UCL (Ucloudlink Group) Effective Interest Rate on Debt %: 2.49% (As of Jun. 2026)

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UCL Ucloudlink Group Inc UCL
48 GF Score
Price $0.40
GF Value $1.40
Valuation Possible Value Trap
! 4 Warning Signs
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What is Ucloudlink Group Effective Interest Rate on Debt %?

Ucloudlink Group UCL -1.23% 48 Effective Interest Rate on Debt % is 2.49% as of Jun. 2026. GuruFocus rates UCL with a GF Score™ of 48/100 and a GF Value™ of $1.40 (Possible Value Trap). The stock has 4 warning signs investors should review.

Effective Interest Rate on Debt % is the usage rate that a borrower actually pays on a debt. It is calculated as the positive value of Interest Expense divided by its average total debt. Total debt equals to Long-Term Debt & Capital Lease Obligation plus Short-Term Debt & Capital Lease Obligation. Ucloudlink Group's annualized positive value of Interest Expense for the quarter that ended in Jun. 2026 was $0.32 Mil. Ucloudlink Group's average total debt for the quarter that ended in Jun. 2026 was $13.01 Mil. Therefore, Ucloudlink Group's annualized Effective Interest Rate on Debt % for the quarter that ended in Jun. 2026 was 2.49%.


Ucloudlink Group  (NAS:UCL) Effective Interest Rate on Debt % Explanation

Effective Interest Rate on Debt % measures the usage rate that a borrower actually pays on a debt.


Ucloudlink Group Effective Interest Rate on Debt % Related Terms


Ucloudlink Group Effective Interest Rate on Debt % Historical Data

* Premium members only.

The historical data trend for Ucloudlink Group's Effective Interest Rate on Debt % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Ucloudlink Group Effective Interest Rate on Debt % Chart

Ucloudlink Group Annual Data
Trend Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Effective Interest Rate on Debt %
Get a 7-Day Free Trial Premium Member Only 5.46 14.14 2.48 2.23 2.07

Ucloudlink Group Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Effective Interest Rate on Debt % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 2.32 0.88 2.59 2.11 2.49

UCL vs ATGN, IOTR, IQST: Effective Interest Rate on Debt % Comparison

For the Telecom Services subindustry, Ucloudlink Group's Effective Interest Rate on Debt %, along with its competitors' market caps and Effective Interest Rate on Debt % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Ucloudlink Group Effective Interest Rate on Debt % vs Telecommunication Services Industry

For the Telecommunication Services industry and Communication Services sector, Ucloudlink Group's Effective Interest Rate on Debt % distribution charts can be found below:

* The bar in red indicates where Ucloudlink Group's Effective Interest Rate on Debt % falls into.


UCL
48GF Score
Ucloudlink Group Inc UCL
Effective Interest Rate on Debt % is just one metric. See GF Score™, valuation, warning signs, and more.
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Ucloudlink Group Effective Interest Rate on Debt % Calculation

Ucloudlink Group's annualized Effective Interest Rate on Debt % for the fiscal year that ended in Dec. 2025 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (A: Dec. 2024 )+Total Debt  (A: Dec. 2025 ))/ count )
=-1  *  -0.196/( (9.897+9.002)/ 2 )
=-1  *  -0.196/9.4495
=2.07 %

where

Total Debt  (A: Dec. 2024 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=1.088 + 8.809
=9.897

Total Debt  (A: Dec. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=2.196 + 6.806
=9.002

Ucloudlink Group's annualized Effective Interest Rate on Debt % for the quarter that ended in Jun. 2026 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (Q: Mar. 2026 )+Total Debt  (Q: Jun. 2026 ))/ count )
=-1  *  -0.324/( (12.234+13.793)/ 2 )
=-1  *  -0.324/13.0135
=2.49 %

where

Total Debt  (Q: Mar. 2026 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=2.109 + 10.125
=12.234

Total Debt  (Q: Jun. 2026 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=3.187 + 10.606
=13.793

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Effective Interest Rate on Debt %, the Interest Expense of the last fiscal year and the average total debt over the fiscal year are used. In calculating the quarterly data, the Interest Expense data used here is four times the quarterly (Jun. 2026) interest expense data. Effective Interest Rate on Debt % is displayed in the 30-year financial page.

What does a Effective Interest Rate on Debt % of 2.49% mean?
Ucloudlink Group (UCL) has a Effective Interest Rate on Debt % of 2.49% as of Jun. 2026. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Ucloudlink Group and its competitors.
Is Ucloudlink Group's Effective Interest Rate on Debt % too high?
Ucloudlink Group's current Effective Interest Rate on Debt % is 2.49%. Overall, Ucloudlink Group has a GF Score™ of 48/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does Ucloudlink Group's Effective Interest Rate on Debt % compare to ATGN and IOTR?
Ucloudlink Group's Effective Interest Rate on Debt % of 2.49% can be compared against companies in the Telecommunication Services industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Effective Interest Rate on Debt % for a Telecommunication Services company?
A good Effective Interest Rate on Debt % depends on the Telecommunication Services industry context. However, Effective Interest Rate on Debt % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Effective Interest Rate on Debt % mean?
A high Effective Interest Rate on Debt % can signal that a stock is expensive relative to its fundamentals. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Ucloudlink Group and its competitors. Ucloudlink Group's current Effective Interest Rate on Debt % is 2.49%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Ucloudlink Group stock overvalued right now?
Based on GuruFocus' analysis, Ucloudlink Group (UCL) is currently considered Possible Value Trap. The stock's GF Value™ is $1.40, compared to a current price of $0.40 — trading 71.2% below its estimated fair value. The current Effective Interest Rate on Debt % is 2.49%. Ucloudlink Group's overall GF Score™ is 48/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Effective Interest Rate on Debt % calculated?
Effective Interest Rate on Debt % is calculated from a company's financial statements. For Ucloudlink Group (UCL), the current Effective Interest Rate on Debt % is 2.49% as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Ucloudlink Group (UCL) Overvalued in 2026?

Based on GuruFocus' analysis, Ucloudlink Group stock appears to be undervalued. The current stock price of $0.40 is trading 71.2% below its estimated GF Value™ of $1.40. GuruFocus considers Ucloudlink Group to be Possible Value Trap.

Key valuation signals for UCL:

  • Effective Interest Rate on Debt %: 2.49%
  • GF Value™: $1.40 vs. price of $0.40 (71.2% below fair value)
  • GF Score™: 48/100 with 4 warning signs

No single metric tells the full story. See the UCL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Ucloudlink Group Business Description

Address 132 Nathan Road, Unit 2214 - Room 1, 22nd Floor, Mira Place Tower A, Tsim Sha Tsui, Kowloon, Hong Kong, HKG
Ucloudlink Group Inc is engaged in the provision of data connectivity services and sales of Wi-Fi terminals and data-related products globally. Its uCloudlink cloud SIM platform is designed for shared mobile data connectivity services by allocating the SIM cards remotely and dynamically to users. Ucloudlink's core business is to provide mobile data connectivity services at competitive prices, which it delivers through a range of hardware products and service solutions to its business partners, retail, and enterprise customers. The main hardware terminals offered by the company include portable Wi-Fi terminals, smartphones, and smart-hardware products for international and local mobile data connectivity services. Geographically, it generates maximum revenue from Japan.
48GF Score

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Effective Interest Rate on Debt % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

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