debt % is 13.11%. Overall, Morgan Stanley has a GF Score™ of 57/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Morgan Stanley's Effective Interest Rate on Debt % compare to GS and SCHW?
Morgan Stanley's Effective Interest Rate on Debt % of 13.11% can be compared against companies in the Capital Markets industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Effective Interest Rate on Debt % for a Capital Markets company?
A good Effective Interest Rate on Debt % depends on the Capital Markets industry context. However, Effective Interest Rate on Debt % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Effective Interest Rate on Debt % mean?
A high Effective Interest Rate on Debt % can signal that a stock is expensive relative to its fundamentals. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Morgan Stanley and its competitors. Morgan Stanley's current Effective Interest Rate on Debt % is 13.11%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Morgan Stanley stock overvalued right now?
Based on GuruFocus' analysis, Morgan Stanley (TSX:MS) is currently considered Significantly Overvalued. The stock's GF Value™ is C$30.18, compared to a current price of C$42.36 — trading 40.4% above its estimated fair value. The current Effective Interest Rate on Debt % is 13.11%. Morgan Stanley's overall GF Score™ is 57/100 with 8 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Effective Interest Rate on Debt % calculated?
Effective Interest Rate on Debt % is calculated from a company's financial statements. For Morgan Stanley (TSX:MS), the current Effective Interest Rate on Debt % is 13.11% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Morgan Stanley (TSX:MS) Overvalued in 2026?
Based on GuruFocus' analysis, Morgan Stanley stock appears to be overvalued.
The current stock price of C$42.36 is trading 40.4% above its estimated GF Value™ of C$30.18.
GuruFocus considers Morgan Stanley to be Significantly Overvalued.
Key valuation signals for TSX:MS:
Effective Interest Rate on Debt %: 13.11%
GF Value™: C$30.18 vs. price of C$42.36 (40.4% above fair value)
No single metric tells the full story. See the TSX:MS stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Morgan Stanley is a massive global financial services firm, with offices in 42 countries and more than 82,000 employees as of year-end 2025. The firm cut its teeth in investment banking and institutional trading, where it maintains a strong presence today, but generates the lion share of its income from wealth and asset management franchises, where it boasted $9.3 trillion in client assets at the end of 2025. After reincorporation as a bank holding company in the wake of the global financial crisis, Morgan Stanley also boasts a top 10 banking franchise by deposits, with more than $400 billion in customer deposits, predominately attributable to cash sweeps from its wealth management and brokerage businesses.
57GF Score
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