UTZ (Utz Brands) Effective Interest Rate on Debt %: 3.91% (As of Mar. 2026)


UTZ Utz Brands Inc UTZ
42 GF Score
Price $8.12
GF Value $13.86
Valuation Possible Value Trap
! 6 Warning Signs
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What is Utz Brands Effective Interest Rate on Debt %?

Utz Brands UTZ -1.81% 42 Effective Interest Rate on Debt % is 3.91% as of Mar. 2026. GuruFocus rates UTZ with a GF Score™ of 42/100 and a GF Value™ of $13.86 (Possible Value Trap). The stock has 6 warning signs investors should review.

Effective Interest Rate on Debt % is the usage rate that a borrower actually pays on a debt. It is calculated as the positive value of Interest Expense divided by its average total debt. Total debt equals to Long-Term Debt & Capital Lease Obligation plus Short-Term Debt & Capital Lease Obligation. Utz Brands's annualized positive value of Interest Expense for the quarter that ended in Mar. 2026 was $40 Mil. Utz Brands's average total debt for the quarter that ended in Mar. 2026 was $1,033 Mil. Therefore, Utz Brands's annualized Effective Interest Rate on Debt % for the quarter that ended in Mar. 2026 was 3.91%.


Utz Brands  (NYSE:UTZ) Effective Interest Rate on Debt % Explanation

Effective Interest Rate on Debt % measures the usage rate that a borrower actually pays on a debt.


Utz Brands Effective Interest Rate on Debt % Related Terms


Utz Brands Effective Interest Rate on Debt % Historical Data

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The historical data trend for Utz Brands's Effective Interest Rate on Debt % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Utz Brands Effective Interest Rate on Debt % Chart

Utz Brands Annual Data
Trend Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Effective Interest Rate on Debt %
Get a 7-Day Free Trial 3.59 4.47 5.97 4.33 4.24

Utz Brands Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Effective Interest Rate on Debt % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 4.55 4.27 3.95 3.57 3.91

UTZ vs MAMA, OFRM, WEST: Effective Interest Rate on Debt % Comparison

For the Packaged Foods subindustry, Utz Brands's Effective Interest Rate on Debt %, along with its competitors' market caps and Effective Interest Rate on Debt % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Utz Brands Effective Interest Rate on Debt % vs Consumer Packaged Goods Industry

For the Consumer Packaged Goods industry and Consumer Defensive sector, Utz Brands's Effective Interest Rate on Debt % distribution charts can be found below:

* The bar in red indicates where Utz Brands's Effective Interest Rate on Debt % falls into.


UTZ
42GF Score
Utz Brands Inc UTZ
Effective Interest Rate on Debt % is just one metric. See GF Score™, valuation, warning signs, and more.
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Utz Brands Effective Interest Rate on Debt % Calculation

Utz Brands's annualized Effective Interest Rate on Debt % for the fiscal year that ended in Dec. 2025 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (A: Dec. 2024 )+Total Debt  (A: Dec. 2025 ))/ count )
=-1  *  -41.7/( (940.8+1028.1)/ 2 )
=-1  *  -41.7/984.45
=4.24 %

where

Total Debt  (A: Dec. 2024 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=900.5 + 40.3
=940.8

Total Debt  (A: Dec. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=971.6 + 56.5
=1028.1

Utz Brands's annualized Effective Interest Rate on Debt % for the quarter that ended in Mar. 2026 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (Q: Dec. 2025 )+Total Debt  (Q: Mar. 2026 ))/ count )
=-1  *  -40.4/( (1028.1+1038.2)/ 2 )
=-1  *  -40.4/1033.15
=3.91 %

where

Total Debt  (Q: Dec. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=971.6 + 56.5
=1028.1

Total Debt  (Q: Mar. 2026 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=980.8 + 57.4
=1038.2

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Effective Interest Rate on Debt %, the Interest Expense of the last fiscal year and the average total debt over the fiscal year are used. In calculating the quarterly data, the Interest Expense data used here is four times the quarterly (Mar. 2026) interest expense data. Effective Interest Rate on Debt % is displayed in the 30-year financial page.

What does a Effective Interest Rate on Debt % of 3.91% mean?
Utz Brands (UTZ) has a Effective Interest Rate on Debt % of 3.91% as of Mar. 2026. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Utz Brands and its competitors.
Is Utz Brands' Effective Interest Rate on Debt % too high?
Utz Brands' current Effective Interest Rate on Debt % is 3.91%. Overall, Utz Brands has a GF Score™ of 42/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does Utz Brands' Effective Interest Rate on Debt % compare to MAMA and OFRM?
Utz Brands' Effective Interest Rate on Debt % of 3.91% can be compared against companies in the Consumer Packaged Goods industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Effective Interest Rate on Debt % for a Consumer Packaged Goods company?
A good Effective Interest Rate on Debt % depends on the Consumer Packaged Goods industry context. However, Effective Interest Rate on Debt % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Effective Interest Rate on Debt % mean?
A high Effective Interest Rate on Debt % can signal that a stock is expensive relative to its fundamentals. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Utz Brands and its competitors. Utz Brands's current Effective Interest Rate on Debt % is 3.91%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Utz Brands stock overvalued right now?
Based on GuruFocus' analysis, Utz Brands (UTZ) is currently considered Possible Value Trap. The stock's GF Value™ is $13.86, compared to a current price of $8.12 — trading 41.4% below its estimated fair value. The current Effective Interest Rate on Debt % is 3.91%. Utz Brands' overall GF Score™ is 42/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Effective Interest Rate on Debt % calculated?
Effective Interest Rate on Debt % is calculated from a company's financial statements. For Utz Brands (UTZ), the current Effective Interest Rate on Debt % is 3.91% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Utz Brands (UTZ) Overvalued in 2026?

Based on GuruFocus' analysis, Utz Brands stock appears to be undervalued. The current stock price of $8.12 is trading 41.4% below its estimated GF Value™ of $13.86. GuruFocus considers Utz Brands to be Possible Value Trap.

Key valuation signals for UTZ:

  • Effective Interest Rate on Debt %: 3.91%
  • GF Value™: $13.86 vs. price of $8.12 (41.4% below fair value)
  • GF Score™: 42/100 with 6 warning signs

No single metric tells the full story. See the UTZ stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Utz Brands Business Description

Other Exchanges 5V9:Germany
Address 900 High Street, Hanover, PA, USA, 17331
Utz Brands Inc is a manufacturer of branded salty snacks based in the United States. It produces various salty snack foods, including potato chips, tortilla chips, pretzels, cheese snacks, party mixes, pork skins, ready-to-eat popcorn, and other snacks, which include salsa and dips. These products are offered through its flagship brands like Utz, On The Border, Zapp's, and Boulder Canyon, along with other brands, including Golden Flake, Miguelito's, Hawaiian, Bachman, Tim's Cascade, Dirty Potato Chips, TGI Fridays, and Vitner's. The company's products are packaged in a variety of different sizes and configurations, ranging from individual packages to shareable bulk containers. It also sells certain third-party branded products through its distribution network.
42GF Score

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Effective Interest Rate on Debt % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$8.12
Price
$13.86
GF Value